FINNACIAL LOSS I AM UNABLE TO PAY MY CREDIT CARDS DUE
FINNACIAL LOSS I AM UNABLE TO PAY MY CREDIT CARDS DUE
Dear Sir, I am unstable financially from last 4 months because i lose in my business, So now i am unable to pay credit card due from this month, and bank calls regularly to me, what can i do?
9 months ago
A. Dear client,
Any Person caught in this trap cannot shift his liability hence the appropriate way is that the individual shall defend himself with a reason that why he could not pay his EMIs on time. The reason could be anything; he might have lost his job, an emergency would have arisen which consumed all the savings, expenses on education could have been huge or some other urgent requirement. The person can choose any of the following options:
Defer the payments: An EMI holiday for a few mont ...ReadMore
Wrong credit to an account with lein amount
I have made a wrong credit to an account with lein amount. For example The credit I had made is 70, 000. The lein amount is 1,00, 000. I know the person to whom I have made the credit. His account is
9 months ago
A. Dear client,
You can personally visit the concerned bank and talk to the manager. You may have to produce all proofs and communications regarding the incorrect transaction. The bank manager will then contact the wrong recipient and request that the incorrect credit is re-transferred to you
Loan repayment
I have missed my all loan 2 emis and I have told them, right now I don't have money to pay my EMI due my family medical issue. I have mailed all the nbfc and bank regarding my issue and they are not w
9 months ago
A. Dear Client,
Whenever any loan is approved by NBFC or FI either offline or online, a loan application bearing all the terms and conditions applicable to the applicant is being accepted by the applicant and pursuant to said acceptance and accessing your loan repayment capacity, CIBIL Record etc. your loan is approved. In case of default in repayment of the said loan as per the condition of repayment, FI takes the routine course of action permitted under relevant laws for recovery of debt lying o ...ReadMore
Account got freezed
My bank account got freezed , when i went to the bank they said the order for freezing is came from gujarath. I am from kerala ,my money got trapped in account . And what i can do for defrozening the
9 months ago
A. Dear Client,
Once an order from Cyber Crime cell instructing the Bank to freeze an account of any account holder, the account remained inoperative and until and unless an order is issued by Cyber Cell on completion of the investigation into a fraud or suspicious transaction withdrawing their earlier order, the account can not be made operative by the concerned Bank. So pursue the matter with the Cyber Cell for an early resolution in the matter.
Employment bond Concern
I need to know one thing ,as I have signed employment bond with one of public sector bank of Rs 1 lac ( during joining I have given ) Rs 10 k for it ,but later after 1 month I informed them that to
9 months ago
A. incase of medical issue the employment bond cannot come into force and you can get the waiver also need to read your appointment letter kindly share it with us.
CIBIL Damaged and Loan Sold
I was having a Home loan with NBFC in which they asked me to pay my EMI online for first 3-4 months as the First EMI couldn't hit my bank and to resume ECS clearance it will take some time. Without my
9 months ago
A. Dear Client,
In the prevailing situation, you need to serve a legal notice to the NBFC and make a complaint against the NBFC to the Grievance Redressal Officer, RBI online for redressal of your grievance.
Unauthorized Loan as Co-borrower
Request for Legal Assistance - Unauthorized Loan as Co-borrower
9 months ago
A. Dear Client,
Your query requires more details for appropriate response. So, you need to revert back with the query in details to enable us to respond you suitably.
Assets - My parents were living with my only brother
My parents were living with my only brother since 2017. Both my parents passed away in 2022. My father had a pension of Rs 45000 per month. He did at the age of 89. My bother was handling his passbook
9 months ago
A. Dear Client,
From the query, date of death of your father who expired at the age of 89, is not available. Your brother was authorised to handle the Bank account on behalf of your deceased father. So, in absence of Account holder and strong evidence that supports your allegation of misappropriation of fund of your deceased father by your brother may not be upheld even through litigation. So, you need to consult with an Advocate before taking any legal action against your brother otherwise you may ...ReadMore
cheque bounce case
if the accused filed appeal against the order of trail court for conviction the appellant court dismissed the appeal what to do for suspension of sentence in appellant court
9 months ago
A. Dear client,
Your question is ambiguous. Let us tell you that pending any appeal by a convicted person, the Appellate Court may, for reasons to be recorded by it in writing, order that the execution of the sentence or order appealed against be suspended and, also, if he is in confinement, that he be released on bail, or on his own bond as per section 389 of the CrPC
Manipulated Quarenter
Sir i have made quarentee for an educational loan for my son at a bank. Since the manager is the friend of my neighbour the manager sanctioned a loan to my neighbour without my knowledge using my gua
9 months ago
A. Dear client,
The borrower of the loan should be served with a legal notice as soon as possible advising him of the legal action you intend to conduct against him for violating Section 420 of the IPC. A copy of this legal notice should also be given to the loan disbursing bank in question. Consult an attorney for advice on how to file a criminal lawsuit for fraud against the borrower with a request that the guarantor's name be removed from the loan agreement, which the borrower got by fraud and a ...ReadMore
