Debit Card Misused
Debit Card Misused
My debit card is misused by scammer and he withdraw all money
3 months ago
A. Dear Client,
In this scenario, it is crucial to promptly report the misuse of your debit card to both the concerned bank and your local police station. Utilize the National Cyber Crime Reporting Portal (NCCRP), a government initiative, to file online complaints related to cybercrime. Seeking the assistance of a legal professional, such as an advocate, can help you stay informed about the ongoing investigation and guide you on appropriate actions. The timeline for investigating a cybercrime can v ...ReadMore
Regarding loans
Can I get amount from out of india as loan, did i have to pay income tax for that amount
3 months ago
A. Dear Client,
Please provide us with more facts to respond to your query. In this limited information one can't suggest.
Non banking Assets
in banking for reduce NPA (non performing assets) under SARFAESI Act convert some possession property into Non banking assets. now can we resale this property to same borrower whose this property.
3 months ago
A. Dear Sir,
If no charge is created by the Bankers on your such property then with or without banking consent you can sell the property.
Bill claim
What action can we take against a company if it is not paying our bills?
3 months ago
A. Dear Client,
See filing a criminal case for non payment is not a good idea as that will not help you to get the money but in the worst case the other party MAY get in prison but very rare.
For payment of due amount you will have to file a civil case and recover the money. So, you can start with sending them a legal notice first then followed by a civil suit.
Also You can initiate ODR- Online Dispute Resolution process.
Thankyou
Online meeting
Sir, now a days public sector banks are conducting online meetings of their staff through WebEx or Zoom and these meetings continues for hours. Sometimes till 9:pm and staff is forced to stay in the b
3 months ago
A. Dear Client,
The validity of requiring staff to attend online meetings after regular working hours depends on the employment terms and local labor laws. Employers generally have the right to schedule work-related activities during reasonable working hours, and this may include virtual meetings. However, forcing employees to work excessively long hours may be subject to labor laws and regulations. If such extended online meetings become a regular occurrence and impact work-life balance, employees ...ReadMore
Mr. Shyam K
I have a CAR loan and top up loan and credit card with the same bank, due to financial crisis I have not paid the credit card bill on time for the last 3 months but I have regularly paid a small amoun
3 months ago
A. Dear Client,
Once the EMI against a loan is not repaid for consecutive 3 times by the borrower for any reason whatsoever, it is treated by the Bank as NPA. Accordingly, the Bank sends notice to the Borrower asking him/her for repayment of the entire dues lying against the loan. In the absence of any response from the Borrower, the Bank started the routine process of action prescribed under relevant laws for recovery of debt lying outstanding against the Borrower and the Guarantor. You can make ...ReadMore
Disputed transaction on my credit card
before 4 month closed my disputed transaction and received (NOC) by bank side or inform /intimation closure but reopen this case November 2023 please suggest
4 months ago
A. Dear Client,
Once a dispute is resolved and NOC is issued by the Bank informing the closure of the dispute, the same cannot be reopened ex-parte without giving you a notice informing you of the reason behind the reopening of a closed dispute which is contrary to the Indian Banks’ Association (IBA) Fair Practice Code and Code of Bank’s Commitment to Customers. So, in the given scenario, a complaint under the RBI integrated Ombudsman scheme, 2021. shall be made online on the portal (https://c ...ReadMore
Bank freezed
After checking the transaction is not suspicious then automatically account is unfreeze or not
4 months ago
A. Dear Client,
Apart from other reasons, a bank account is frozen by the Bank on the instruction of the Cyber Crime Cell on receipt of a complaint of a fraudulent or suspicious transaction. This means that the account holder cannot access the funds in the account, and cannot make any transactions. The account shall remain inoperative/frozen until the cybercrime complaint is investigated and resolved. The length of time it takes to investigate a cybercrime can vary greatly depending on the complex ...ReadMore
Fraud transaction from SCB Credit card
Sir In fraud transaction case i know from Google there are ZERO LIABILITY of payment for Fraud Transaction as soon as reported to the bank, registered complaint with cyber, customer care and police st
4 months ago
A. Dear Sir,
The Bankers are correct because all the laws are in their favour. You have only option of getting a criminal case registered and continued against the persons who committed such offences otherwise you may go to High Court.
Fraud transaction from credit card
I have complaint on cyber crime as well as RBI Ombudsman and Dahisar Police Station for authorised transaction from my credit card as they might my mobile at the time of transaction for RS.24412. Bank
4 months ago
A. Dear Sir,
The Bankers are correct because all the laws are in their favour. You have only option of getting a criminal case registered and continued against the persons who committed such offences otherwise you may go to High Court.
