Can I proceed against bajaj finserve
Hi I took group insurance policy of hdfc life through bajaj finserve.Now I would like to surrender the policy.I went to bajaj office .they said that they can't cancel the policy as I took the same th ...
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A.
Hi,
As per your facts, if the policy copy clearly mentions about surrendering procedure than, legal notice could be sent
Vidhikarya
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Insurance
Delay in death claim settlement
My husband expired due to cardiac arrest. One year has passed but death claim is not settled by HDFC Life. What action shall I take? I have submitted my complaint to HDFC Life Grievance Redressal Cell ...
A.
Dear client,
You firstly issue a legal notice to concerned office for your claim.
If no rply or even reply on due notice you may proceed for consumer case .
Thanks
Vidhikarya
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Insurance
Death claim is supposed to be rejected
Dear Sir/ Madam My father passed away due to covid on 31st July 2020. Hence I raised Term insurance Death Claim in TATA AIA which is under process from 8-9-2020 it is early claim as policy was applie ...
A.
Dear Sir,
If rejected approach banking ombudsman or consumer forum.
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Insurance
Dispute with company
I have worked with my previous company for almost 6 years and i have taken GMC TOP UP insurance from ABICL. The total insurance amount was for 25 Lakhs and third party agency has passed the claim ini ...
A.
Dear Sir,
You may approach insurance ombudsman and also civil court if necessary.
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Insurance
Insurance
I have sold my car during June 2020 and not transferred due to lockdown. The car met with accident and buyer wants me to sign Insurance claims form Is is okay to sign? How do I safeguard my interests?
A.
Dear Sir,
You have to take personal consultancy and sought out all the issues otherwise you being RC holder held responsible for all future consequences if insurance company reject the claim.
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Insurance
health insurance
My Mediclaim health insurance company has withdrawn the current plan without informing me in writing or giving me requisite notice well in advance of 90days.The premium has been doubled with the new p ...
A.
U approach to consumer forum for redressal of ur grivence it is upon them to show notice has been served w,without proof of the same and without prior intimation to you terms of policy can not be change d.
Vidhikarya
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Insurance
oriental insurance is disobeying ombudsman order
I have recently been awarded from ombudsman in my favour.But insurance company (oriental insurance) has denied to pay me citing wrong decision by ombudsman.Can insurance company not binded by ombudsm ...
A.
Hi,
Since the insurance company is not following the order given you can file a suit against the insurance company in the High Court.
Vidhikarya
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Insurance
Life insurance of India
Against bhimalokpal Dear sir I taken Jeevan Santhi policy life insurance policy of India in 19/02/2019. I applied to bhimalokpal to change annuity options I. E immediate pension for ever six months. I ...
A.
You may approach insurance ombudsman or get issue a legal notice.
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Insurance
LIC HFL - ACCOUNT HOLDER DECEASED
Hai, I am from Coimbatore (Tamilnadu), my family had purchased a house on loan from LIC HFL for a total loan of 35 Lakhs under my Brother's name - Deepak Jebakumar (Age 29). Unfortunately, days befor ...
A.
Dear Sir
For every loan insurance is compulsory so you may engage advocate and fight . Please give me RANK FIVE {5} if my answer satisfies you.
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Insurance
Discriminatory insurance policy
I was commissioned as Army officer in 2002. Immediately, I was compulsorily made to subscribe life insurance from Army Group Insurance (AGIF) which is registered under Societies Act. Monthly subscript ...
A.
Sir your case is fit for the High Court-
1) AGIF is a government body.
2) clear case of discrimination and the High Court would look upon it more favourably.
3) clear and efficient remedy before the High Court. Will possibly be quicker.
Regards
Adv Shreesh Chadha
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