icon Motor Insurance Claim

Insurance purchased on 25-Nov-2022 valid for one year, Car accident happened on 17-Feb-2023. Immediately informed to agent & Branch manager & sent on email about accident & all other photos & document

3 Response(s)

11 months ago


A. Dear Sir,
You may get issue a legal notice failing which approach Insurance Ombudsman to settle your claim otherwise approach Consumer Court.

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icon How to recover my money with policy agent

How to complain for recover my money with policy agent

3 Response(s)

11 months ago


A. Good evening!
The facts given are insufficient to provide any specific legal advice. Please contact an advocate or provide more details regarding the same.

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icon Compensation of the deceased trainee and accident claim.

What is the insurance death claim amount of a deceased trainee?

2 Response(s)

11 months ago


A. Dear Client
Compensation for a person died of an accident irrespective of his status of employment/profession depends upon various factors, like age and income of the person at the time of death, cause of accident, insurance status of OP etc.
So to get a clear picture on the point you may visit the office of the concerned Insurer or any other Insurer having IRDA license.

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icon Third party clam

In January 2018 my father died in an accident he was going on work and hit by a jeepsy and injured and than he died in hospital. I have registered a clam case in November 2018 and till I have provided

3 Response(s)

11 months ago


A. Dear Sir,
You may go to High Court and get a direction to the concerned Court to dispose off the case as early as possible that is within time limit which may be fixed by High Court.

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icon Agent fraud

My father died of corona and he had a lic. After 1.5years we got our 1 lakh rupees. My mother and i had two existing insurance policy which premium we had not paid for one year. So when we got the mon


A. Dear Client,
If you want to cancel your LIC policy because you do not like its features and benefits, then you must make this decision within 15 days of receiving the policy documents. According to LIC, you have all the rights to cancel a LIC policy, before 15 days of receiving the policy documents. However, in this case, it is advisable to consult an advocate well-versed in this regard.

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icon Health insurance policy moratorium period

I have been possessing health insurance policy for the last 16 years without a break but with diffrent insurance corporation. For example first 4 years with New India Assurance, thereafter 2 years wit


A. Dear Client

The moratorium period of 8 years may not apply to you as you have held health insurance policies without a break for the past 16 years, even with different insurance companies. However, you should check with your current insurance company to confirm any specific policies or waiting periods.

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icon Issue with insurance company

I have issue with insurance company, While I am working on private limited company, i have put medical insurance for father also in group medical cover , but i extied from the company after two months


A. Dear Client

In India, there is no similar law to the surprise bill act in the USA, but if the insurance company has approved pre-authorization for treatment and post-hospital cashless approval, they are liable to pay the bills. You can approach the insurance ombudsman or consumer court and provide all relevant documents to support your claim.Please seek an expert legal advice over this matter.

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icon PREMIUM REFUND

Sir I Uddipta Chakraborty, Malda requesting you for legal advice. One HDFC bank Relationship Manager of Malda convinced me and my wife to do Life Insurance. It was June 2019, August 2019 and Feb 2


A. Hello Sir,
I actually need more information about the agreement and may more things. Please provide us so that we can give you some advice.

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icon Parental insurance rejected.

My father has rare blood disease. Aplastic Anaemia and PNH. He was admitted in hospital for 11 days. I took parental insurance in currently working company. Insurance company rejected saying this dise


A. Dear Sir,
You may go in Appeal or approach Insurance Ombudsman or get issue a legal notice and file a civil suit.

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icon Lawyer fee for accidental insurance amount

Sir, 9 years ago, my father was died at an motor accident, now we are facing a issue with our lawyer. He demanding for 15% of the interest value of the FD. we got about half of its insurance amount


A. Firstly, it is important to review the terms of the agreement between you and your lawyer to determine whether or not the lawyer is entitled to a share of the interest earned on the FD. If the agreement specifically states that the lawyer is entitled to a share of the interest, then you may have to honor that agreement.

If there is no such agreement in place, the lawyer's demand for a share of the interest may not be justified. However, it is advisable to consult with another lawyer or a legal ...ReadMore

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