Motor vehicle insurance claim
Motor vehicle insurance claim
My vehicle accident claim was not passed in full. Can I go to Insurance ombudsman. My vehicle repaired in Haryana, where from I am resident. But I am in govt job near Jaipur, can I file my complain
1 year ago
A. Dear Client,
You may approach the Ombudsman to deal with issues with respect to Insurance Act, 1938. Yes you may file the complaint in Jaipur as you reside in Jaipur and the car is registered in that state. If not, Please file the complaint in Haryana.
Thank you so much, I hope this answer helped you.
Less vehicle insurance amount passed
My vehicle damaged three sides due to accident. Only 3000 of one side damage passed. Total damage amount is 21000. I not availed passed insurance claim and repaired in cash. Can I file a case for fu
1 year ago
A. Dear Sir,
You may go to Insurance Ombudsman which is cost effective otherwise you will lose money if you prefer appeal against such order.
passing less claim amount than idv in case of total loss
Dear Sir/Maam my father had a car insurance by Oriental Insurance Company. there was an accident on 29th-sept-2014 after which when car is surveyed it was declared total loss but company is passing o
1 year ago
A. Dear client
Call your insurance company immediately after the accident and inform them about the damage. Intimate the police about the incident and obtain an FIR. Record the details of the car, the driver, and the witnesses in the FIR. File a claim with your insurance company and ask them to assign a surveyor to evaluate the loss.
Cashless Claim rejected stating non-disclosure of pre-existing disease
I was insured with group health insurance and I recently quit my job and I requested to port my group insurance to individual. At first, the insurance provider denied porting and after complaining to
1 year ago
A. Respected sir/ma'am,
Kindly look into the case of
Religare Health Ins. Co. Ltd. vs Harwant Singh And Another on 8 February, 2021.
You can file an application in the STATE CONSUMER DISPUTES REDRESSAL COMMISSION
Section 19 of the General Insurance Business (Nationalization) Act, 1972 states that it shall be the duty of every Insurance Company to carry on general insurance business so as to develop it to the best advantage of the community. The denial of medical expenses reimbursement is utterly ...ReadMore
Freelook Denial
Policy Copy Recieved after Freelook Expiry Date as Insurance company Says it was credited to your EIA account which I never knew what it was Also the facts filled by agent were wrong which we pointed
1 year ago
A. Dear Sir,
If you have any issue then there is an authority called Insurance Ombudsman to which you can lodge complaint online or offline and get settle the matter.
Health Insurance - Joined a health insurance plan
Dear Sir, We (my wife and myself) Jointed a health insurance plan on December 2021, It was without a medical checkup. Now we have received a letter saying that we are not in a position to grant cover
1 year ago
A. As.per the rules , a person may be able to hold or withdraw the premium for the insurance on the life of the person,.in which he or she has insurable interest, and claim tax benefitts on the premium.
Insurance - can I hold or withdraw
can i hold or withdraw my premium amount from Insurance company, I have paid 2 lac installment in two years 1 lac per year in term Insurance Kotak Smart Life Plan
1 year ago
A. As per the rules, a person may be able to hold or withdraw the premium for insurance on the life of the person, in which he or she has insurable interest, and claim tax benefits on premium payments, even if he or she can't propose for the insurance
Bike stolen - purchased bike on loan
I purchased bike on loan in 2015 and after 1 year bike stolen so i apply insurance, Insurance company denied to give insurance so i also not give any emi to loan company so any legal action happen ?
1 year ago
A. The action taken by the lender depends on the nature of the loan taken. The consequences may vary. But it's not good to not pay the emi, that may cause trouble for you.
Burglary insurance claim for a firm
A burglary loss claim in the factory of a firm has been turned down under incorrect reasoning. Ombudsman does not handle Firm related case. What to do?
1 year ago
A. Dear Sir,
You may go to consumer forum or civil court and get justice. You may also get issue a legal notice before such proceeding.
What is the value of the stamp paper
What is the value of the stamp paper for confirming the nominee details for making a claim in Bangalore Karnataka
1 year ago
A. Dear Client,
to answer this question , information regarding the amount of claim is necessary. stamp duty of requisit value is needed.
