icon Credit card emi payment

A friend of mine has skipped 2 months emi due to unemployment now the bank employees are threatening with demand notice .. is it possible for him to pay by next 10 days


A. Dear Client,

Ask your friend to talk to the credit card company and inform them that you r friend will pay the sum in ten days. They mostly will allow.

Thank you so much, I hope this answer helped you.

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icon fraud in online income tax return

Sir I asked one of my known person to fill the income tax return for me, but recently when I checked history of my income tax returns I found out that in 2017-18 itr was refunded to his bank account b


A. Dear client,
You can file a civil suit of recovery against your friend. If you are willing to take up criminal action against him, then you can file a case under section 107 of IPC for criminal misrepresentation and 415 of IPC for cheating.

Please contact a lawyer who can help you with the legal proceedings.

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icon Credit card fraud transaction bill payment

Bank asking me to pay the credit card Bill which was fraud, i said i can't pay. Now the forcing me to pay.wgat to do?


A. Dear Client
You need to establish the fact that it was fraudulent transaction and give all the evidence to the credit card company. Also when the fraudulent transaction took place you should have placed a complaint with the company.

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icon Got cheated by Instagram ads

How will I get my amount back


A. Dear client,
Firstly on your Instagram account,
1. Go to the profile of the seller you want to report.
2. Tap more options in the top right.
3. Give reasons and Tap Report.

Next,
You can make a complaint anytime to the cyber police or crime investigation department either offline or online. In order to give punishment for cyber crime, the first & foremost step is to lodge complaints against the crime. You need to file a written complaint with the cyber crime cell of any jurisdiction. In the w ...ReadMore

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icon Bank loan foreclosure letter

I take a loan from jm Financial home loans ltd. I applied for foreclosure letter on 30.10.2022. Company is saying they will take 30 days for providing foreclosure letter. But why should I wait for 30


A. Dear Client,
First of all you have provided a future date of October 30th on un the question. Anyways, the fact of the matter is when you give an application of foreclosure which is not the normal procedure for a bank as they tend to lose out the future accrued income through interest hence they have to present the case to higher ups and seek their approval to allow for foreclosure. That could be the reason that they are saying that they will take 30 days. You can hard press them to do it little ...ReadMore

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icon Money fraud in my bank account

Mere Ac se 20.000 nikal gya h sir aaj


A. Dear client,
Hopefully the personal details such as passwords, ATM pin etc have not been shared by you with anyone not concerned with it. This would imply you bearing no responsibility to the loss you have incured .
The bank branch associated with your account should be immediately informed of this within three working days and make sure to take record of all intimations that show the fraud and the money deducted.
According to RBI, in a situation when the customer has zero liability in the cas ...ReadMore

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icon Banking service related

A public sector bank refused to let me open a savings account as i did not opt for Pradhan mantri Suraksha Bima Yojona.Can i send legal notice to the bank manager??


A. Dear Client
You can surely send a legal notice to the banker for not allowing you to open a bank account but before sending a legal notice I would suggest you to lodge a complaint with the bank.

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icon Hold my account

Kis wajah se mera account hold kiya gya h


A. Dear client,
Be specific about what type of account it is and where it is held. We can definitely help you with more information.

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icon satisfy of bank charge

I want to remove bank charge from revenue record of Chhatisgargh state (CGRLC Portal) as customer has fully repaid loan amount.


A. Dear Client
We are not able to understand your query here and you are requested to repost the query after elaborating it. If you are talking about removing the charges created on security by the bank then for that you need to meet the bank officials and get this done.

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icon Cash withdrawal from savings account limits

Sir, my home loan amount required as cash withdraw from my savings account, but the Bank is telling beyond 20 lakh withdrawal I have to pay 2 percent TDS to bank. My home loan amount is 40 lakh and my


A. Dear Client,
The rule is as follow;
TDS will be deducted at 2% on cash withdrawals of more than ₹ 20 lakh and 5% for withdrawals exceeding ₹ 1 crore if the person withdrawing the cash has not filed ITR for any of the preceding three AYs.
If you have filed ITR for last three years then you don't need to pay the TDS.
Secondly you should also not pay in cash to the builder. All payment must be done through cheque or bank.

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