icon Property reg - HOME LOAN COMPANY

I am signed 11 blank bond paper by IIFL HOME LOAN COMPANY THEY ARE MISUSED THOSE PAPER


A. Dear Client,

You may immediately send them a legal notice asking them to rectify their mistake and lodge a police complaint against them.

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icon Bank action on cidco flats during lockin period

Can bank auction CIDCO allotment flats within lock in period of say 10 years, under Sarfaesi Act 2002, which has been mortgaged by the defaulting borrower for the loan extended


A. Dear Client
If a property is mortgaged to the bank then in case of a default the bank has all the rights to auction the property and that's the law and that is what the borrower agrees for while taking the loan. Now whether the bank can do so or not on within the lock in period has to be ascertained by going through the documents of the property and loan agreement.

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icon Credit card advance annual charge

I have a sbi credit card since three years, they charge advance annual charge 2999/- + gst every year (this is fee charged advance for whole year in begining of the year itself), this year in dec 2021


A. Dear Client,

You may file a complaint with the consumer forum and ask for compensation for your suffering.

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icon Case in DRT court coimbatore

Hi sir I'm Sathish Kumar from salem.i applied case in DRT court coimbatore but bank sale my house and they saying go outside.bank didn't gave any notice still but I put case in DRT sir


A. Dear Client,

As per the facts mentioned, you may approach the high court and get your problem redressed by the court.

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icon Central Bank of India Education Loan Repayment

Greeting to all. I taken education loan from CBI (2011 to 2014) Rs. 193500 but it mention as Rs.2lac. After Completing degree i didn't get Job. so I Did PG. in sugar Engg (2016 - 2017). Now working in


A. Dear Client,

You can send a legal notice to the bank along with a copy of loan documents and ask for the amount to be rectified.

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icon my mom getting pension regularly

my mom getting pension regularly however for few years she was excess of amount above the pension amt. we intimated to the pension office that we receiving excess in amount, however suddenly they told


A. Dear Client,

You may challenge the pension authority for their actions. You can send them a legal notice followed by a writ petition in the High Court of they do not stop this nonsensical action.

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icon Credit card payment

Hi, This matter is related to credit card, I was using a credit card but after a period of time I lose my job I did not able to pay but after a period I spoke with the bank guy to settle this issue. I


A. You have been cheated by the bank.. also you have NOT mentioned the bank name ..which is required for us to understand the legal process

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icon Mortgage loan from credit cooperative society

My father brought housing loan from credit cooperative society in 2015, at the time of taking loan bank representative mislead us for EMI amount , at the time of taking laon we told to bank , we could


A. Dear Sir,
First come out of the loan transaction by settling and thereafter approach the Police with available documents and also file Civil case any huge compensation for misleading you.

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icon Prepayment of home loan -not debit the emi

After a payment of a limpsum amount my loan outstanding was 1200000.after a year it is1300000.bank was not debit the emi and add interest in outstanding.is i legal or challangile


A. Dear Client,

As per the facts which have been provided, it may be wrong on their part. You need to talk in the bank and if something is wrong on their part then you can file a suit against the bank.

Hope this clarifies your doubt and requirement.

Thank You.

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icon Credit score dropped due to unfair late payments on my gold loan account

I have taken two gold loans at the same time from Andhra Bank (now Union bank) and renewed them after an year. But when I checked my credit score from cibil recently, there are 11 late payments on one


A. Dear Client,
It is the negligence on part of the bank for not disclosing all the relevant information, which is equally affecting your credit score. File a complaint with the banking ombudsman regarding the default in the service.

Thank you.

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