Health Insurance - Joined a health insurance plan
Health Insurance - Joined a health insurance plan
Dear Sir, We (my wife and myself) Jointed a health insurance plan on December 2021, It was without a medical checkup. Now we have received a letter saying that we are not in a position to grant cover
1 year ago
A. As.per the rules , a person may be able to hold or withdraw the premium for the insurance on the life of the person,.in which he or she has insurable interest, and claim tax benefitts on the premium.
Insurance - can I hold or withdraw
can i hold or withdraw my premium amount from Insurance company, I have paid 2 lac installment in two years 1 lac per year in term Insurance Kotak Smart Life Plan
1 year ago
A. As per the rules, a person may be able to hold or withdraw the premium for insurance on the life of the person, in which he or she has insurable interest, and claim tax benefits on premium payments, even if he or she can't propose for the insurance
Bike stolen - purchased bike on loan
I purchased bike on loan in 2015 and after 1 year bike stolen so i apply insurance, Insurance company denied to give insurance so i also not give any emi to loan company so any legal action happen ?
1 year ago
A. The action taken by the lender depends on the nature of the loan taken. The consequences may vary. But it's not good to not pay the emi, that may cause trouble for you.
Burglary insurance claim for a firm
A burglary loss claim in the factory of a firm has been turned down under incorrect reasoning. Ombudsman does not handle Firm related case. What to do?
1 year ago
A. Dear Sir,
You may go to consumer forum or civil court and get justice. You may also get issue a legal notice before such proceeding.
Regarding Mediclaim Insurance
My dad had cataract surgery for both the eyes. SA for my policy is Rs 200000. Policy says 10% of SA is the limit for one eye cataract surgery i.e 20000 so in total 40000 should be given. However last
1 year ago
A. Dear Sir,
No body can enrich at cost of another. On the basis of this principle you are liable to refund the excess amount received by you.
What is the value of the stamp paper
What is the value of the stamp paper for confirming the nominee details for making a claim in Bangalore Karnataka
1 year ago
A. Dear Client,
to answer this question , information regarding the amount of claim is necessary. stamp duty of requisit value is needed.
SOCIAL SECURITY SCHEME - YSR BHEEMA INSURANCE(under PMJJBY)
AP Government providing SOCIAL SECURITY SCHEME - YSR BHEEMA INSURANCE(under PMJJBY). In 2020, 1st April 2020 to 31st October 2020, death claims are not processed by the State Government stating the re
1 year ago
A. Dear Client,
You may file a PIL on behalf of the people raising the issue and providing them justice.
Is my Mom liable
My brother caused an accident under the influence of alcohol which resulted in death of a person... the vehicle is registered to my mother... is she liable now?
1 year ago
A. Dear Client,
Generally, the parent is not liable automatically for the car accident caused by their children. However, a parent or guardian may be liable if there is a failure to supervise the child, the parent was negligent in entrusting the car to the child, and when the car was used under the family purpose doctrine.
Car accident insurance - I have filed claim
I have filed claim 3 months ago for car accident claim, initially the officer saying that i will receive total approved amount but now they refusing to pass claim on the basis of that i have already t
2 years ago
A. Dear Sir,
If your claim is not approved then lodge a complaint with insurance ombudsman or file complaint with Consumer Court thus you will get your claim amount.
Accidental death claim
My Accidental Death Insurance Claim was approved by the Sessions Court but the insurance company is applied for stay in the High Court and but for stay order the High Court told insurance company to f
2 years ago
A. Dear Sir,
You have to file execution petition and recover the same by attaching its properties. The company cannot get again stay order but your advocate must coordinate with you.
