icon Cnt issue

I belong to (namasudra) subcaste of scheduled caste which is recognized in west bengal as sc, but I want to take business loan in jharkhand for starting a business and the bank wants to keep my land w

3 Response(s)

4 months ago


A. Dear Client,
You apply for loan to a government bank if not already done. In case they reject your loan then you can file a writ petition in Jharkhand High Court against the arbitrary action of the bank and get an order from the bank to give you loan.

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icon Claim in Pensions Money

My brother used my mother's pension money through ATM cards without letting her know. She was ill and was always threatened. She never complained to anyone and died one day. Now the bank has no money

2 Response(s)

4 months ago


A. Dear Client,
Under Sub Rule 6 (iii) of Rule 54 of Central Service Rules, an unmarried daughter is entitled to a family pension until she gets married or starts earning whichever comes first. If an unmarried daughter is the eldest among all the siblings she is entitled to receive a family pension, in the event parents are not alive. If both mother and father are governed by the pension scheme, then the daughter is entitled to receive two pension amounts. You may contact or visit the office of the ...ReadMore

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icon I am an Bank employee of an Loan Division

I am an Bank employee of an Loan Division _ when processing Balance Transfer of Agri loan there was a lapse in Balance Transfer procedures by the sales team employees ( there is NO Intentional employe

3 Response(s)

4 months ago


A. Dear Client

For sure the bank is goin to take disciplinary action against the employee for the lapse, regardless of being intentional or not.
Simultaneously the bank should send legal notice to the borrower to repay the amount and take legal action too.

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icon Bank charges

I had a bank account which I was not using it for 3 to 5 years and it was a minor account my mother was guardian. By my mistake my boss transferred money to that account of 6500rs When i went to that

2 Response(s)

7 months ago


A. Dear client,
Banks cannot levy additional fees while reactivating a dormant bank account according to RBI norms. To reactivate a dormant account, you must submit a completed application form to the bank detailing the reasons for the account's inactivity. You must be physically present at the branch, carrying valid residence and identity proof.

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icon My Paytm Bank account has been blocked

I am 1 normal family boy I need money very much my paytm account is blocked I was doing part time job first I earned like 150 rupees by commenting and rating then their welfare free task ended they to

2 Response(s)

7 months ago


A. Dear Client,
I can offer some general advice on what you can do if your Paytm account is blocked and you're facing financial difficulties:

Contact Paytm Customer Support: Continue reaching out to Paytm's customer support through email, social media, or phone. Clearly explain your situation and the reasons for the transactions. Keep records of all communications with Paytm.

Provide Documentation: If Paytm requests any documentation or information to verify your identity or the legitimacy of yo ...ReadMore

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icon My Account Blocked Due To Cyber Complaint

Hi have a federal bank account but it suddenly got frozen due to some cyber complaint against me and I am totally unaware of this issue. A few day back I got money from doing part-time job task on Wha

3 Response(s)

7 months ago


A. Dear Client,
Banks may freeze accounts for various reasons, including suspected fraudulent activity, violation of terms and conditions, or compliance with legal obligations. If your account has been frozen due to a cyber complaint, it is possible that the bank has taken this action to investigate any potential fraudulent or illegal activity associated with your account.

To resolve this issue, you should contact your bank as soon as possible and inquire about the reasons behind the account free ...ReadMore

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icon Wrong Transaction

Respected sir by mistake I had transferred an Amount to a Wrong beneficiary.When I contacted Bank the bank informed me that the beneficiary is a deceased and he has taken a Overdraft Facility from ban

3 Response(s)

7 months ago


A. Dear Client,
If you have wrongly transferred the payment to the beneficiary whose account is marked NPA for which the Bank cannot reverse the amount that has been transferred, you can always file a written complaint with the bank. As per the Reserve Bank of India's guidelines, it is the responsibility of the remitter to provide the correct beneficiary account number and details while making payment. Hence, in case of a wrong transfer to an account, only the remitter is responsible and liable. W ...ReadMore

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icon Paytm Account Blocked

Actually My Paytm account ) was blocked by Gujarat cyber cell on 18 Feb 2023 due to payment of ₹7000/ counted as fraud. Your company's helpline provided me complaint number and Somehow I resolved th

2 Response(s)

10 months ago


A. Dear Sir/Madam,
Under the following provisions the Hon’ble Magistrate Court having ample powers to unfreeze the Bank accounts. Further, the Hon’ble Court has vast powers to hand over the properties/vehicles seized by the Police and other authorities to the owners of the properties/vehicles. Such interim orders normally will be made within 30 days of such interim application and on such orders the Police and other authorities are bound to hand over the properties/vehicles to the persons in wh ...ReadMore

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icon Bank account Lien due to police complaint

I went to ICICI Bank today to close my bank account. So the bankers told me ki amount police reason laga hai for your account... plz solution

2 Response(s)

10 months ago


A. Dear Sir/Madam,
Under the following provisions the Hon’ble Magistrate Court having ample powers to unfreeze the Bank accounts. Further, the Hon’ble Court has vast powers to hand over the properties/vehicles seized by the Police and other authorities to the owners of the properties/vehicles. Such interim orders normally will be made within 30 days of such interim application and on such orders the Police and other authorities are bound to hand over the properties/vehicles to the persons in wh ...ReadMore

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icon NPA PROPERTY

Sir/Madam our property got NPA and bank without DM's permission and without sending notice sold to single bidder,there was no bidder except one person and bank has not called at the bidding/inform th

2 Response(s)

10 months ago


A. Dear Sir,
In the recent past the Bankers are misusing the various enactments which are in favour of bankers. You may approach Debt Recovery Tribunal or High Court and get such public auction set aside.

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