My mother has Senior Citizen Health Insurance policy on Feb, 2016 and her hospitalization claim for Respiratory ASTMA disease and Hypertension was rejected from the Health Ins co. stating that she ha ...
Dear Client,
Since the health insurance policy of your mother was renewed continuously for more than 48 months from the date of inception, the policy covers all the PED as per the terms of the policy. Repudiation of claim on the ground of PED and cancellation of Renewal of policy after the expiry of look in period is not acceptable being unfair and arbitrary so far the provision of IRDA(Protection of Interest of Insured) Regulation, 2016 is concerned. Reach out to an Advocate experienced in con
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My wife medical expenses claim was under paid by ESI. What I should do. I incurred totally 5.7 lakh. Whereas received only 1.5 lakh.
Sir ESIC is governed by the State Govt and that there is an approval limit for specific disease hence
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Insurance purchased on 25-Nov-2022 valid for one year, Car accident happened on 17-Feb-2023. Immediately informed to agent & Branch manager & sent on email about accident & all other photos & document ...
Dear Sir,
You may get issue a legal notice failing which approach Insurance Ombudsman to settle your claim otherwise approach Consumer Court.
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How to complain for recover my money with policy agent
Good evening!
The facts given are insufficient to provide any specific legal advice. Please contact an advocate or provide more details regarding the same.
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I have a term insurance done for my kids and nominee is my husband. How to make sure that if anything happens to me, the insurance money will be used for my kids' future education as intended and my h ...
Dear Client,
The status of the Nominee of a minor is like caretaker or the trustee of any benefits including tangible and intangible assets having no power of alienation till the minor becomes an adult or matured to take decisions independently on the subject matter.
So you need not to worry for the future of your kid. The insurer will take care of it in the right time when your term insurance matures. Your husband as the biological father of the kid is equally responsible for her future.
What is the insurance death claim amount of a deceased trainee?
Dear Client
Compensation for a person died of an accident irrespective of his status of employment/profession depends upon various factors, like age and income of the person at the time of death, cause of accident, insurance status of OP etc.
So to get a clear picture on the point you may visit the office of the concerned Insurer or any other Insurer having IRDA license.
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What to do to get bail in 404A, if road accident happened in the road , and I am incharge of road construction
Dear Sir,
First try for settlement before Police if not possible then ask them to refer the matter to the Lok Adalath then ultimately it may be settled in the Regular Court.
In January 2018 my father died in an accident he was going on work and hit by a jeepsy and injured and than he died in hospital. I have registered a clam case in November 2018 and till I have provided ...
Dear Sir,
You may go to High Court and get a direction to the concerned Court to dispose off the case as early as possible that is within time limit which may be fixed by High Court.
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My father died of corona and he had a lic. After 1.5years we got our 1 lakh rupees. My mother and i had two existing insurance policy which premium we had not paid for one year. So when we got the mon ...
Dear Client,
If you want to cancel your LIC policy because you do not like its features and benefits, then you must make this decision within 15 days of receiving the policy documents. According to LIC, you have all the rights to cancel a LIC policy, before 15 days of receiving the policy documents. However, in this case, it is advisable to consult an advocate well-versed in this regard.
I have been possessing health insurance policy for the last 16 years without a break but with diffrent insurance corporation. For example first 4 years with New India Assurance, thereafter 2 years wit ...
Dear Client
The moratorium period of 8 years may not apply to you as you have held health insurance policies without a break for the past 16 years, even with different insurance companies. However, you should check with your current insurance company to confirm any specific policies or waiting periods.
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