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I have received 50% No Claim Bonus for insurance policy of my vehicle from ICICI Lombard through Maruti Insurance for 2018-19. Now it is found that there is only 20% NCB is recorded with ICICI Lombard. Therefore resulting in loss of 30% No Claim Bonus every year and also my vehicle was at risk from March 2018 to Till today because faulty records can lead in denial of any accidental claim. Please suggest way ahead.
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A. The first step is to approach the Insurance Ombudsman and if that fails then you can approach the Consumer forum making the ombudsman as a party.
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Shreyash  Mohta
Shreyash Mohta Exp: 1 Year(s) Kolkata
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 33 Year(s) Bangalore
A women sitting on the back of motorcycle and the the driver does\'t have his license on him.Both are unrelated (i.e. no Relation).They met an accident, both died.Can a life insurance Company (LIC) can deny women\'s accidental insurance.Both of them have life insurance at LIC. She has been given basic claim but requesting accidental claim. IS it possible for her. If there is any related case please provide specific of that case. Postmortem Report: Prove Cause of death Accidental FIR and FR And local Newspaper proved it as accidental (Cause of Death) Can it be Denied on Basis: Women negligent.She should not have sit behind because he(Driver) does't have the license on him on the day of accident.
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A. Dear Sir, It mostly depends on the clauses of the LIC policy. Please consult me and thereafter I shall provide you with the best research according to your query. Thanks.
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Sayaree  Ganguly
Sayaree Ganguly Exp: 2 Year(s) Hooghly
Shreyash  Mohta
Shreyash Mohta Experience: 1 Year(s) Kolkata
Suneel  Moudgil
Suneel Moudgil Experience: 15 Year(s) Panipat
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 33 Year(s) Bangalore
Dear Sir, An irda approved surveyor was found involved in preparing false valuation reports because of whom Indusind bank gave loan on vehicles & as such amount of Rs.1 crore approx. were loaned wrongly because of false valuation reports. FIR & Serious offences of:-- 1] 120-B 2] 406 3]420 4] 467, 468 & 472 have been imposed on the irda approved surveyor. All the insurance companies have blacklisted to that surveyor but an Officer of a nationalised general insurance company have recently started taking the services of that surveyor by making the empanelment in his company by misguiding to their higher management. Legally, Whether that surveyor can get survey jobs even after possesing such serious offences. If not, then whom to write for taking action against the officer of general insurance co. who has started giving survey jobs on his own risk.
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A. send a complaint to the manager of the company explicating the complete facts, with a copy to the regional and head office
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Suneel  Moudgil
Suneel Moudgil Exp: 15 Year(s) Panipat
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 33 Year(s) Bangalore
hi. we bought car on loan tpermit gave to the driver on agreement basis but he took the car and never came back. we filed an fir against him after that bank was asking. for payment but we showed them for copy and ask them to wait as we were applying for car insurance but insurance company rejected the case telling fir don't come in terms and conditions do there will be no claim
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A. Dear Sir, You just file FIR then approach insurance company for making the good of loan amount.
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Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Exp: 33 Year(s) Bangalore
Rameshwar  Dadhe
Rameshwar Dadhe Experience: 2 Year(s) Aurangabad
Suneel  Moudgil
Suneel Moudgil Experience: 15 Year(s) Panipat
We had two LIC policy of 2 lakhs each . We had paid 3-4 monthly premium of each before the policy owner died. We had received both the bonds though . Now LIC is denying the promised money by saying that medical condition of the policy owner of was hidden by the owner but LIC medical officer cleared all the test and after that only the bond was issued. It has been 16 years and we are just figiting with it . It would be great if any lawyer here could help us with it . For any further information feel free to contact at 8853795495 / 8004252628
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A. Approach to the Insurance Ombudsman.
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Shreyash  Mohta
Shreyash Mohta Exp: 1 Year(s) Kolkata
Rameshwar  Dadhe
Rameshwar Dadhe Experience: 2 Year(s) Aurangabad
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 33 Year(s) Bangalore
My car is damage on front right side, But I am not able to claim immediately, As we were went out station. I claim it after 20 days with delay affidavit, but Icici Lombard reject with saying that it's get roust. So what's to do it may be 20 day old but we have zero death policy. Kindly suggest what can be done....
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A. Dear client regret to heard for worthless service.but don't worry you have legal options to get your insurance.firstly you need to send them legal notice through a lawyer.In case if it is not resolved within 15 days or if you are unhappy with their resolution you can approach the Grievance Redressal Cell of the Consumer Affairs Department of IRDAI.
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Deepak  Bade
Deepak Bade Exp: 9 Year(s) Nanded
Rameshwar  Dadhe
Rameshwar Dadhe Experience: 2 Year(s) Aurangabad
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 33 Year(s) Bangalore
Suneel  Moudgil
Suneel Moudgil Experience: 15 Year(s) Panipat
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Sop Marq

