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Anonymous

Posted 2 weeks ago

Insurable interest principle can be used in Health Policy. My corona rakshak policy claim is rejected because insurable interest.

A. Hi,
Usually, To buy insurance, you must have an insurable interest, but, more information is required to help you.
If you find this helpful do rate us.
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Filled a claim of 188000/ and insurance company only approved 73000/

A. Hi,
Need more information to help you out, why did company only approved this much amount.
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I have mortar cab got accident in this Covid time on may after I claim for insurance this guys given for approval on nonstandard basis 75% like that. when last moment they rejected. Please help I can’...

A. Hi,
You should first enquire from the insurance company about why they rejected your claim, if they fail to provide you any reason for the same you may send them a legal notice and then, approach consumer forum.
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My friends mother expired recently and his yelder sister of the age 25years old is nominee in her mother's insurance policy but in court heirship certificate he is also legal heir, so does he have rig...

A. Dear Sir,
Nominee is not entitled for entire amount but after nominee receives entire amount it has to be distributed as per the norms of personal laws.
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Praveena

Posted 1 month ago

my dad has applied for the house loan but 4 months before he passed away. Since he's the only one who's earning in our family it's hard to pay the due amount. We haven't paid for r months we have ins...

A. it was life insurance or insurance taken with home loan ?
you have to get a lawyer and claim insurance amount.
Insurance companies dont want to pay anybody specially private companies.
dont give importance to bank legal notice for now.


Hope this clarifies,
Advocate Ankur Goel (Complete Law Shield)
#YourLifeYourChoice
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My father was denied a claim on a angioplasty, based on pre existing Hypertension. There was clear documentation provided that there was no connection with the disease being treated and Hypertension....

A. Dear Sir,
You may approach Consumer Court and get appropriate orders or you may also approach insurance ombudsman.

Rate me Five Star*
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Anonymous

Posted 1 month ago

In 2017 we had accident in my frds car. We're 3 people in vehicle. I had recorded statement to police. My frd got his insurance claim. Yesterday my frd called who was in vehicle with me & told me we h...

A. Dear Sir,
You may enquire with the concerned police and also ask somebody to enquire in the concerned Court.


Rate me Five Star*
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Ayantika Mondal @ Prime Legal
Ayantika Mondal @ Prime Legal Experience: 12 Year(s) Bangalore
Advocate  Anik
Advocate Anik Experience: 11 Year(s) Bangalore
Narvir  Yadav
Narvir Yadav Experience: 4 Year(s) Delhi
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Anonymous

Posted 2 months ago

I Purchased a car on 5th Oct from Individual, Payment was done on 6th Oct. I initiated the RC change on 7/8th Oct. However before i could initiate the change of name in insurance, i met with car accid...

A. Dear Sir,
It depends upon so many factors and insurance must stand in your name to claim the amount otherwise claim the same through the previous owner which they cannot deny.

Rate me Five Star*
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Chirla vijaya mohana Reddy

Posted 2 months ago

Hi I took group insurance policy of hdfc life through bajaj finserve.Now I would like to surrender the policy.I went to bajaj office .they said that they can't cancel the policy as I took the same th...

A. Hi,
As per your facts, if the policy copy clearly mentions about surrendering procedure than, legal notice could be sent
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Ayantika Mondal @ Prime Legal
Ayantika Mondal @ Prime Legal Experience: 12 Year(s) Bangalore
Hetal  Makwana
Hetal Makwana Experience: 8 Year(s) Bharuch
J S  Pawar
J S Pawar Experience: 5 Year(s) Mumbai
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Anonymous

Posted 2 months ago

My husband expired due to cardiac arrest. One year has passed but death claim is not settled by HDFC Life. What action shall I take? I have submitted my complaint to HDFC Life Grievance Redressal Cell...

A. Dear client,
You firstly issue a legal notice to concerned office for your claim.
If no rply or even reply on due notice you may proceed for consumer case .
Thanks
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Rameshwar  Dadhe
Rameshwar Dadhe Experience: 5 Year(s) Aurangabad
Narvir  Yadav
Narvir Yadav Experience: 4 Year(s) Delhi
Ayantika Mondal @ Prime Legal
Ayantika Mondal @ Prime Legal Experience: 12 Year(s) Bangalore

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