icon Credit card settlement - How to stop harassment calls

How to stop harassment calls and recovery agents at home and settle the card with my desire settled amount.


A. Dear Client,
You go to the nearest police station and lodge a complaint against all the mobile numbers which sends you unwanted SMS or gives you unwanted calls. Police can investigate the complaint under IT Act, IPC, TR Act. At first, police will contact the service provider from whose number the calls and SMS are coming and will acquire the identification of the users and will file cases against them. if the identification of the users cannot be made by the service providers then the service pr ...ReadMore

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icon Fixed Deposit Second Holder fraud

My sister has added her name with Mother fixed deposit, now mother need to remove her name and she is not corp orating for the same


A. Dear Client
Your bank's branch will provide you with a form for deletion of the other bank account holder. Alternatively, you can even download it from the bank's website. The same needs to be filled and signed by the remaining account holders as well as the holder whose name is sought to be deleted.
Thanks
Regards

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icon Court notice by bank even after complete repayment of loan

I had taken education loan in 2011 from a PSU, and it was suit filed on 2017. I have settled through OTS on nov 2020. But I am receiving district civil court notices for lok Adalat hearing even in Ma


A. Dear Client
You may visit the band and show them proper documents of the paid loan amount. But even if they continue to do the same, you may visit an advocate and send a legal notice to the bank for the same.
Thanks
Regards

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icon Cheque bounce case with merged bank

Iam an NBFC staff one of my client had issued me an cheque 2 years before , it belongs to ANDHRA bank and now that this bank is merged with UNION BANK OF INDIA, Can i submit an Negotiable Instrumen


A. Dear Sir,

Yes, at the time of issue in cheque the said Andhra Bank was in exitance & on his merging all its liabilities of its Costumers binding upon Union Bank of India.

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icon Sister as nominee

Woman passed away with Rs 20L FD. She was married but her husband had passed away few years before and she does not have children. And she had already made her sister as nominee for this FD. Apart fro


A. Dear Client,

As per the facts stated, the sister is the only one who has the right over the FD as she is the nominee.

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icon Personal loan - Bank is calling me

Bank is calling me for a personal loan payment after 11yeats how do I go about it. I am financially weak


A. Dear Client,

As a borrower you have certain rights such as right to get adequate notice, decorum and decent behavior from the bank and if they harass you then file a complaint at the police station.

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icon HDFC Bank making the saving account balance to negative .

HDFC Bank making the saving account balance to negative . Which is against the RBI rule


A. Dear client,
Check your balance sheet and if the minimum balance is below the limit then the bank charge for the fine on your account. Do contact the customer care or helpline service for a brief enquiry.

Thank you.

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icon Fraud loan app

Sir mene rupeeking app se LAon nahi liya hi ,lekin tab bhi muje WhatsApp per 3 log ne massage send kiye hi loan repayment ka , usne app link send ki thi aur mene app open ki app play store per nahi mi


A. Dear Client
Beware of such fraudulent links. Block those sites and ignore it. However, if they call you and harass you you may go to the police station or visit cyber police and lodge a complaint against such matter.
Thanks
Regards

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icon Non delivery of physical possession

I’ve purchased a property in bank e auction which was in physical possession with the bank. The property has items of the previous tenants lying there. Now bank is not delivering physica possession


A. Dear Sir,

You may approach banking Ombudsman or police or Civil Court.

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icon How to recover the amount given to neighbour on loan?

Sir, an amount of Rs 500000/- transfer to my neighbor on may 2018 through online net banking, he has been said that i will return u still Jan 2021, and one night he shifted by theft crap to somewhere


A. Dear Client,
File an FIR under sections 420 and 405 IPC in your local police station.
Thank you

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