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Soma pathak

Posted 6 days ago

Mera husband accidentaly death ho gaya unka do policy hai lakisarai ki or ek delhi 25kg marg ki sare documents jama karne ke bawazood 3moths ho gaya Avi tak koi result nehi mili death claim officer ko phone karte hai to phone recive nehi karte kab mujhe paisa milega kaise milega samaj nehi aarahe hai keya karu bahut parishan hu plz help mr

A. approach the Insurance Ombudsman Officer for redressal of your grievance.
ROBERT D ROZARIO Exp: 14 Year(s) Kolkata
Kishan Dutt Kalaskar Retired Judge Experience: 32 Year(s) Bangalore
Rameshwar Dadhe Experience: 1 Year(s) Aurangabad
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Shanti Ranjan Behera Experience: 21 Year(s) Bhubaneswar
Rajender Prasad Experience: 4 Year(s) New Delhi

Ramakrishna Karnati

Posted 4 months ago

Our lawyer is saying that we can't claim car insurance while getting claim from our personal health insurance. But that is paid from our pocket and we lost benefits for feature.. Is it right or wrong..

A. Right.
Ashish Dongre Exp: 11 Year(s) Mumbai City
Ambrose Leo Experience: 8 Year(s) Bangalore
Jayesh R Jadav Experience: 11 Year(s) Kheda
Mohd Imran Experience: 3 Year(s) Faridabad
I am holding medclaim policy of royal sunderam genral insurance since past 10 years and paying regular paying primum every year . Mediclaim Insurance is rs.100000x4.member premium around 6300 to 7000.per annam. Recently the mediclaim policy convert in to mediclaim flooter policy and priuem is 17369.for the same benifit and pre exicting dicese not included . When i enquire about this policy they are saying that this is nott flooter policy {n)y the name is changed and benifit is only 1 lakh only insted all sumx4. Unforunatly i rewive premium is pais before due date .when i came to know above detail i ask insurar to cancelled my policy and refund our primumeto original payment gatway .sevral reminder sent to cancel po)icy and refund my payment tey did n{t b{ther and not replaying the graviance nor refund my amount . I also said iwill p|oceed for legal action . Hence i need you opinioun a# well as further instruction for proceding recovery amount Sharad shah 09391228000 Hyderabad.

A. You may not received any claim also and the have paid premium on the advice of the company. Verify the policy terms & conditions and refund of premium clauses. Issue legal notice and lodge claim before Ombudsman and also can file before consumer forum, you can also file civil & criminal cases as the case may be to exercise your premium refund.
Ambrose Leo Exp: 8 Year(s) Bangalore
Manjula Shanmugasundaram Experience: 17 Year(s) Chennai
Johnson Thangiah Experience: 17 Year(s) Tirunelveli
Ramalingaiah Mulakatte Experience: 29 Year(s) Mumbai City

Suraj Machaiah

Posted 4 months ago

I planned to sell my car as I wanted to buy a new one hence this was listed on OLX . I did find a buyer who agreed to pay 4.25lakhs for the car on a mutual agreement .The buyer agreed to pay 1 lakh on advance and the rest of the money after i give him all the transfer docs.I had to get the NOC from Madikeri RTO and the hypothication cancelled ,while waiting for the RTO transfer docs unfortunately my car met with an accident and the car was being driven by the buyers brother around April 12th. Now I have given a complete explanation to the claim officer at hdfc ergo who said I may not get the complete idv value of the car and might get only 70% of the idv. I am extremely dissatisfied with the time taken by hdfc and also the with the settlement amount that has been advised by the claim officer. Please let me know if I can take any action on hdfc .

