icon Borrow View App

I didn't apply for a loan on this app.i just checked it..I didn't even give my bank account but it sent me ₹2275 without me knowing..now after 7 days it asked me ₹4000..I didn't respond so it star


A. Dear Sir,
You may approach Police and also make it viral and give alerts to all the groups so that App people may surrender and compromise.

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icon They Denied to pay me back

Sir, One person tell me that give me 5000 and now I'm demanding my 5000 they gives reason like my account is freeze. What to do with it. they ask me money for sharemarket


A. Dear Sir,
You may go to Police Station since it is a small amount you cannot spend for legal expenses.

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icon recovery agent harassment

recovery agent harassment what can i do?


A. There are various legal remedies provided for this such as:
1) Filing a complaint at the police station
2) An Injunction suit against the bank and the recovery agents
3) File an objection with the Reserve Bank of India: After getting a few public objections against banks and seeing a few cases recorded against the harassing recovery method, the RBI prescribed certain norms for the recovery agents in order to govern the approach towards defaulters. In this manner, if the defaulters feel undermine ...ReadMore

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icon I have taken loan from stashfin

Hello, i have taken loan from stashfin and due to some financial conditions i missed 4 emi's on time and in january the manager asked me to settle the amount and also said it wont affect my cibil henc


A. Dear Client,
Kindly contact and advocate and give him the details for the same and he will guide the same to you.

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icon Conciliation reply

Tenure-12mths, Loan emi- 4387,Paid-5, 1 emi default and then mailed to finance company about jobless but every months emi bounce charged add. Nov last emi date ends and 7 emi due now send a conciliat


A. Dear Client,
I am very confused about your problem. Can you kindly explain more to me and give more details. Thank you.

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icon Loaned money recovery

I Hi, I gave a loan of 13 lacs to a friend because he was in dire need of it since there was an open case going on. I took a loan and gave it to him. He promised that he will pay the EMIS on time. But


A. Dear Client,
You can send a legal notice to him asking him to pay the same amount and if that does not work out then you can file case against him.

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icon Father's personal loan payment after his death

My father has 7 Lakh outstanding for his personal loan . He expired on 13 th December . Bank is telling he has done insurance against the loan. Do I have to pay the money as his legal heir ?


A. Hello Client,
According to the Hindu Succession Act, you do not have to pay off your father's loans.

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icon Private money lenders (10-20% per month)

My dad borrowed some money from private lender. He gave money on daily basis. So we were not able to give back few EMI's on time because my father went through an accident. Few days back my father wen


A. Dear Client,
If you have any written agreement then you can challenge that and complaint in writing to the near by police station.
I Hope it helps

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icon Delay in Laon EMI payment

I have a loan with Prefr who I took a loan of 1,42000. But due to some financial problem the EMI are getting delayed


A. You should immediately intimate the said financial institution regarding your financial crisis and ask for some time or any other remedy otherwise if you fail to pay consecutive three EMIs then the said financial authority may sue you for not paying the EMI on respective schedule.

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icon Home loan settlement - bank start legal proceedings

Can the bank start legal proceedings if they have sold the asset through Sarfaesi act for 2-3 Lacs lesser amount due to Covid period. The bank on call has said that they want to recover amount around


A. Dear Client,
According to the law Breach of contract when it comes to loan repayment itself is not a crime but lenders can approach a civil court in order to recover the same. If a loan has not been repaid for more than 180 days, the lender is allowed to file a case against the borrower under Section 138 of the Negotiable Instruments Act of 1881.

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