Posted 3 months ago

My dad subscribed to an health insurance policy in 2013. The nominee was my brother. My dad passed away in 2014 and my brother claimed the whole money. I only came to know now that my dad had subscribed to this insurance. Can I claim my share as I am also his son?
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A. Dear Sir, Yes, you can get concerned details about total claim obtained by your brother by filing an application under RTI provisions and then get issue a legal notice and then file a suit for partition in the said amount. For full procedure contact me on mobile through Vidhikarya. Rate me Five Star * Please visit the following link. https://vidhikarya.com/LawyerRating/9506c43f5d0b2d266a07
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Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Exp: 33 Year(s) Bangalore
Shreyash  Mohta
Shreyash Mohta Experience: 1 Year(s) Kolkata
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Raju Reddy

Posted 4 months ago

A motor accident victim having wife,daughter(4 yr old),father,mother.process for claiming compensation under MACT has already been started by father. wife signed on the paper without reading it. Victim aged about 33yrs, 1) approximately How much the family will get as compensation 2)To whom the money will be credited?to wife or father? 3)Since wife already signed on it,is there any possibility to object the process? Please help. Death occurred on 6/3/2019. Thankyou
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A. Dear Sir, Take personal consultation. For full procedure contact me on mobile through Vidhikarya. Rate me Five Star * Please visit the following link. https://vidhikarya.com/LawyerRating/9506c43f5d0b2d266a07
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Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Exp: 33 Year(s) Bangalore
Suneel  Moudgil
Suneel Moudgil Experience: 15 Year(s) Panipat
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Sivasrinivas Gubbala

Posted 5 months ago

Dear sir this is gv.siva srinivas.s/o. g prabhakar rao (late) Sub-sir my father last month december 24th 2018 He was travell from Varanasi to visakhapatnam .while travelling he was passed away in the train due to breathing problem In that time the train was full with reservation compartment also Now i would like to claim for insurance about death So plz consider lawyers plz reply to me and plz file my complaint Thank you
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A. Dear Sir, You can claim insurance from Railway Department as every ticket issued to the passenger is duly insured by the department having collected premium from the passenger. Apart from this you may claim compensation from the Railway Department since they failed to provide medical facility to the passengers. Get issue a legal notice and then file two different cases before two forums one before consumer Court and another before High Court. For full procedure contact me on mobile through Vidhikarya. Rate me Five Star * Please visit the following link. https://vidhikarya.com/LawyerRating/9506c43f5d0b2d266a07
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Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Exp: 33 Year(s) Bangalore
Rameshwar  Dadhe
Rameshwar Dadhe Experience: 2 Year(s) Aurangabad
G.  Santhosh
G. Santhosh Experience: 4 Year(s) Coimbatore
Sunil Kumar  Singh
Sunil Kumar Singh Experience: 17 Year(s) Kanpur
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Amol Shinde

Posted 5 months ago

Hi, I am took home loan from pnb housing panvel branch in jun-2018. at the time loan sanction process bank or insurance employee are not giving any document or information regardarding insurance to me. As well as i am not signed any insurance policy document. also send the cancelling mail to pnb housing on 9-jul -2018 and loan disbursement date is 27-Jun-2018. till date i am not received any HDFC insurance policy document. then how to do to cancel my home loan insurance.
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A. Dear client send complaint to bank Ombudsman Lawyer vidhikarya
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Sunil Kumar  Singh
Sunil Kumar Singh Exp: 17 Year(s) Kanpur
Rameshwar  Dadhe
Rameshwar Dadhe Experience: 2 Year(s) Aurangabad
Kishan Dutt Kalaskar Retired Judge
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