ICICI Credit card bill
ICICI Credit card bill have issue, I have been calling and emailing but there are again asking to pay the outstanding bill does not have clarity of total amount but they are asking me to pay the same
1 year ago
A. Dea sir, you shall discuss the matter with the respective bank and then to discuss the proper layout of the billing.
Data entry fraud - Can I recover my money
Can I recover my money without any court case sir I am student I life will spoil so only asking sir please help Mee sir I know their bank Alla details if you can help me please contact me sir immediat
1 year ago
A. For this, i need you to tell me the entire matter in a.proper detail, for.me to help your with the matter. Your money can be recovered, but i need to know the facts in a proper manner.
138 case while property also mordgage to bank
I have given cheque as security and my wife is coapplicant but as I unable to give emi from January 2022 Bank has filed case against my wife and me of 128 and same time bank also surfessi and get ve
1 year ago
A. Dear sir i would suggest you to discuss the matter further with your respective bank and ask them to properly layout the terms and conditions involved and request them to withdraw the case of 138
Repeated payment reminder for advance payment of credit card and Mental harasmen
RBL bank is sharing my number with an abuse/exotic agency. 2nd even after the full payment is done, my number has been given to the collection department by RBL bank. I received continuous calls fro
1 year ago
A. Sir you can lodge a complaint against the bank for sharing your personal details with a third party.
Cash withdrawal from savings account limits
Sir, my home loan amount required as cash withdraw from my savings account, but the Bank is telling beyond 20 lakh withdrawal I have to pay 2 percent TDS to bank. My home loan amount is 40 lakh and my
1 year ago
A. Dear Client,
The rule is as follow;
TDS will be deducted at 2% on cash withdrawals of more than ₹ 20 lakh and 5% for withdrawals exceeding ₹ 1 crore if the person withdrawing the cash has not filed ITR for any of the preceding three AYs.
If you have filed ITR for last three years then you don't need to pay the TDS.
Secondly you should also not pay in cash to the builder. All payment must be done through cheque or bank.
Help - I m a banker, I have opened accounts
Im a banker, i have opened accounts of few customers from a company by one of the manager reference from that company, now the manger has done forgery in that company, will it affect me, he has person
1 year ago
A. Sir if you're able to produce the right documents regarding the forgery you shall not be liable for any charges. As for the money that you borrowed from the manager, it can no where be stated that the money that was given to you was out of the money that was forged by him.
Subhashis Paul
Debit freeze by cyber
My debit freezed by cyber ,have no details about it how to unfreeze pla help me
1 year ago
A. Dear client, When a bank freezes your account, it means there may be something wrong with your account or that someone has a judgment against you to collect on an unpaid debt. An account freeze essentially means the bank suspends you from conducting certain transactions.
In order to unfreeze it you can approach your concerned bank.
Bank settlement for legal heir
My brother deceased last year, he married twice. First marriage got divorced, has daughter (age 18). Second marriage, wife died 3 years back, has step son (age 18). My brother has savings account in
1 year ago
A. Sir you can get an interim order from the court or settle the problem with the bank with a proper sitting.
Loan Recovery- Asset in custody
What happens if the loan EMI was not paid and the company has taken the vehicle under their custody. While they have been threatening to sell the Asset.
1 year ago
A. Dear client, I am sorry to hear that but since your loan amount becomes NPA for the bank, the bank has all right to recover it. Since you have taken a loan keeping your vehicle as a security, they have all right to sell it.
Cyber complaint
Hey , My hdfc Bank Account Got frozen Suddenly on 17th August & I just visited Branch Afterwards They Told me That Someone(Name- Bikki Kumar) Filed a cyber complaint Against A particular Txn for Uoi f
1 year ago
A. Dear client, I am sorry to hear that but in this case you can file an application before the nearby police station.