icon Contractor not completing the construction should file a consumer case?

A few months ago I made an agreement with a house contractor after that I gave him Rs 3 lakh for the works in my plot (construction site) after working around 50000 rupess 3rd party dispute or some is


A. Dear Sir,
You may get issue a legal notice threaten to launch a case in consumer court and claim huge compensation. If you go the Civil Court it will take much time as such you may prefer consumer court.

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icon Stamp Duty on Family Loan Agreement

I want to give a loan to a friend for some interest. I want to know if i can give such loan and take PDC’s as security? Also, what should be the amount of stamp paper for the loan agreement in Del


A. hello
Make sure you entered into an agreement with your friend before giving the loan. Also friendly loan are without interest and there is no provision to take interest charge on the same. If you give such loan charge interest on the same you'll also have to show it in your lender income tax return. You can absolutely give such loan and take PDC's as security.
you must sign the loan agreement on Rs.100 stamp paper in Delhi.
Please rate if you find this helpful
Thank You

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icon Money borrowed from a lady

I borrowed 20 lakhs money from a lady for a medical situation 2 years ago. Paid 50,000 as monthly interest for around 15 months and due to Covid 19 situation, I lost my job and unable to pay interest


A. Dear Sir,
Become thick skinned and ask her to approach Civil Court where you will get 3 to 4 years time.

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Advocate Sinjari  Bandyopadhyaya

Advocate Sinjari Bandyopadhyaya

Tanmoy  Chattopadhyay

Tanmoy Chattopadhyay

Vaidehi  Samant

Vaidehi Samant

icon HIGH INTEREST-MONEY LENDER

Dear Concern, I am from Bangalore I had taken a loan from one of my client of 9 Lac Rs at Dec 19 with 10% rate of interest. He is not authorized money lender. From Dec 2019 to Dec 2020 every month I


A. he can file cheque bounce case on you.
You have to get prepared for it.
you can win those cases.

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Latest Response 2 years ago
Ankur Goel @ Complete Law Shield

Ankur Goel @ Complete Law Shield

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Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

icon Loan /emi

My friend took a loan from online loan badabro app and initial amount is 6000 and intital he used to pay but because of crisis he can't pay and they sent legal notice to all the contacts in phone and


A. sending legal notice to all is defamation.
these are all Chinese apps banned by RBI.
complaint to police.

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Latest Response 2 years ago
Ankur Goel @ Complete Law Shield

Ankur Goel @ Complete Law Shield

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Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

icon Education Loan

I have taken a loan (55 lacs) to study in the US. But due to the pandemic, I was not able to secure a decent job and now cannot renew my work visa. I did not put any mortgage towards my loan. I have c


A. Hi,
Since you have not given any security so the bank cannot seize it and pressurize you but they will follow the legal procedure and send you legal notices and then initiate a suit against you. So you will have to return the money since there is no option for waiving off a loan.

If you find this answer helpful please rate my answer. Thank you.

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Latest Response 2 years ago
Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

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Aakash Sharma  And Associates

Aakash Sharma And Associates

icon Regarding property

I payed 11 lakhs Rupees via NEFT to a property dealer in September 2016 which was a partial payment for buying a property.He said it will take time to transfer property and he gave me signed cheque of


A. Dear Sir
You may use it by entering necessary details and get it bounce then file cheque bounce case under section 138 of NI act thus you may get your money back.

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Sidhaarth  S

Sidhaarth S

Ankur Goel @ Complete Law Shield

Ankur Goel @ Complete Law Shield

Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

icon Bajaj Finserv Representing Cheques despite NOC and full payment

I took small loan from bajaj finserv few years back and 2 cheques got dishonoured. i paid the full amount in february, still they are re-presenting my ECS cheques and it is charging my bouncing charge


A. U file consumer complaint against finance company and in this matter u can cont me for help, if u like my ans PlZ rate my ans, thanks

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Ankur Goel @ Complete Law Shield

Ankur Goel @ Complete Law Shield

Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

icon From where, we can get unfilled paper of bill of exchange

1st... Where to get unfilled Bill of exchange document ? Can we take an blank paper & write on it... 2nd..Do we need to get our bill of exchange registered under which local authority ? 3rd....Which s


A. Hi,
To get the bill of exchange prepared approach a lawyer.

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Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

icon Cash given for lending purpose to friend(government employee)

Hi I have given cash to my friends friend as lending purpose as in the form of half amount cash and half amount in cheque with 100 rupees note signatures. by keeping his car with me for the total cas


A. its his car, he can do whatever he wants.
you took possession of his car which was illegal until it was mortgage which it was not. '
you can not file FIR
you can file money recovery suit.

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Latest Response 3 years ago
Ankur Goel @ Complete Law Shield

Ankur Goel @ Complete Law Shield

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Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal