How to obtain bank all details of my late father in absence of documents
How to obtain bank all details of my late father in absence of documents
My father was having bank account and FDs in one particular bank. He passed away 8 years before. He was living with one brother before he dies so all the bank records and identity proof is with him an
1 year ago
A. Dear Client
Your matter is a bit complicated as you do not have any information on the bank accounts. So, here are some ways to get your work done;
1. Send a letter to the bank with your father details, death certificate, aadhar card, legal heir certificate erc. and seek the information from the bank. If the bank does not give you then you can go to the court and file a case against the bank for the same.
2. You can send a legal notice to your uncle asking him to disclose all the information ...ReadMore
My FI Account is blocked by Gujarat cyber crime
I had won 60k on online cricket betting on 16th Feb and I did a transaction like adding 10k and and withdrawing 10k and same day I did a transaction of one lakh. On 17th night my account got blocked d
1 year ago
A. Dear Sir,
The bank has right to freeze the account. The relevant rules are as follows:PLEASE VISIT THE LINK ALSO. The remedy lies by issuing a legal notice to the Bank, followed by a Writ Petition to direct the Bank to unfreeze the account with a liberty to the aggrieved partner to approach the Civil Court to redress his grievance. Bank cannot penalize the other partner. The Supreme Court's observations are as below:
STATE BANK OF INDIA
Customer Manual for Deposit Accounts Including Disclosur ...ReadMore
Loan recovery
My deceased father had taken a personal loan which we weren't aware about, the application form he submitted did not include our details. The loan was taken on 2019 and was for a period of 3 years, in
1 year ago
A. Dear Sir,
Remedies against harassment by Recovery Agents
Written By : Kishan Dutt Kalaskar Retired Judge
There are numerous cases of the oppressive and illegal conduct of recovery agents attempting to recover pending dues for the banks' benefit. In the past few years there have been many such instances, to showcase an example, an 81-year-old woman was seriously threatened by recovery agents, she got 375 threatening calls concerning her child's unpaid bank dues. After that, she moved to the poli ...ReadMore
Credit card Dispute
There were some fraud transctions happened on credit card. I have file a dispute with bank but bank is denying to give refund or chargeback the merchant. I didn't paid the bill of diputed transactions
1 year ago
A. Dear Sir,
CREDIT CARD HOW TO PROTEST
Dear Sir,
Yes, whether amount is small or big, not an issue. The MNC’s earn lot with such small amounts. For eg SBI earned more than R.1,000 Cr by charging Rs.50/- only. You have following options
1) To send reply to notice by yourself ( no effective)
2) To send reply notice by lawyer (costly and may not result into any positive result)
3) Complaint to Consumer Forum for damages
4) Online Complaint with Ombusdman
RBI CIRCULAR - NOTIFICATIONS
https://ww ...ReadMore
Education loan
How can I get education loan without collateral? All government and non-government banks including NBFCs asking me for collateral papers even after submitting all legal documents.
1 year ago
A. Dear Client
To get an education loan without collateral, you can consider applying to banks that offer loans specifically for education, such as the State Bank of India or the Canara Bank. You can also look into government schemes like the Pradhan Mantri Vidya Lakshmi Scheme or the Central Sector Interest Subsidy Scheme.
Locker
Locker is on joint name me and my x husband and locker was unopreted so bank broke locker and took stuff in his custody now to give stuff back bank is asking noc from my x husband but he is not giving
1 year ago
A. Dear Client
If your joint locker with your ex-husband was unoperated and the bank broke the locker and took custody of the contents, they may require an NOC from your ex-husband before returning the items to you. If your ex-husband is not providing the NOC, you should consult a lawyer to understand best options available for you.
Home loan insurance surrender
Hi Sir/Madam, I have opted home loan in bajaj housing finance, they have added max life insurance for home loan sum assured. Now I am pre closing the home loan within the insurance coverage duratio
1 year ago
A. Dear Client
Based on the information provided, it may be possible for you to surrender the insurance policy associated with your home loan. You should review your loan agreement and consult with a legal expert for guidance on your specific situation.
BGV process with previous employer to b stopped
Hi, my question is regarding when we switch the job and the IT or MNC companies contact the previous employer for the employment check if you organization management thinks about your carrier they wil
1 year ago
A. Dear Sir,
Be aware that many state governments going on extending exemptions of labor laws applying to MNC companies thus it has become monopoly for such companies to do whatever they like. You may bring awareness about such instances among the people and employers.
Dpn not signed ,bank has fabricated
My daughter's edu.loan engg. 4yrs---2.5L/yr...10L loan amt...2013-2017 MODT plot on moratorium period i.e.2013---14--paid 2.2L Applied for interest subsidy 100% ---bank erroneously applied for 1L ins
1 year ago
A. Dear Sir,
You have a merited case file a complaint with Police and also file an application for examination of such forged document through handwriting experts.
Fraud - deducted from my bank
Sir amount of 20000 has been deducted from my bank
1 year ago
A. Dear Sir,
Such illegal deductions are many. you have to lodged complaint with cyber police. You have to get freeze such account through concerned Police.
