Bajaj Finserv Bajaj Finserv

Two years back I've availed a loan from Bajaj Finserv for buying some electronic goods. Unfortunately I failed to pay the one month EMI for that they've put lot of charges which is almost half of the

6 Response(s)

Posted 1 year ago


A. Dear client
You need to file a well draft complaint in customer care to resolve your issue and you first collect statement of account check the details of payments adjusted and balance dues and file detail complaint before RBI ombudsman to get relief from arbitrary dues. Many more other steps are also their depending upon their response

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Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

Aggressive & Invasive EMI reminders. Aggressive & Invasive EMI reminders.

I have a perfect repayment record with no bounce or delayed payments yet I had to face this problem of excessive & rage inducing levels of EMI reminders, phone calls & SMS being thrown at me starting

5 Response(s)

Posted 1 year ago


A. Hi,
Legally there is no prescribed number of calls a bank can make. Nonetheless, if you are continuously being disturbed by the bank you should approach the bank manager and let him know of the same.

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Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

Manoj kumar  Gupta

Manoj kumar Gupta

Loan with TV's when minor Loan with TV's when minor

I was minor I purchased a bike from TV's and I didnt have my parent they forged fake document like photo of other person and signed the document themselves and I got the loan I have been paying loan f

4 Response(s)

Posted 1 year ago


A. Hi,
Since, the contract was not in your name, in whose name it is? Though the company may take the vehicle if the payment is not done.

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Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

Ankur Goel @ Complete Law Shield

Ankur Goel @ Complete Law Shield

PROMISSORY NOTE PROMISSORY NOTE

Is there any maximum limit for lending on promissory note? i.e. whether it can be done for more than a crore?

4 Response(s)

Posted 1 year ago


A. Hello. There is no maximum limit for lending on a promissory note.

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Latest Response 1 year ago
Adv. Anushka  Dikshit

Adv. Anushka Dikshit

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Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

Narvir  Yadav

Narvir Yadav

Lended money to a friend Lended money to a friend

Lended 6 lakh in cash and 1 lac online transfer to a friend.delaying repayment.He is ready to give PDC and sign the promissory note.but confused that is lending 6 lakhs by cash legal in india.how shal

3 Response(s)

Posted 1 year ago


A. Hello,

You have to make an agreement-(Friendly Loan Agreement) and mention that" How you lended 6 lakh in cash to your friend" and 1 Lahk through online transfer. You have to mention the dates on which you are given the Cash and Online transfer. if your friend is ready to give you PDS and sign the promissory note then you have to mention that PDS in the said agreement. Further, you should declare this friendly loan amount in your ITR also.

After that present the said PDS in your bank.

As pe ...ReadMore

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Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

Kissht - Overdue Kissht - Overdue

Kissht, They are saying Collection people are sent to your home address, What to do?

2 Response(s)

Posted 1 year ago


A. Hi,
More information is needed.

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Latest Response 1 year ago
Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

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Money  lending at a high interest rate and abusing and harassing. Money lending at a high interest rate and abusing and harassing.

On December 2018, My father took a loan of 3.5 lakh for my sister's marriage from a local moneylender at a 5% interest rate along with the papers of a plot owned by my father and ATM as security. For

2 Response(s)

Posted 1 year ago


A. Register an FIR in the nearby police station.

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Latest Response 1 year ago
Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

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Mr Mr

Bread-winner in the family passed away due to covid-19. Wife home maker, 5 years old son and 62 years old mother are dependent. No other income. He has a homeloan from CanFin of Rs.40 lacs. Monthly

5 Response(s)

Posted 1 year ago


A. Dear Sir,
Normally the borrower will be insured at the time of advancing loan and the insurance company will pay of such loan amount. Please stay with such contention if bank files any case against legal heirs.

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Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

Suneel  Moudgil

Suneel Moudgil