icon Flipkart Pay Later Loan Error

On October 8, 2023, I availed the "Flipkart Pay Later EMI" service through IDFC First Bank to purchase an MSI Core i3 11th Gen laptop. This is loan 1. On October 11, 2023, I made another purchase usin

4 Response(s)

4 months ago


A. Dear client,
Send them a mail for documentation.
Visit the branch with an application to the Service Manager asking for the rectification.
You can also opt for the banking ombudsman, and take the help.
In case everything fails, let an advocate draft a legal notice for you (we can do that for you). Later, if situation is not healed by these steps you have to file a consumer case against the bank. But hoping that the changes would be made sooner, sometimes due to technical Glitches certain cha ...ReadMore

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icon Online transfer issue

Agent profile image Vidhikarya Add free live chat to your site Write a reply.. Agent profile image Vidhikarya Agent profile image Welcome to Vidhikarya ! Please let us know how can we help you.

3 Response(s)

5 months ago


A. Dear Sir,
You just ignore all such communications because the company cannot go against you for small amount of Rs.54k since legal expenses are more and time consuming.

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icon Bank account blocked

My Paytm account is blocked due to gujrat cybercrime cell alleging that a fraud transaction is done in my account.That transaction was done by gaming platform through its merchant.What to do to unbloc

3 Response(s)

6 months ago


A. Dear Client,
Once a cybercrime scam or fraudulent transaction is reported online to the National Cyber Crime Reporting Portal(NCCRP), on the instruction of the Cyber Crime Cell, the investigating team starts the routine process of investigation immediately freezing the suspected accounts of fraudsters and the victim's Bank account and you have to wait for the completion of the investigation of the scam by the investigating agency. The length of time it takes to investigate a cybercrime can vary ...ReadMore

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icon Notice u s 13 2 Sarfassi Act

my huband availed a loan in LICHFL git expired due to covid 19 in 2021 for 2 times had cleared loan emi and came out of surfassi. now again it has gone to sarfassi,they have issued 13(2) notice but i

3 Response(s)

6 months ago


A. Dear Client,
Request the bank to provide you with proof of delivery or acknowledgment that they sent the notice to the address. This could be in the form of a postal receipt or delivery confirmation and Reach out to the local postal service or courier company responsible for delivering the notice. Inquire if they have any information regarding the delivery status of the notice. They may be able to provide you with details or assistance in tracking the notice.

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icon Unable to pay my education loan

Sir, I took 5.5 lakhs to study engineer ing in 2010 but I could not get any job and since then I am jobless I teach in a private school and get 8000 as salary so its very difficult for me to pay back

3 Response(s)

6 months ago


A. Dear Client,
Contact your bank or financial institution and inquire about the possibility of restructuring your loan. They may offer you a revised payment plan that suits your current financial situation.

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icon Bank account debit freeze by cybercrime without any intimation - How to unfreeze

Hi Sir/Madam, without intimation and information my account got debit freeze. I reached the respective bank customer care and home branch bank too in many times but no information from their side. The

3 Response(s)

6 months ago


A. Dear Sir/Madam,
Under the following provisions the Hon’ble Magistrate Court having ample powers to unfreeze the Bank accounts. Further, the Hon’ble Court has vast powers to hand over the properties/vehicles seized by the Police and other authorities to the owners of the properties/vehicles. Such interim orders normally will be made within Thirty days of such interim application and on such orders the Police and other authorities are bound to hand over the properties/vehicles to the persons ...ReadMore

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icon Release of title deeds equitably mortgaged in education loan

My father has taken an education loan for my foreign studies in 2008 from the branch in which my father worked as assistant manager. This was returned to bank in full with interest in 2010. During thi

3 Response(s)

6 months ago


A. Dear
Submit a formal written request to the bank for the return of the title deeds, clearly stating your concerns and seeking a resolution to the issue. Keep a copy of this request for your records

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icon Fake Bank account

I am resident of gwalior and i became partner with two person of jabalpur for construction work by registered deed. But i came to know that they both have opened a fake bank account on my gst no in ja

3 Response(s)

6 months ago


A. Dear Sir,
You have to lodge complaint in Jabalpur where the fake Bank account was opened if Police refused then file private complaint in the Magistrate Court of Jabalpur.

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icon Payment and settlement act

Hello respected sir, so I have loan which I hadn't pay from last 4 months and the remaining amount is 45000 (fourty five thousand ) so the loan company has just filed a case against me for non repayme

3 Response(s)

6 months ago


A. Dear Sir,
You may appear before the Court on the date of hearing along with your advocate or in person and close the matter by paying entire amount.

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icon Paytm blocked my account & not unblocking

Paytm blocked my account on 17th july 2023 and not unblocking it even after sharing all asked kyc documents. Reason shared by them is suspicious activities but there's no fraud or cyber complaint agai

2 Response(s)

6 months ago


A. Dear Client,
If you didn't receive a satisfactory response from Paytm or the Banking Ombudsman, you may need to consider legal action. You can also explore the option of filing a complaint with National Consumer Helpline, or Consumer Dispute Redressal Commission.

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