Banking law Banking law

I have taken a loan for my business by mortgaging my one of the property and i have paid few installments as well. Now due to severe loss in the business due to lockdowns, i find it difficult to pay b

5 Response(s)

Posted 7 months ago


A. check with bank if you can take second moratorium issued by RBI.
No right of anybody on pension.
bank can attach other properties if available but they can recover their money from mortgage property auction.

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Latest Response 7 months ago
Ankur Goel @ Complete Law Shield

Ankur Goel @ Complete Law Shield

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Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

Education loan subsidy not claimed by the bank. Education loan subsidy not claimed by the bank.

I had granted an education loan in 2016 for 4yrs of engineering. I'm eligible for the CSIS Interest subsidy scheme. But the bank had claimed my subsidy only for the year 2018-19. For the remaining 3

6 Response(s)

Posted 8 months ago


A. Dear Sir,
You may file a Civil suit and recover such amount as bank is at fault.

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Family Tree certificate for getting bank balance of deceased transferred Family Tree certificate for getting bank balance of deceased transferred

I was the only child(daughter) of my father who passed away recently (Mother expired few years back). In order to get the balance monies from his bank account transferred to me, bank has aske4d for a

6 Response(s)

Posted 8 months ago


A. Dear Sir,
Get it from revenue office or get if from Notary.

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Ankur Goel @ Complete Law Shield

Ankur Goel @ Complete Law Shield

Sidhaarth  S

Sidhaarth S

Death Death

Dear Sir My Cousins Barrow Loan From Zest Money (NBFC) Sum Rupees of 28000/= He Will Pay Emi Accordingly, Then After 3 Emi Suddunly He Will Die Due To Covid-19, On 10th May 2021, So What Is Now Who Wi

4 Response(s)

Posted 8 months ago


A. Hi,
Unless you are the guarantor, no one is liable to pay. Only the security deposit will be forfeited and used by the NBFC.

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Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

Ankur Goel @ Complete Law Shield

Ankur Goel @ Complete Law Shield

Credit card Credit card

I had dues on myvcredit card which I had settlement with bank and paid the dues. After 6 month i mistakenly transferred amount on my card and now the bank is not refusing to refund and is saying they

5 Response(s)

Posted 8 months ago


A. Send them a legal notice asking the to return the amount. If they don't then you can file a case in consumer forum. Or you can also initiate an ODR- Online Dispute Resolution on Vidhi Samaadhaan through VCDR.

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Ankur Goel @ Complete Law Shield

Ankur Goel @ Complete Law Shield

Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

Axis Direct have created a demat account under my name without my permission. Axis Direct have created a demat account under my name without my permission.

Hi Sir/Madam, I opened a salary account in Axis bank in the year 2016. In the year 2017 I closed that account. In the year 2020 I opened a demat account with Zerodha. Last month I got an email fro

5 Response(s)

Posted 8 months ago


A. Yes you can. What you can do is send them a legal notice asking them to stop the nuisance and even pay you some compensation for this nuisance.
If they still continue then move the court or consumer forum and seek compensation

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Pardeep Kumar Dhiman  Dhiman

Pardeep Kumar Dhiman Dhiman

Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

Banking Banking

I am a clerk in a bank. Yesterday one lady came to close her gold loan. The total due amount was 1528219 but she only gave 1500219 which I didn't notice at that time. While closing cash I was short by

8 Response(s)

Posted 8 months ago


A. Nothing can be done now.

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Ankur Goel @ Complete Law Shield

Ankur Goel @ Complete Law Shield

How to save my property against mortgage loan How to save my property against mortgage loan

My brother took business loan at 15% and we keep the home paper as guarantee. But due to Covid-19 impact we are unable to pay. We paid almost 40% of total amount. But due to 3 bounce emi they sent us

5 Response(s)

Posted 8 months ago


A. Since you have this clause the bank will find it difficult to auction and sell. Also in case of any action by bank you can file a case in DRT against the Bank.

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Ankur Goel @ Complete Law Shield

Ankur Goel @ Complete Law Shield

Sidhaarth  S

Sidhaarth S

Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

RBL Bank calling my Parents and Brother asking for CC dye payment RBL Bank calling my Parents and Brother asking for CC dye payment

Sir /Madam I m Yathraj from Bangalore holding RBL cc anx Cc Loan account due to No Job No Income I m unable to pay Cc dues from 5 months and asked RBL Bank to convert to easy emis now I m medically a

5 Response(s)

Posted 9 months ago


A. welcome them to Police Commissioner office to settle the amount.
Police Commissioner office is not settlement office.
file FIR on RBL through parents and brother.

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Latest Response 8 months ago
Ankur Goel @ Complete Law Shield

Ankur Goel @ Complete Law Shield

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Ayantika Mondal @ Prime Legal

Ayantika Mondal @ Prime Legal

Banking Banking

i am so and so dismissed from service from SBI bank on july 2020 under in terms of 67 (j) under SBIOSR 1992. Dear sir. i beg you please kindly requesting you please guide or answer for following 2 q

3 Response(s)

Posted 1 year ago


A. You may approach the High Court and get justice.
If my answer is helpful to you then please give my FIVE STAR

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