Credit Card Harrassment
Can a recovery agent harrass for credit card payment after 20 years?
2 months ago
A. NO, Any bank cannot recover any bank loans after 20 years, as it is hit by law of limitation. In such case you can approach a good lawyer and you can also file a case on bank.
Cash given to dealer
I gave 100,000 RS to a dealer for deal of a residential plot. Even after 45. Days no aggreement is done and I am doing follow up with dealer again again again. They are just saying tomorrow it will be
3 months ago
A. send a legal notice to dealer and his partner and file a case against them if they doesn't return your money after 15 days from notice
You can get lil bit of legal expenses back from the dealer in case if you win the case, for that you are required to appoint a strong lawyer.
How to check the rude behavior of employee of Bank Loan & Credit cards?
Banks are behaving in a rude and aggressive manner in collecting the bills/EMIs. They are not even concerned about customers situation. They are threating in all possible ways. Do the COVID hit people
2 years ago
A. As the banks are behaving in a rude and aggressive manner in collecting the bills/EMIs don't pay them any EMI, What is the BRUTAL ATTACK by the banks ..please explain ....U can also attack back....in a legal way.
Credit card debt legal advice
Need to sattele credit card debt. But bank not agree with me. And harassment me too much, can we take a legal action?
2 years ago
A. Dear Sir,
ICCI Bank Limited vs. Prakash Kaur case,
The Supreme Court in a landmark judgement reiterated its earlier stand that banks cannot deploy musclemen for recovery of loans from defaulters thus forcing them to end their lives.
"We deem it appropriate to remind the banks and other financial institutions that we live in a civilised country and are governed by the rule of law," a bench comprising Justices Tarun Chatterjee and Dalveer Bhandari said.
The court while dismissing t ...ReadMore
Problem recovering profit share and loan money
I have been doing business with party on verbal agreement and trust. We were doing work and agreed 5% profit to owner. I have also given loan to owner which was agreed to be returned on completion of
3 years ago
A. I have verbal agreement with donald trump that he will make me USA president and give his all properties in whole world and after that we will attack and we will destroy whole world.
I have verbal agreement with world bank that I will give those properties on loan to world.
bit now donald trump is gone and world bank is asking me to give that much money which I even dont know how many zeros are there.
moral of story - verbal agreement is zero. sigh.
Advocate Ankur Goel
(Complete Law Shield ...ReadMore
Ankur Goel @ Complete Law Shield
Bussiness problem
Since last 30 years my father is having a bussines and being elder person in a family he allowed his brother to work along with him without any on paper aggrement of having him as a partner in his fir
3 years ago
A. You can file a complaint against the brother for cheating and fraud under Sections 415 and 420 IPC.
Adv. Sarika Khude
To collect my money
Hello sir In order to purchase a land property I gave 10laks to the land owner (the land was in case ) I waited nearly more than a. Year so I asked my money but he is not returning he is cheating me
3 years ago
A. Dear Client,
You must have documents for making payment to builder, if yes or not, in both case issue him a letter from your side stating all, if not giving reply, then make issue a legal notice, if not paying, file consumer case against him
Thanks,
Thanks
Sanjay Kumar Jha
bank recovery agents
hi i have a credit card with RBL bank, i was always regular on my payments till this covid19 situation, so we both are out of work barely making our living, have a 4 months old child and even after ta
3 years ago
A. I have gone through your query in detail.
1) As you was the regular payer of RBL Bank credit card there is nothing much to worry as the covid-19 situation is NOT been deliberately bought by you, but it is due to the situations beyond your control.. & a national Disasters .
2) Using of any abusive language with your wife/ family members is very much illegal as the card is not in her name request you to record all the calls immediately along with the Caller name, time and date and save it into a ...ReadMore
Shreesh Chadha
Debt recovery
A person had taken a money for need and after excusing for long time now given a multiple cheque of amount in instalment. excusing to return which first 4 has bounced Can we file a case for 420 frau
3 years ago
A. No 420, only cheque bounce 138 can be filed.
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Jagannath S Pawar
A. It depends upon the complicity and profile of the advocate. It may range from Rs.3k to 25k in Bengaluru city.