Toycher
Toycher
I lost the job in covid 19.bank collection department toucher me for payment. Lot of time I inform I lost the job how I can make the payment.collection department blackmail me for notice..i do not kno
3 years ago
A. Hi,
Draft a letter to the bank about your problems. Talk to a lawyer if the bank continues to send you notices without extension in time.
Ayantika Mondal @ Prime Legal
Digital lending mobile application companies haressment
Digital lending application companies while giving loans they ask permission to access the location, SMS, personal contact list to assess the creditworthiness. But they store the information. If the E
3 years ago
A. Hi,
The first thing to do is to go to their website and withdraw your consent to their collection of your data. What they are doing is a violation of your, your friends' and your relatives' right to privacy. You can file a suit for injunction and damages in the relevant civil Court.
Ayantika Mondal @ Prime Legal
Original suit to recover money
Hello sir, Someone filed a recovery suit against me in 2015 by providing pronotes which were given by me as I took money to the court and by showing my property details and court was given judgement i
3 years ago
A. Hi,
If you have no remaining immoveable property, the costs will have to be paid from your other assets.
If you do not have other assets or if your liabilities exceed them, then you shall have to file an insolvency petition stating that you are unable to pay the loan.
Ayantika Mondal @ Prime Legal
Ankur Goel @ Complete Law Shield
Data entry job
A few days ago i got a offer of data entry n they made me to sign n agreement n asked adhar card n now they are asking money
3 years ago
A. Hi,
This is a common technique employed to scam people online, offering jobs in return for a small fee. I would would advise you to refrain from paying anything.
Ayantika Mondal @ Prime Legal
Ankur Goel @ Complete Law Shield
Lender Harrassment
Hi, I've taken 5 lakhs and paid 30,000 per month interest from 2012 to 2018. In January 2019, the lender forced me sign a promissory note saying that I owe him a total of 10 lakhs. In 2020 I paid 3 l
3 years ago
A. HI,
if you have evidences to prove your point that you took only 5 lakhs, you can file a case against the lender.
Ayantika Mondal @ Prime Legal
Ankur Goel @ Complete Law Shield
Arrest
Can Maharashtra police arrest a person by tracking him through his mobile no. location? This person has cheated lot of people with false promises of job, flat and many such things. Can police arrest
3 years ago
A. Hi,
You can go to the court for recovery of money by selling his property. The police can choose to track his location via his mobile. And the punishment for Section 420 IPC, will be a maximum imprisonment for 7 years with or without fine.
Ayantika Mondal @ Prime Legal
Ankur Goel @ Complete Law Shield
Procedure police follows after FIR
If I register a FIR against somebody who has taken money from me (through bank transactions) for something. But has not gave it back nor the purpose for which money was taken is fulfilled. This is che
3 years ago
A. Hi,
an FIR under section -405, 406, 415, 420, etc. can be filed by you. incase the police does not work satisfactorily, a Writ Petition may be filed in respective High Court for seeking damages/compensation, if the inaction of the Police on the complaint/non-registration of FIR, has resulted in frustration/deprivation of ―life and liberty of any person, guaranteed under Article 21 of Constitution of India.
Ayantika Mondal @ Prime Legal
Ankur Goel @ Complete Law Shield
Personal loan
I have a taken loan from rbl credit card bank. Due to corona I couldn't pay the emi amount, I loss my job. No financial support from my family. The rbl bank executives are tortured me for loan amount.
3 years ago
A. Dear Sir,
ICCI Bank Limited vs. Prakash Kaur case,
The Supreme Court in a landmark judgement reiterated its earlier stand that banks cannot deploy musclemen for recovery of loans from defaulters thus forcing them to end their lives.
"We deem it appropriate to remind the banks and other financial institutions that we live in a civilised country and are governed by the rule of law," a bench comprising Justices Tarun Chatterjee and Dalveer Bhandari said.
The court while dismissing the ...ReadMore
Narvir Yadav
Priya Chakraborty
Ayantika Mondal @ Prime Legal
Personal loan
I have taken a small loan of about 10000 from a finance company just before lockdown and now due to some financial issue i cant pay the loan but will need some time. I also got in touch with them to g
3 years ago
A. You must submit a letter praying for time to re-pay...and you must go through your loan papers and its terms and conditions thoroughly....
Indranil Bose
HITESH SHAH
DEAR SIR/MADAM I HAVE NOT PAID MY DUES OF CREDIT CARD DUE TO PROBLEM IN JOB IN THIS COVID SITUATION. I HAVE LOST HALF OF MY SALARY AND NOT ABLE TO PAY THE BANK IS HARASSING ME. WHAT HAS TO BE DONE ?
3 years ago
A. Hello,
You should contact the bank and tell them about the financial crisis and try to initiate settlement.
Ayantika Mondal @ Prime Legal
Ankur Goel @ Complete Law Shield
