Bank account to unfreeze
Bank account to unfreeze
My HDFC BANK Account is freezed since more than 100 days due to some unintended transactions in March 2023 because of falling into trap of fraudsters for online job opportunity. Bank is not providing
6 months ago
A. Dear Client,
In India, the Reserve Bank of India (RBI) has appointed Banking Ombudsman officers to address complaints against banks. You can file a complaint online through the RBI's official website or by visiting the nearest Banking Ombudsman office. Provide all relevant details, including your account information and the history of the issue.
Failed Online payment not reverted
Online transaction of university fee payment is failed. Transaction failure notice email is sent by the payment gateway. But the amount is transferred to the University. Now university said once paid
7 months ago
A. Dear Sir,
Get issue a legal notice and try to get refund of said amount. If the said amount is small amount then you have to incur more expenses on legal side.
Cash Deposit Related
Hi Sir, On September 16th I had deposited 15k in SBI CDM machine, but unfortunately the machine link gets fail and my 8000/- got stucked and 7000/- was returned by the machine, no slip gets generated
7 months ago
A. Dear Sir,
Data Theft in Cyber Space – Issues and Laws
Does India have sufficient Laws?
The problem of data theft which has emerged as one of the major cyber crimes worldwide has attracted little attention of law makers in India. Unlike U.K which has The Data Protection Act, 1984 there is no specific legislation in India to tackle this problem, though India boasts of its Information Technology Act, 2000 to address the ever growing menace of cyber crimes, including data theft. The truth is that ...ReadMore
Cancellation of loan amount on date of disbursement
As as my mom died in COVID in 2021, a month ago I applied for a loan from bank whatever documents asked by them were submitted it to them but after taking 22 days and at the date of disbursement they
7 months ago
A. Dear Sir,
You cannot take any legal action but you can lodge complaint with their higher authority like Zonal authorities.
Cancellation of my loan by bank
Can bank cancel my loan amount on disbursement date by asking a succenction certificate ( as my mom died in COVID in 2021) which they didn't asked earlier and after taking 22 days for disbursement the
7 months ago
A. Dear Sir,
If written check list is not given then you will be not having evidence about the documents claimed by them.
Question About Adding Co-Applicant in Home Loan
I'm a salaried male person who is married and wants to apply for a home loan. I do not wish to add my wife as a co-applicant while taking a home loan from the bank although the bank pressures me to a
7 months ago
A. Dear Client,
It is not a legal requirement to have co-applicants for home loans. The bank insists on adding a co-applicant because it gives them that extra surety in case of a default or death of the primary applicant. Also, in case of disputes on the property, having a co-applicant works better for lenders. A co-applicant is an additional person involved in the application of a loan besides the original applicant. They are equally considered alongside the applicant throughout the whole applicat ...ReadMore
Frozen bank account
How to unfreeze my bank account that frozen by cybercrime
7 months ago
A. Dear Client,
The National Cyber Crime Reporting Portal(NCCRP) is an initiative of the Government of India to facilitate victims/complainants to report cybercrime scams or complaints online and once a cyber crime scam is reported online to NCCRP, on the instruction of Cyber Crime Cell, investigating team started the routine process of investigation immediately freezing the suspected accounts of fraudsters and the victim's Bank account putting a lien on it. you can contact the Cyber Crime Investi ...ReadMore
Credit card bill notice
I'm a single mother with two kids, my husband divorced me 2years back. I have cleared many of his debts. I tried my best now two more cards were left which I bare the name I managed by paying the mini
7 months ago
A. Dear client,
You're not typically responsible for repaying the debt of someone who's died, unless: You're a co-signer on a loan with outstanding debt. You're a joint account holder on a credit card. Note: this is different from an authorized user.
Bank account freezed
Sir I have fraud by telegram channel so I have resistered a complain on cyber crime through online But my bank account is also freezed so I contacted bank account they told to contact cyber crime sir
7 months ago
A. Dear Client,
Here's what you might consider doing:
Contact Cyber Crime Authorities: Since you've registered a complaint about a fraud incident with cybercrime authorities, it's important to continue communicating with them. Share any information and documentation they request to investigate the case thoroughly.
Cooperate Fully: It's crucial to cooperate fully with the cybercrime authorities and provide any necessary information to help them resolve the case.
Seek Legal Advice: Consult with a ...ReadMore
Loan Settlement
I want to know if it is fine to take a help of loan settlement agency in the market to settle and negotiate with the landers?
8 months ago
A. Dear client,
You can try negotiating on your own with the lender. However, if that is too time-consuming, you can always hire the services of a reputed credit agency. Debt settlement can majorly affect your credit report, making it difficult for a borrower to borrow money at reasonable interest rates
