SBI Card restructuring - reg SBI Card restructuring - reg

Sir, On corona times my credit card reached overlimit and they send a offer letter thorugh mail. i ve not signed the letter but i started paying though EMIs regularly now my card comes under approved

2 Response(s)

Posted 11 months ago


A. Hi,
You can express your grievances to the bank authorities. You can also approach the Banking Ombudsman for assistance.
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Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

Got legal notice and calls from Finance Services Got legal notice and calls from Finance Services

Hello Sir/Mam, I have taken 60,000/Loan from Money View During Lockdown and paid 3 EMI's but unable to pay rest payment, as I lost my job after lockdown. I have received many calls claiming from High

4 Response(s)

Posted 11 months ago


A. Hi
You can send them a legal notice as there is a separate plan proposed by Reseve Bank of India(RBI), if the borrower is unable to pay EMI then he/she can opt for loan restructuring as per the resolution plan offered by his/her lending institution.
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Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

Sidhaarth  S

Sidhaarth S

JITENDRA PRATAP SINGH

JITENDRA PRATAP SINGH

Lending money Lending money

Sir Maine apne kuch dosto aur colleges sae paisa udhar liya aur mae sabko paise de bhi raha hnu .mae every month apni salary ka 40% de deta hnu aur un logo nae mujsae interest bhi liya hae uskae bad b

2 Response(s)

Posted 1 year ago


A. Hi,
You may approach the nearest police station regarding the same.
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Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

My Education Loan Issue My Education Loan Issue

Respected sir/Mam, I have taken educational loan of Rs 15 lakh ( 3 lakh each year for 5years) in 2009 for doing my MBBS from Indian Bank Tamilnadu. I am from poor family, my father is a bus driver and

4 Response(s)

Posted 1 year ago


A. Dear Sir,
You may approach High Court or DRT to get appropriate relaxations.

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Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

Pradeep  Naik

Pradeep Naik

Online money lending apps Online money lending apps

Playstore pe jo online money lending apps hai kya woh legal hai ?? G.S.T service charge interest aur processing fees ke naam par bhot paise lete hai Loan na chukane par ya kuch problem se samay par na

3 Response(s)

Posted 1 year ago


A. अगर वो फेक नोटिस या फेक FIR की कॉपी भेजते है तो आप उनकी पुलिस में कंप्लेंट कर सकते है। इसके अलावा अगर आपने पैसे लिए है तो आपको लौटने तो होंगे लेकिन उनकी आइडेंटिटी सुनिश्चित होने पर ही पैसा लौटाए, ...ReadMore

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Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

Land issue Land issue

Hello my name is Rathna Reddy. I am having a land which is in my name. Not in my father's name. My father has died. I have a Children. My question is can i sell that land to anyone without my son's

4 Response(s)

Posted 1 year ago


A. Hi,
If you are the legal owner of you property and the property is your self-acquired property, you may sell it to anyone.
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Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

Breach of Contract (TO THE BEST OF MY KNOWLEDGE) Breach of Contract (TO THE BEST OF MY KNOWLEDGE)

The father of my friend took 7-8 lakhs each from 18-20 people under the confidence of getting them a job in the Group C/D of the Indian Army. He was supposed to give that money to a different person w

2 Response(s)

Posted 1 year ago


A. Hi,
The best thing to do is to file a complaint with the police for fraud and cheating. You friend's father is also a victim as he was unaware of the broker's real intentions. Civil money recovery proceedings can be instituted against the broker by all those who have been aggrieved by his actions. As the limitation period of three years has expired, they will also have to file an application for the condonation of delay, if they have genuine reasons for the same.

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Latest Response 1 year ago
Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

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I am looking for legal advice & assistance against my PNB housing loan. I am looking for legal advice & assistance against my PNB housing loan.

Hello, Urgent !!. I am looking for legal advice & assistance against my PNB housing loan. Due to COVIA-19 lockdowns in India, I lost my job & I'm not able to pay my home loan EMI from September 2020

2 Response(s)

Posted 1 year ago


A. Hi,
You could send them a legal notice, and further file a complaint in consumer forum regarding the same.

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Latest Response 1 year ago
Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

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Dues Pending after Seize of financed Vechile and Sold Dues Pending after Seize of financed Vechile and Sold

One of my friend has taken a loan from Shreeram finance and It is seized to due to non payment of dues and same has been sold by financer. Now recieved a notice to pay more around 14 lacs

3 Response(s)

Posted 1 year ago


A. Dear Sir,
Such things being happening because such financiers sold the vehicles at lower rate. Please mediate or lodge complaint.

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Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

Harassment and high rate of interest Harassment and high rate of interest

I am from Bangalore and I had taken rs.2 lacs from a private financer who is not a registered financer and because it was an emergency during the lockdown I agreed to his terms and the rate of interes

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Posted 1 year ago


A. Dear Sir,
Unless you have issued any cheques you are not in danger situation.

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Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal