Commercial vehicle insurance rejected at final moment
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A.
Hi,
You should first enquire from the insurance company about why they rejected your claim, if they fail to provide you any reason for the same you may send them a legal notice and then, approach consumer forum.
Vidhikarya
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Insurance Policy nominee Vs Legal heirs
My friends mother expired recently and his yelder sister of the age 25years old is nominee in her mother's insurance policy but in court heirship certificate he is also legal heir, so does he have rig ...
A.
Dear Sir,
Nominee is not entitled for entire amount but after nominee receives entire amount it has to be distributed as per the norms of personal laws.
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House insurance
my dad has applied for the house loan but 4 months before he passed away. Since he's the only one who's earning in our family it's hard to pay the due amount. We haven't paid for r months we have ins ...
A.
it was life insurance or insurance taken with home loan ?
you have to get a lawyer and claim insurance amount.
Insurance companies dont want to pay anybody specially private companies.
dont give importance to bank legal notice for now.
Hope this clarifies,
Advocate Ankur Goel (Complete Law Shield)
#YourLifeYourChoice
Vidhikarya
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Insurance denied based on Hypertension
My father was denied a claim on a angioplasty, based on pre existing Hypertension. There was clear documentation provided that there was no connection with the disease being treated and Hypertension. ...
A.
Dear Sir,
You may approach Consumer Court and get appropriate orders or you may also approach insurance ombudsman.
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Accident in my friend's car
In 2017 we had accident in my frds car. We're 3 people in vehicle. I had recorded statement to police. My frd got his insurance claim. Yesterday my frd called who was in vehicle with me & told me we h ...
A.
Dear Sir,
You may enquire with the concerned police and also ask somebody to enquire in the concerned Court.
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Car Insurance claim rejected
I Purchased a car on 5th Oct from Individual, Payment was done on 6th Oct. I initiated the RC change on 7/8th Oct. However before i could initiate the change of name in insurance, i met with car accid ...
A.
Dear Sir,
It depends upon so many factors and insurance must stand in your name to claim the amount otherwise claim the same through the previous owner which they cannot deny.
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Can I proceed against bajaj finserve
Hi I took group insurance policy of hdfc life through bajaj finserve.Now I would like to surrender the policy.I went to bajaj office .they said that they can't cancel the policy as I took the same th ...
A.
Hi,
As per your facts, if the policy copy clearly mentions about surrendering procedure than, legal notice could be sent
Vidhikarya
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Insurance
Delay in death claim settlement
My husband expired due to cardiac arrest. One year has passed but death claim is not settled by HDFC Life. What action shall I take? I have submitted my complaint to HDFC Life Grievance Redressal Cell ...
A.
Dear client,
You firstly issue a legal notice to concerned office for your claim.
If no rply or even reply on due notice you may proceed for consumer case .
Thanks
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Death claim is supposed to be rejected
Dear Sir/ Madam My father passed away due to covid on 31st July 2020. Hence I raised Term insurance Death Claim in TATA AIA which is under process from 8-9-2020 it is early claim as policy was applie ...
A.
Dear Sir,
If rejected approach banking ombudsman or consumer forum.
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Dispute with company
I have worked with my previous company for almost 6 years and i have taken GMC TOP UP insurance from ABICL. The total insurance amount was for 25 Lakhs and third party agency has passed the claim ini ...
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Dear Sir,
You may approach insurance ombudsman and also civil court if necessary.
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