Vishing Case
Vishing Case
I was a victim to Vishing where I was manipulated to transfer money from my account. The Bank says that the there was no problem from the Bank and that the Bank has adhering to all guidelines provided
1 year ago
A. Dear client,
Please follow the below steps to file a cyber complaint:
STEP 1: Go to https://cyber crime.gov.in/Accept.aspx
STEP 2: Click on ‘Report other cyber crimes’ on the menu.
STEP 3: Click on ‘File a Complaint’.
STEP 4: Read the conditions and accept them.
STEP 5: Register your mobile number and fill in your name and State.
STEP 6: Fill in the relevant details about the offence.
The documents you require for Internet Banking/Online Transactions/Fake Call Related Complaints:
Bank ...ReadMore
Posession notice
Sir iam taking housing loan and top up loan, the loans pending dues paid but all other loans persanall lons add to my account give possesion notice to me but not pending or overdue on my hpusing loan.
1 year ago
A. Dear client,
You can file a complaint to the grievance cell of the HFC, better known as Grievance Registration & Information Database System (GRIDS) which is established as the NHB’s Grievance Redressal Mechanism. Please note that there is no other authority available in India which would deal with the aggrieved customers of the Housing Finance Companies.
Procedure includes:
-Access the grievance handling portal of the National Housing Bank by accessing the link https://grids.nhbonline.org.in ...ReadMore
Bond matured 5 years back but still Money not given by Compony
Taken Bonds of 500000rs from Wellfare group of componies in year 2012, after 5 years matured still not back even matured amount. Please suggest what should do.
1 year ago
A. Dear Client,
Please contact a lawyer near you to better understand what kind of bond you are holding and to explain to you what you need to do in order to release your money.
Thank you so much, I hope this answer helped you.
Summon under sec 25
I received summons under sec 25 payment and settlement act for not paying the loan what should I do
1 year ago
A. Dear Client,
Please consult a lawyer and understand your options much better. If it is a mistake on behalf of the bank then the case against you will be acquitted but if you have defaulted in the payment you will have to hire a lawyer to solve the issue legally.
Thank you so much, I hope this answer helped you.
Bank transactions - Is there any splitting charge
Is there any splitting charge for transferring 40lakhs rupees from swiss bank to Punjab national Bank account in India
1 year ago
A. Dear Client,
Please contact Punjab National Bank to gain a better understanding for your situation. This is due to the fact that various banks have their own rules and charges in regards to overseas transfers.
Thank you so much, I hope this answer helped you.
Bank not closing Property loan
My mother had taken home loan from a bank and in this loan my brother and his wife are borrower and I and my big brother are guaranter. My brother and his wife also take personal loan from the same ba
1 year ago
A. Dear client,
You have told that you are the surety (guarantor) to your brother's personal loan. A surety is an entity or an individual who assumes the duty of paying the debt in the event that a debtor fails or is not able to make the payments. The party which guarantees the debt is called a surety, or the guarantor.
A surety is an entity or an individual who assumes the duty of paying the debt in the event that a debtor fails or is not able to make the payments. The party which guarantees the ...ReadMore
Credit card fraud transaction bill payment
Bank asking me to pay the credit card Bill which was fraud, i said i can't pay. Now the forcing me to pay.wgat to do?
1 year ago
A. Dear Client
You need to establish the fact that it was fraudulent transaction and give all the evidence to the credit card company. Also when the fraudulent transaction took place you should have placed a complaint with the company.
A. Dear client,
Firstly on your Instagram account,
1. Go to the profile of the seller you want to report.
2. Tap more options in the top right.
3. Give reasons and Tap Report.
Next,
You can make a complaint anytime to the cyber police or crime investigation department either offline or online. In order to give punishment for cyber crime, the first & foremost step is to lodge complaints against the crime. You need to file a written complaint with the cyber crime cell of any jurisdiction. In the w ...ReadMore
Bank loan foreclosure letter
I take a loan from jm Financial home loans ltd. I applied for foreclosure letter on 30.10.2022. Company is saying they will take 30 days for providing foreclosure letter. But why should I wait for 30
1 year ago
A. Dear Client,
First of all you have provided a future date of October 30th on un the question. Anyways, the fact of the matter is when you give an application of foreclosure which is not the normal procedure for a bank as they tend to lose out the future accrued income through interest hence they have to present the case to higher ups and seek their approval to allow for foreclosure. That could be the reason that they are saying that they will take 30 days. You can hard press them to do it little ...ReadMore
Foreclosure charge on OD Facility
Hi Legal Experts, Could you please help me understand the foreclosure charges on Overdraft facility. I have an OD facility of 15 lakh from Tata Capital but I have not withdrawn anything hence outstan
1 year ago
A. Dear client,
It is advised that you serve a written complaint to the service and wait for a month for them to response.
Attach all documents necessary and elaborate on every detail you deem essential. If this has already been done by you, you can file a complaint at the RBI ombudsman using the following link given below.
https://cms.rbi.org.in/cms/indexpage.html#eng
According to the rules of RBI you can write the complaint on a plain paper or follow the format given on the website.
The grounds f ...ReadMore
