My insurance provider mandates spouse also to have insurance or be covered in my insurance for me to claim Delivery charges. I am covered under insurance and completed the waiting period. Since I am t ...
Dear Client,
When an insurance claim is repudiated/rejected by the Insurance company, they inform the insured person of the reason/ground behind the rejection of the claim. Your query lacks that information, and consequently, in the absence of grounds/reasons behind the rejection of an insurance claim, no remedies to your grievance can be suggested as of now. However, be informed that the terms and conditions of an insurance policy are the most crucial and vital to go through before raising a c
Insurance claim rejection saying there was no need for Hospitalization. My wife who is also also covered with health insurance was admitted in the hospital. Since the hospital was not cashless we have ...
Dear Client,
When an insurance claim is repudiated/rejected by the Insurance company, they inform the insured person of the reason/ground behind the rejection of the claim. Your query lacks that information and consequently, in the absence of grounds/reason behind the rejection of an insurance claim, no remedies to your grievance can be suggested as of now. However, be informed that the terms and conditions of an insurance policy are the most crucial and vital to go through before raising a cla
IF RC AND DL ARE DIGITALLY IMPOUNDED, IS THE VEHICLE OR THE DL OWNER FIT TO DRIVE THE VEHICLE. IN CASE THERE IS AN ACCIDENT INJURING THIRD PARTY, IS THE CLAIM PAYABLE IF RC OF THE ACCIDENTAL VEHICLE O ...
Dear Client,
Digitally impounded RC and/or Driving License is considered deemed suspension of the documents usually done in case of violation of traffic rules and involves potential risk and complexity. In case the Owner or Driver of a vehicle meets with a road accident while driving a vehicle holding a digitally impounded RC and DL, may face penalties, fines, or even imprisonment, depending on the severity of the offence apart from the repudiation of insurance claim by the Insurer. It is not re
Why was the claim rejected though I served the waiting period as well as disclosed my parent's diabetic condition which makes my parent prone to surgery like cataracts?
Dear Client,
When an insurance claim is repudiated/rejected by the Insurance company, they inform the insured person of the reason/ground behind the rejection of the claim. Your query lacks that information and consequently, in the absence of ground/reason behind the rejection of an insurance claim, no remedies to your grievance can be suggested as of now. However, be informed that the terms and conditions of an insurance policy are the most crucial and vital to go through before raising a claim
My brother passed away in a car accident on January 26, 2025. His two-wheeler license was issued in November 2004 and had an expiry date of November 2024. On the same license, he obtained authorizatio ...
Dear Client,
Until and unless a driver's license is renewed within the scheduled period, it becomes invalid and unenforceable. So, when your brother met a road accident while driving a two-wheeler without a valid driving license, the Insurer/Insurance Company shall repudiate/reject your claim. An authorization to drive a vehicle has no role or significance once the validity of a driving license has expired for a lack of renewal.
I got admitted to hospital and got cashless claim approved, but the hospital insurance department is asking me to pay extra charges for room saying some amount is not claimable under insurance. But d ...
Dear Client,
In the given scenario, you should be guided by the advice of your Insurer. Otherwise, your claim from the Insurer may be rejected or repudiated. As regards intimidation or unprofessional attitude of the Hospital Insurance team, serving a legal notice to the concerned hospital, file a complaint before the Chief Medical Officer of Health(CMOH) of the concerned District, who is the licensing authority under the state-specific Clinical Establishment Act and the concerned DM/ADM of the D
We bought nexa baleno 5 months before and yesterday when we travel that time the petrol leaked very highly because that we call the service center and they pickup the car and after checking they say t ...
Dear Client,
The terms and conditions of the warranty on a product is a tricky issue that often debars a customer of the product from claiming coverage under the warranty available during the warranty hours. Based on the reason for the breakdown or cause of damages warranty of any product is provided. Since the cause of leakage of the petrol tube of the car is detected as insect biting which is considered natural wear and tear over which no parties have any control and does not come under the th
Mere I'd se maine kise ko phone dilya h aur 2month se emi nhi de rha phone band kar diya khi bhag gya h aaise mujhse kya karna chahiye
Dear Client,
THANE ME JAKE MOBLIE PHONE KI MISSING COMPLAINT DARJ KARE OR FINANCIER KO EK PATRA LIKH KAR USKE SATH THANE DARJ KIYA COMPLAINT KI COPY VEJE. JO ADMI KO PHONE DILAYE HAI USKE KHILAP THANE ME CHEATING CASE KA FIR DARJ KARE. APKA LOAN APHI KO CHUKANA HAI. BANK KE SATH LOAN SETTLEMENT KE BAR ME BAT KARE.
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My father is suffering from cancer and was critical a few month back so we took consultation from 3 different oncologists all advised for NGS test. and we took that test.ngs is a genetic test which he ...
Dear Client,
The terms and conditions of an insurance policy are the most crucial and vital to go through before raising a claim against the policy. Based on the self-declaration of the policy buyer and post-medical tests of the insured wherever required, the risk and coverage are underwritten and the premium is calculated by the Actuaries of the Insurance Company following the guidelines of the regulatory authority IRDAI. Despite non-disclosure of Pre-Existing diseases (PED), some PEDs are cov
I have canceled a policy and Niva Bupa has confirmed the same also stating that I will not be contacted again. But they still call or msg for renewal every day. This is very frustrating and it affects ...
Dear Client,
Value-added services (VAS) in mobiles are those services that are offered by telecom service providers to customers beyond the core services like SMS, voice, and data. The services may either be free/chargeable. The major areas where VAS are provided include entertainment, e-commerce, sports, etc. As per TRAI regulation, a service provider cannot activate any value-added service, whether chargeable or free of charge, without the explicit consent of a customer. In case the subscriber
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