icon House insurance

my dad has applied for the house loan but 4 months before he passed away. Since he's the only one who's earning in our family it's hard to pay the due amount. We haven't paid for r months we have ins


A. it was life insurance or insurance taken with home loan ?
you have to get a lawyer and claim insurance amount.
Insurance companies dont want to pay anybody specially private companies.
dont give importance to bank legal notice for now.


Hope this clarifies,
Advocate Ankur Goel (Complete Law Shield)
#YourLifeYourChoice

Helpful
Helpful
Share
Latest Response 3 years ago
Ankur Goel @ Complete Law Shield

Ankur Goel @ Complete Law Shield

Other Responses
Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

icon Insurance denied based on Hypertension

My father was denied a claim on a angioplasty, based on pre existing Hypertension. There was clear documentation provided that there was no connection with the disease being treated and Hypertension.


A. Dear Sir,
You may approach Consumer Court and get appropriate orders or you may also approach insurance ombudsman.

Rate me Five Star*

Helpful
Helpful
Share
Other Responses
Ankur Goel @ Complete Law Shield

Ankur Goel @ Complete Law Shield

Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

icon Accident in my friend's car

In 2017 we had accident in my frds car. We're 3 people in vehicle. I had recorded statement to police. My frd got his insurance claim. Yesterday my frd called who was in vehicle with me & told me we h


A. Dear Sir,
You may enquire with the concerned police and also ask somebody to enquire in the concerned Court.


Rate me Five Star*

Helpful
Helpful
Share
Other Responses
Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

Narvir  Yadav

Narvir Yadav

icon Car Insurance claim rejected

I Purchased a car on 5th Oct from Individual, Payment was done on 6th Oct. I initiated the RC change on 7/8th Oct. However before i could initiate the change of name in insurance, i met with car accid


A. Dear Sir,
It depends upon so many factors and insurance must stand in your name to claim the amount otherwise claim the same through the previous owner which they cannot deny.

Rate me Five Star*

Helpful
Helpful
Share
Other Responses
Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

icon Can I proceed against bajaj finserve

Hi I took group insurance policy of hdfc life through bajaj finserve.Now I would like to surrender the policy.I went to bajaj office .they said that they can't cancel the policy as I took the same th


A. Hi,
As per your facts, if the policy copy clearly mentions about surrendering procedure than, legal notice could be sent

Helpful
Helpful
Share
Other Responses
Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

Hetal  Makwana

Hetal Makwana

Jagannath S  Pawar

Jagannath S Pawar

icon Delay in death claim settlement

My husband expired due to cardiac arrest. One year has passed but death claim is not settled by HDFC Life. What action shall I take? I have submitted my complaint to HDFC Life Grievance Redressal Cell


A. Dear client,
You firstly issue a legal notice to concerned office for your claim.
If no rply or even reply on due notice you may proceed for consumer case .
Thanks

Helpful
Helpful
Share
Latest Response 3 years ago
Sanjay Kumar Jha

Sanjay Kumar Jha

Other Responses
Rameshwar  Dadhe

Rameshwar Dadhe

Narvir  Yadav

Narvir Yadav

Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

icon oriental insurance is disobeying ombudsman order

I have recently been awarded from ombudsman in my favour.But insurance company (oriental insurance) has denied to pay me citing wrong decision by ombudsman.Can insurance company not binded by ombudsm


A. Hi,
Since the insurance company is not following the order given you can file a suit against the insurance company in the High Court.

Helpful
Helpful
Share
Other Responses
Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

DIYAVARHUSSAIN  SHAIK

DIYAVARHUSSAIN SHAIK

icon Hospital asking entire bill amount in cash after Cashless Insurance claim

I had a treatment in a hospital claiming cashless insurance facility in Aug 2019. At that time, i got entire approval from insurance, and I had paid all the balances and cleared all dues and got disch


A. Dear Sir,
You may approach insurance ombudsman and get insured amount and pay the same to the Hospital.

Rate me Five Star *

Helpful
Helpful
Share
Other Responses
Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

DIYAVARHUSSAIN  SHAIK

DIYAVARHUSSAIN SHAIK