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Rahul Singh

Posted 1 day ago

I wasn't able to pay my dues for insurance and got a fraud issue on my insurance policy regarding which someone called me saying that he can help me in recovering that money, he told me to pay him in some of his personal accounts sum of money(Rs. 3,91,000) in installments. Now, he is refusing to pay back anything and even threatening for more money. I want to know how much will cost me in courts, police station and lawyer if I'll sue him. Please tell me about the money in parts accordingly I asked that who'll (court, police and lawyer) take how much money to finally solve the issue. I also want to know that if lawyer provide any receipt for the money they take? I live in shahdara, delhi and my police station is mansarovar park.

A. If you have any such evidence against them then file recovery suit against them immediately
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Jose Peter

Posted 5 days ago

My bike crashed with a car on road. They filed a case in police station for compensation for there damage. What is the procedures for pay there claim through my vehicle insurance...???

A. Dear Sir,
Case cannot be filed in police station seeking compensation however it is insured it is the responsibility of Insurance Company to pay such compensation.

Please take PAID phone call with me through VIDHIKARYA and get more legal guidance.
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Anonymous

Posted 2 weeks ago

My truck met an accident on 27 June2019 and national permit expired on 7 June 2019. So insurance company is refusing to give claim . I have heard that if national permit expires then 25%is deducted and rest amount is paid but insurance company has refused to pay anything.

A. Dear Sir,
You may approach local legal expert with all your documents and get appropriate legal advise.

Please take PAID phone call with me through VIDHIKARYA and get more legal guidance.
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Anonymous

Posted 1 month ago

My son is having health insurance policy for his family from UIICo since April 25,2011 and was also covered under policy taken by his office. In December 2011 my daughter in law was operated for rectal ulcer. Total expenditure was approximately Rs. 6.00 lack. Out of this amount Rs. 2.00 were passed by office insurance company and for Rs. 3.00 lack we sent the claim to TPA allotted by UIICO but they rejected the claim. Then we filed application in District Consumers Forum but they never appeared in the court. The court passed ex-party orders in our favour directing the insurance company to pay the amount along with interest. Then the insurance company appealed in State Commission. There also the insurance company did not appear in the court on three consecutive dates. The State Commission dismissed the application ex-party. Then we filed execution in district court for payment. In April, 2013 the insurance company paid the amount along with interest. Now after six and half year the insurance company has filed C. M. In appeal of 2012.Is it legal after a long period while earlier insurance company was given opportunity to defend but they didn't appear. If they had objection they could appeal in National Commission instead of giving payment to us against full settlement. Please advise. From:- Rajender Goel

A. Dear Sir,
They can prefer appeal within limitation period otherwise you can proceed to execute the decree.
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Vikas Kumar

Posted 2 months ago

My car met with an accident and at that time my sister was driving the car and my father and brother they were there in the car. She has valid license . Tata aig ask me to provide MLR report but hospital don't provide me and then there investigator made a report that your father is driving the car and provide his license I have his learning license.i call the investigator to ask him how you know that who is driving car please tell me also but he didn't pick my call and tata aig branch manager stuck on that provide license and we will proceed but they are doing this from last 3 month asking unnecessary documents at regular intervals want to denied my claim I want to know should I filled the case against them or provide them license of my father

A. Dear Sir,
You may raise the issue with Insurance Ombudsman or get issue a legal notice and file a civil suit to recover insurance amount.
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Mrighankhi  Chakraborty
Mrighankhi Chakraborty Experience: 1 Year(s) Kolkata
Shreyash  Mohta
Shreyash Mohta Experience: 1 Year(s) Kolkata
Suneel  Moudgil
Suneel Moudgil Experience: 15 Year(s) Panipat
I took a insurance policy from Bharti Axa Life Insurance co. in july 2017. It is on monthly premium mode since first month. Due date of policy is 12th of every month as per policy document. But the insurance company sends ECS mandate on 05th of every month which is not acceptable to me due to fund availability on this date. Now insurer is not ready to change the ECS date for collecting premium amount from me to 12th of every month as per policy document issued by them nor accepting my online payments by de-activating the present ECS mandate date of 05th of every month. Two times my banker has been charged penalty for failure of premium amount on 05th for lack of sufficient funds. This month insurance company presented ECS mandate on 03rd of august and my accound was debited by penalty amount on sunday i.e. 04th august. Now, can i move to court of law for relief against insurance companys arbitrary acts and compensation for defaulting other payments to banks which were also bounced due to penalty amount deduction by this insurer ECS mandate presentation in far early date than mutually agreed at the time of policy issue. Please suggest me. thanx.

A. Issue a legal notice to them and also complain to the banking ombudsman.
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I have received 50% No Claim Bonus for insurance policy of my vehicle from ICICI Lombard through Maruti Insurance for 2018-19. Now it is found that there is only 20% NCB is recorded with ICICI Lombard. Therefore resulting in loss of 30% No Claim Bonus every year and also my vehicle was at risk from March 2018 to Till today because faulty records can lead in denial of any accidental claim. Please suggest way ahead.

A. The first step is to approach the Insurance Ombudsman and if that fails then you can approach the Consumer forum making the ombudsman as a party.
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A women sitting on the back of motorcycle and the the driver does\'t have his license on him.Both are unrelated (i.e. no Relation).They met an accident, both died.Can a life insurance Company (LIC) can deny women\'s accidental insurance.Both of them have life insurance at LIC. She has been given basic claim but requesting accidental claim. IS it possible for her. If there is any related case please provide specific of that case. Postmortem Report: Prove Cause of death Accidental FIR and FR And local Newspaper proved it as accidental (Cause of Death) Can it be Denied on Basis: Women negligent.She should not have sit behind because he(Driver) does't have the license on him on the day of accident.

A. Dear Sir,
It mostly depends on the clauses of the LIC policy.
Please consult me and thereafter I shall provide you with the best research according to your query.
Thanks.
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Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 33 Year(s) Bangalore
Suneel  Moudgil
Suneel Moudgil Experience: 15 Year(s) Panipat
Shreyash  Mohta
Shreyash Mohta Experience: 1 Year(s) Kolkata
Dear Sir, An irda approved surveyor was found involved in preparing false valuation reports because of whom Indusind bank gave loan on vehicles & as such amount of Rs.1 crore approx. were loaned wrongly because of false valuation reports. FIR & Serious offences of:-- 1] 120-B 2] 406 3]420 4] 467, 468 & 472 have been imposed on the irda approved surveyor. All the insurance companies have blacklisted to that surveyor but an Officer of a nationalised general insurance company have recently started taking the services of that surveyor by making the empanelment in his company by misguiding to their higher management. Legally, Whether that surveyor can get survey jobs even after possesing such serious offences. If not, then whom to write for taking action against the officer of general insurance co. who has started giving survey jobs on his own risk.

A. send a complaint to the manager of the company explicating the complete facts, with a copy to the regional and head office
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hi. we bought car on loan tpermit gave to the driver on agreement basis but he took the car and never came back. we filed an fir against him after that bank was asking. for payment but we showed them for copy and ask them to wait as we were applying for car insurance but insurance company rejected the case telling fir don't come in terms and conditions do there will be no claim

A. Dear Sir,
You just file FIR then approach insurance company for making the good of loan amount.
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