A. Get issue legal notice
Kishan Dutt Kalaskar Retired Judge Exp: 32 Year(s) Bangalore
Nilanjan Chatterjee Experience: 4 Year(s) Howrah
Ambrose Leo Experience: 8 Year(s) Bangalore
Mohd Imran Experience: 3 Year(s) Faridabad

Sreeshant Madhavan

Posted 4 months ago

Sir, I met with an accident May 13th, but was not in a psychological condition to even think of the event. While the FIR and related documents were filed, I did not intimate the insurance co. Further, during the accident, the original RC was lost and as per process, the Police have impounded my license. (The policy stipulates that I file the ORIGINAL RC and License for verification purposes). In short, I am delayed, and I only have photocopies of the RC, driving license and the Police FIR. Can you please advise me on what I should do. Many Thanks

A. No issure if you lost the original. Insurance company verify your details from the concerned authorities and no need to panic about delay. Court may condone the delay on genuine ground
GANESH SHARMA Exp: 2 Year(s) Faridabad
Nirmal Chopra Experience: 19 Year(s) New Delhi
Kishan Dutt Kalaskar Retired Judge Experience: 32 Year(s) Bangalore
Vimlesh Mishra Experience: 25 Year(s) Lucknow
An Insurance Company unauthorizedly and illegally made a deduction of Rs.7,000/--{the amount (s)paid to the Policy Holder after her death for 4 months} ---from the total maturity amount legally due as Nominee ; under the garb of Sec 39 of the Insurance Act, 1938

A. You have to lodge your claim against the deduction & also involve insurance Regulatory Authority for direction to refund the illegal deduction, You have various options for quick recovery.
Ambrose Leo Exp: 8 Year(s) Bangalore
Johnson Thangiah Experience: 17 Year(s) Tirunelveli
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Mohd Imran Experience: 3 Year(s) Faridabad

Anonymous

Posted 5 months ago

Hi, i have a ICICILombard Personal loan insurance and i recently resign from job due to some personal reason and unable to pay the EMI of personal loan, then i approach the ICICILomb ( due to they cover 3 EMI's in the loss of job condition ) . i submit the all papers , but they rejected my claim because personally resign from job is not consider as Loss of job( clause available in Policy ) , please advice , can i go for legal action or not

A. 1. The clause mentioned on ICICI lombard PL insurance agreement is unilateral and can not be considered by the court of law. 2. I suggest you to issue legal notice.
niranjan e Exp: 6 Year(s) Bangalore
Nirmal Chopra Experience: 19 Year(s) New Delhi
Kishan Dutt Kalaskar Retired Judge Experience: 32 Year(s) Bangalore
The car was in uber. so it was commercial. but another person with a private driving license was driving it and he hit the car. so a case is going on and there is a problem in claiming the insaurance. because he has an LMV license but not an LMV Cab one. however, I read an article that supreme court ordered that this is possible. the order was done on July 2017 by a 3 bench judge sitting. Has it happened? please help!

A. Dear Sir/ Mam, You can ask your AOR to submit the citations in that case before the current MACT and claim relief.
Vedant Lakhotia Exp: 2 Year(s) Kolkata
Kishan Dutt Kalaskar Retired Judge Experience: 32 Year(s) Bangalore
Bhandari Law Firm Advocate & Attorneys Experience: 4 Year(s) Chandigarh
Ashutosh Pathak Experience: 19 Year(s) Lucknow
my bike is not yet registered is it possible to claim my bike insurance if i meet accident?

A. On such bike Insurance Company never issue insurance policy then how can you get claim.
Kishan Dutt Kalaskar Retired Judge Exp: 32 Year(s) Bangalore
Ambrose Leo Experience: 8 Year(s) Bangalore
Deepak Bade Experience: 8 Year(s) Nanded

Nilabja Chanda

Posted 6 months ago

One Police officer had taken one policy some 30 days back. As now the free look period is over he is claiming the money and is threatening me that he will file one FIR of cheating. Please advise.

A. Let him file FIR. His officers never let him to lodge complaint against you.
Kishan Dutt Kalaskar Retired Judge Exp: 32 Year(s) Bangalore
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