Paytm Account Blocked
Paytm Account Blocked
Actually My Paytm account ) was blocked by Gujarat cyber cell on 18 Feb 2023 due to payment of ₹7000/ counted as fraud. Your company's helpline provided me complaint number and Somehow I resolved th
10 months ago
A. Dear Sir/Madam,
Under the following provisions the Hon’ble Magistrate Court having ample powers to unfreeze the Bank accounts. Further, the Hon’ble Court has vast powers to hand over the properties/vehicles seized by the Police and other authorities to the owners of the properties/vehicles. Such interim orders normally will be made within 30 days of such interim application and on such orders the Police and other authorities are bound to hand over the properties/vehicles to the persons in wh ...ReadMore
Bank account Lien due to police complaint
I went to ICICI Bank today to close my bank account. So the bankers told me ki amount police reason laga hai for your account... plz solution
10 months ago
A. Dear Sir/Madam,
Under the following provisions the Hon’ble Magistrate Court having ample powers to unfreeze the Bank accounts. Further, the Hon’ble Court has vast powers to hand over the properties/vehicles seized by the Police and other authorities to the owners of the properties/vehicles. Such interim orders normally will be made within 30 days of such interim application and on such orders the Police and other authorities are bound to hand over the properties/vehicles to the persons in wh ...ReadMore
NPA PROPERTY
Sir/Madam our property got NPA and bank without DM's permission and without sending notice sold to single bidder,there was no bidder except one person and bank has not called at the bidding/inform th
10 months ago
A. Dear Sir,
In the recent past the Bankers are misusing the various enactments which are in favour of bankers. You may approach Debt Recovery Tribunal or High Court and get such public auction set aside.
Education loan
How much a advocate charge to give legal opinion on property for education loan.....and how much valuation person charge..
10 months ago
A. Dear Client,
For availing of an education loan you need not to seek advice from an Advocate. An education loan is processed and sanctioned by a Bank in compliance of their standing policy and procedure subject to the eligibility of the borrower. So, you need to speak with the concerned Bank from where you like to avail of the education loan for detailed information with regard loan and follow the procedure if are eligible for the same.
Non payment of loan emi
I'm unable to emi of my business loan of current month but bank personel are forcing me for payment what can i do for that
10 months ago
A. Dear client,
If the terms of your loan agreement state that you must absolutely pay the EMI no matter what conditions, read the agreement to see what options exist to break this or what penalty you might have to pay. If it is a small co-operative society bank where you can try and negotiate with the bank personnel, you can also pursue this course of action
NPA and cheque bounce case
Is it possible to delay the whole process of Sarfaesi for 2 years. Bank is unable to sell the property and because of this they have bounced my cheque and got a warrant issued. I tried handing over th
10 months ago
A. Dear Client,
Section 19 of the Debt Recovery Tribunal Act enables a bank or a financial institution to recover any debt from any person by making an application under the aforesaid section before the appropriate Debt Recovery Tribunal having jurisdiction. A secured creditor may also simultaneously pursue its remedies under the SARFAESI Act 2002 as well as the DRT. For the application under the SARFAESI Act, the account of the borrower must be classified as Non-Performing Asset (NPA) by the sec ...ReadMore
Bank account freez
Someone file on my bank UPI transaction as fraud so got freeze
10 months ago
A. Dear client,
There seems to be slight confusion as your question cuts off halfway, but assuming it is regarding your bank account being put under a freeze after a fraud transaction, it is done officially by the authorities to prevent criminals from withdrawing cash they have siphoned off of your account
bank charged 3.48% MDR MFS charges instead of 1.06% and not refunding
bank charged 3.48% fee on POS machine instead of 1.06% according my purchased of a life time plan. i complained 8 times but every time they told a lie to me for the debited money and denied to refund
10 months ago
A. Dear Client,
Merchant Discount Rate or MDR is the rate (processing fee) charged to a merchant (seller or service provider) to assist the transactions made via credit or debit cards. This fee is typically between 1%-3% of the overall amount. You can represent your complaint against the concerned Bank for charging higher MDR to the Higher authority of the Bank and to the Grievance Cell of RBI through online mode to resolve the matter.
Very unprofessional attitude of polica against senior lady approaching 90 years
There was a fraudulent withdrawal of Rs 30,000/- from my pension account with Canara Bank , here in NIT , Faridabad . The bank branch asked for a FIR first and only after receipt of the same they woul
10 months ago
A. Dear Client,
While I sympathize with the plight you have to face at this age to resolve a crisis caused by default. It may be noted that when a fraudulent transaction of money is held or come to notice, a written complaint is required to be made to the concerned Bank, endorsing a copy of the same to the Cyber Cell of Police and the local Police Station. In case the Local Police Station denied to lodge your complaint, you should immediately post the matter to the DSP/ASP concerned with recorded ...ReadMore
Physical posseion procedure sarfaesi act
The Sm has granted permission to a nationalised bank for physical possion of a property under sarfaesi act,.But I have not received any notice , inky a message from lical poluce station ,where a stat
10 months ago
A. Dear Client,
Under Rule 9 (9) the Security Enforcement (Rules), 2002, states that the authorized officer shall deliver the property to the buyer free from all encumbrances known to the secured creditor or not known to the secured creditor. Rule 8 (4) indicates that where possession is taken by the authorized officer before issuance of the sale certificate under Rule 9, the authorized officer shall take steps for the preservation and protection of secured assets till they are sold or otherwise ...ReadMore
