90,000+ Legal Questions Answered
icon Overdue - Kissht finance loan amount

If Kissht finance loan amount will not paid and their recovery agents will come to home or what ?


A. Dear Client,
Can you please give some details about the issue and maybe I can assist you better. Hope this helps.

Helpful
Helpful
Share
icon Regarding Indivdual Bankcrupt

Hi Sir, I am a salaried Software employee who is earning 1.2per month, I took multiple loans for multiple apps and banks, it was around 45 lakhs lost everything in business and gambling sites. I am u


A. Dear Client,
you can file for individual bankruptcy if you are unable to pay the amount above then Rs.500. For filing the individual bankruptcy you need to file the insolvency petition under Provincial Insolvency Act in district court having Jurisdiction regarding this where you live or where you resides.
Hope it is helpful

Helpful
Helpful
Share
icon To file a case in DRT COIMBATORE against the sarfaesi act taken by bank

I have got business od amount 2500000 on TAMILNADU MERCHANTILE BANK in 2015 and becomes NPA on 2017 bank issued possession notice and sale notice on 2018 which was stayed by DRT madurai by condition o


A. Dear Sir,
You may approach either DRT or High Court for a direction to the concerned Bank to facilitate for talks to arrive it OTS and thus settle your matter.

Helpful
Helpful
Share
icon Personal loan -took personal loan from yes bank and HDFC bank

My brother took personal loan from yes bank and HDFC bank and some money loan apps for finance and i took entire money and invested in stocks and intitally profits came and later one fine day complete


A. Dear Client
You can file a written complaint to the nearest police station of your local jurisdiction. Banks cannot harass you for the payment. They can do recover money as per law.
Hope it helps.

Helpful
Helpful
Share
icon Regarding Not Returning my Money

I had given money to a person but after seven years he is not returning my money.


A. Firstly go in your nearest police station and tell your problem if they take action then ok if not then You should hires a lawyer and raise a complain case against him and filed in your court jurisdiction

Helpful
Helpful
Share
icon Loan Fraud Tourcher

I dint took loan but they are torchering with my contact list telling me to pay the loan i am really scared can you help me out. as i am using iphone they are sending apk file telling me to pay they a


A. Dear Client
You can write a formal complaint to the police station and it would it better if you take help of an Advocate for framing formal complaint.
Hope it helps.

Helpful
Helpful
Share
icon Surfessi act

Bank has taken possession of our industrial unit. They have publish a auction amount 28 lacs. We have asked OTS of 20 lacs. Will it work.


A. Dear Client
You should approach the High Court to get stay order in this Subject matter after that only you may get some chance to do the negotiation and settle for OTS. At this moment Bank will not do OTS as they just need to do the auction so that they can recover money.
Hope it helps

Helpful
Helpful
Share
icon Bankruptcy and debts - business cattle loan

We have taken a business cattle loan without cattle or own house. How they IDFC BANK people gave loan for 1 lakh. October 2021 we got the loan we paid UpTo January but for February month we were una


A. Dear client,
You can send a legal notice asking them to waive the said 2 months, inspite of it if the Bank does not waive, then u will have to file a consumer disputes case for deficiency of services and mental agony.
Consult an advocate.
Hope it helps.

Helpful
Helpful
Share
icon Indebted to Moneylenders

Sir, My father is in a Government Job and he is struggling to come out of a debt trap as he has taken money from several moneylenders on high interest just to cover the interest of the other. He had a


A. Dear Client
You should humbly seek some extra time from the money lenders to pay back their money. Also, if you have given guarantee and security deposit, the money lenders will take action against you.
Hope it helps

Helpful
Helpful
Share
Other Responses
Subhashis  Paul

Subhashis Paul

icon My account turned NPA and the bank took symbolic possession.

My account turned NPA and the bank took symbolic possession. And immediately without prior notice they auctioned the property and applied for physical possession from the DM. We got a stay on the auct


A. Dear Client
You should immediately take action against the bank authorities on such misconduct.
You should contact a good advocate of Honourable high court and put forth your concerns.
Hope it helps

Helpful
Helpful
Share
Other Responses
Subhashis  Paul

Subhashis Paul