How to come out of my debts
How to come out of my debts
I have a debt of 25 lakhs in multiple credit cards. Now I am unable to pay anything. I am getting multiple calls and recovery agents come frequently to my home. I am totally frustrated. How can I reco
3 years ago
A. Hi,
You can approach the Banking Ombudsman with your grievances or file for bankruptcy.
If you found this helpful, please rate us.
Ayantika Mondal @ Prime Legal
Financial Fraud/Cheating
I was living with one person who used to be my flatmate. He asked me to help him because he need money. So I have given him a certain amount of money. But now he is not giving my money and his number
3 years ago
A. Hi,
You can file a civil suit for money recovery against him.
If you found this helpful, please rate us.
Ayantika Mondal @ Prime Legal
Sanjay Kumar Jha
Fraudulent recovery of money
I have been served a legal notice to pay back some amount for which I signed a MoU at one time and gave a signed cheque for the same. However, the other party did not wait for the agreed upon time and
3 years ago
A. Firstly demand back your cheque. Make necessary correspondences. Maintain book of account of payments with particulars and details. Exchange emails and correspondences.
Sidhaarth S
Ayantika Mondal @ Prime Legal
Flat owner not returning deposit amount
After vacating the flat my owner is not returning the deposit amount. Here are some details regarding this: Amount of Rent: 19,000 Amount of Deposit: 60,000 Date of licence period: 01 May 2019 to 31 M
3 years ago
A. Get issued legal notice claiming refund of deposit and if landlord does not refund then file case for recovery and damages. You can also take assistance of prelitigation mediation center situated in every district court to arrive at amicable solution.
Sidhaarth S
Ayantika Mondal @ Prime Legal
Harrassing calls from Bank Recovery Agency
I had a credit card which I was not able to repay due to financial losses faced during covid. Post that when I explained my situation to recovery agents. When I said I am not immediately able to meet
3 years ago
A. Hi,
Yes, you can file a complaint against them under Sections 503, 506 and 509 IPC. Their actions of calling and abusing your relatives amounts to harassment.
In addition, you can sue them for damaging your reputation under Section 499 and 500 IPC.
If you found this helpful, please rate us.
Ayantika Mondal @ Prime Legal
A. Hi,
You will have to approach your local police station regarding the same.
If you found this helpful, please rate us.
Ayantika Mondal @ Prime Legal
Pending loan dues
I have taken loan from 5 banks and financial institutions and also have 2 credit cards. I was making timely payment before lockdown but I lost my job in lockdown and I am still searching for a job. I
3 years ago
A. Hi,
You can send them a reply to the notice sent explaining your financial stand, also mentioning that you will start paying from March.
If you find this answer helpful, please rate us.
Ayantika Mondal @ Prime Legal
Money recovery
A cancellation deed was signed with an construction company for the refund of my money as they were not able to complete the construction due to their internal issues. They provided us post dated cheq
3 years ago
A. Hi,
Serve the company with legal notice to repay the entire amount with interest, and if they do not comply, file a civil suit for money recovery against them.
If you found this helpful, please rate us.
Ayantika Mondal @ Prime Legal
DIYAVARHUSSAIN SHAIK
Credit card
March I had paid 11000 rupees after took moratorium next 5 months. And again pay 9000 and 6100 and 2250 and 2250 and 4225. Nearly I pay 35000 rupees in my credit balance My credit limit is 54000 rupe
3 years ago
A. Hi,
You should take the matter up with the banking company as this is likely the result of some internal error. Keep records of your credit repayments to serve as proof.
If you found this helpful, please rate us.
Ayantika Mondal @ Prime Legal
Loan amount not returned
My friend had taken money for emergency as a loan nd promised to return with interest but still now I have not received single rupee from him not even interest its been month he is telling I vl pay th
3 years ago
A. Hi,
You can serve him with legal notice to repay and then file a civil suit for money recovery is he fails to comply.
If you found this helpful, please rate us.
