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Vikas Kumar

Posted 1 week ago

My car met with an accident and at that time my sister was driving the car and my father and brother they were there in the car. She has valid license . Tata aig ask me to provide MLR report but hospital don't provide me and then there investigator made a report that your father is driving the car and provide his license I have his learning license.i call the investigator to ask him how you know that who is driving car please tell me also but he didn't pick my call and tata aig branch manager stuck on that provide license and we will proceed but they are doing this from last 3 month asking unnecessary documents at regular intervals want to denied my claim I want to know should I filled the case against them or provide them license of my father

A. Dear Sir,
You may raise the issue with Insurance Ombudsman or get issue a legal notice and file a civil suit to recover insurance amount.
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Mrighankhi  Chakraborty
Mrighankhi Chakraborty Experience: 1 Year(s) Kolkata
Shreyash  Mohta
Shreyash Mohta Experience: 1 Year(s) Kolkata
Suneel  Moudgil
Suneel Moudgil Experience: 15 Year(s) Panipat
I took a insurance policy from Bharti Axa Life Insurance co. in july 2017. It is on monthly premium mode since first month. Due date of policy is 12th of every month as per policy document. But the insurance company sends ECS mandate on 05th of every month which is not acceptable to me due to fund availability on this date. Now insurer is not ready to change the ECS date for collecting premium amount from me to 12th of every month as per policy document issued by them nor accepting my online payments by de-activating the present ECS mandate date of 05th of every month. Two times my banker has been charged penalty for failure of premium amount on 05th for lack of sufficient funds. This month insurance company presented ECS mandate on 03rd of august and my accound was debited by penalty amount on sunday i.e. 04th august. Now, can i move to court of law for relief against insurance companys arbitrary acts and compensation for defaulting other payments to banks which were also bounced due to penalty amount deduction by this insurer ECS mandate presentation in far early date than mutually agreed at the time of policy issue. Please suggest me. thanx.

A. Issue a legal notice to them and also complain to the banking ombudsman.
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I have received 50% No Claim Bonus for insurance policy of my vehicle from ICICI Lombard through Maruti Insurance for 2018-19. Now it is found that there is only 20% NCB is recorded with ICICI Lombard. Therefore resulting in loss of 30% No Claim Bonus every year and also my vehicle was at risk from March 2018 to Till today because faulty records can lead in denial of any accidental claim. Please suggest way ahead.

A. The first step is to approach the Insurance Ombudsman and if that fails then you can approach the Consumer forum making the ombudsman as a party.
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A women sitting on the back of motorcycle and the the driver does\'t have his license on him.Both are unrelated (i.e. no Relation).They met an accident, both died.Can a life insurance Company (LIC) can deny women\'s accidental insurance.Both of them have life insurance at LIC. She has been given basic claim but requesting accidental claim. IS it possible for her. If there is any related case please provide specific of that case. Postmortem Report: Prove Cause of death Accidental FIR and FR And local Newspaper proved it as accidental (Cause of Death) Can it be Denied on Basis: Women negligent.She should not have sit behind because he(Driver) does't have the license on him on the day of accident.

A. Dear Sir,
It mostly depends on the clauses of the LIC policy.
Please consult me and thereafter I shall provide you with the best research according to your query.
Thanks.
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Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 33 Year(s) Bangalore
Suneel  Moudgil
Suneel Moudgil Experience: 15 Year(s) Panipat
Shreyash  Mohta
Shreyash Mohta Experience: 1 Year(s) Kolkata
Dear Sir, An irda approved surveyor was found involved in preparing false valuation reports because of whom Indusind bank gave loan on vehicles & as such amount of Rs.1 crore approx. were loaned wrongly because of false valuation reports. FIR & Serious offences of:-- 1] 120-B 2] 406 3]420 4] 467, 468 & 472 have been imposed on the irda approved surveyor. All the insurance companies have blacklisted to that surveyor but an Officer of a nationalised general insurance company have recently started taking the services of that surveyor by making the empanelment in his company by misguiding to their higher management. Legally, Whether that surveyor can get survey jobs even after possesing such serious offences. If not, then whom to write for taking action against the officer of general insurance co. who has started giving survey jobs on his own risk.

A. send a complaint to the manager of the company explicating the complete facts, with a copy to the regional and head office
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hi. we bought car on loan tpermit gave to the driver on agreement basis but he took the car and never came back. we filed an fir against him after that bank was asking. for payment but we showed them for copy and ask them to wait as we were applying for car insurance but insurance company rejected the case telling fir don't come in terms and conditions do there will be no claim

A. Dear Sir,
You just file FIR then approach insurance company for making the good of loan amount.
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AMISH PRATAP Singh

Posted 3 months ago

We had two LIC policy of 2 lakhs each . We had paid 3-4 monthly premium of each before the policy owner died. We had received both the bonds though . Now LIC is denying the promised money by saying that medical condition of the policy owner of was hidden by the owner but LIC medical officer cleared all the test and after that only the bond was issued. It has been 16 years and we are just figiting with it . It would be great if any lawyer here could help us with it . For any further information feel free to contact at 8853795495 / 8004252628

A. Approach to the Insurance Ombudsman.
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My car is damage on front right side, But I am not able to claim immediately, As we were went out station. I claim it after 20 days with delay affidavit, but Icici Lombard reject with saying that it's get roust. So what's to do it may be 20 day old but we have zero death policy. Kindly suggest what can be done....

A. Dear client regret to heard for worthless service.but don't worry you have legal options to get your insurance.firstly you need to send them legal notice through a lawyer.In case if it is not resolved within 15 days or if you are unhappy with their resolution you can approach the Grievance Redressal Cell of the Consumer Affairs Department of IRDAI.
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Suneel  Moudgil
Suneel Moudgil Experience: 15 Year(s) Panipat
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 33 Year(s) Bangalore
Rameshwar  Dadhe
Rameshwar Dadhe Experience: 2 Year(s) Aurangabad
ask_a_question

Sop Marq

Posted 6 months ago

My dad subscribed to an health insurance policy in 2013. The nominee was my brother. My dad passed away in 2014 and my brother claimed the whole money. I only came to know now that my dad had subscribed to this insurance. Can I claim my share as I am also his son?

A. Dear Sir,
Yes, you can get concerned details about total claim obtained by your brother by filing an application under RTI provisions and then get issue a legal notice and then file a suit for partition in the said amount.

For full procedure contact me on mobile through Vidhikarya.
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Raju Reddy

Posted 6 months ago

A motor accident victim having wife,daughter(4 yr old),father,mother.process for claiming compensation under MACT has already been started by father. wife signed on the paper without reading it. Victim aged about 33yrs, 1) approximately How much the family will get as compensation 2)To whom the money will be credited?to wife or father? 3)Since wife already signed on it,is there any possibility to object the process? Please help. Death occurred on 6/3/2019. Thankyou

A. Dear Sir,
Take personal consultation.

For full procedure contact me on mobile through Vidhikarya.
Rate me Five Star *
Please visit the following link.

https://vidhikarya.com/LawyerRating/9506c43f5d0b2d266a07
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