Avanse loan - Simplilearn online course
Avanse loan - Simplilearn online course
I had applied for educational loan through "Avanse" for an online course on Simplilearn platform. I wasn't interested in the course and wanted to withdraw from it. I wrote to he Simplilearn support te
1 year ago
A. Dear Sir,
You may get issue a legal notice on the grounds urged by you failing which you may approach consumer forum.
Credit Card Default
Dear Sir, I last year invested a handsome amount of money in stock market through a broker. Things were good untill this year all the money was lost. An FIR was lodged against the broker and it made n
1 year ago
A. Dear Sir,
Pls read the following:
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Remedies against harassment by Recovery Agents
Written By : Kishan Dutt Kalaskar Retired Judge
There are numerous cases of the oppressive and illegal conduct of recovery agents attempting to recover pending dues for the banks' benefit. In the past few years there have been many such instances, to showcase an example, an 81-year-old woman was seriously threatened by recovery agents, she got 375 threatening calls concerning he ...ReadMore
Bike seized by finance company
Hello sir, I bought Honda dio on August 2021 by emi of 24 months from cholamandalam finance. I paid 12 months emi on time. Due to unemployment I can't able to pay 3 emi consecutively for the month of
1 year ago
A. Dear Client,
You have start paying the money back to get your bike back. And make a negotiation with them about the problem that happened will not happen anymore.
Subhashis Paul
Hand loan - by signing lease agreement
Sir my husband has taken hand loan by signing lease agreement of my loom factory with out rotary sign or lawyer sign in agreement papers .we are paying interest for that amount monthly . from 6 we are
1 year ago
A. Dear Madam,
You may go to police station and they may settle your dispute. In future you should not believe such documents which have no legal force.
Credit Card payment
Credit Card is name of father, now he is completely bedridden and disable, and having parkinson, aged 79. Unable to pay his dues, can bank people harrass him.
1 year ago
A. Dear client,
Yes, bank people will come and try to contact him for repayment of the loan. But, I don't think they will harass him considering the condition. But, being his legal heir, it will be your duty to pay off his debts and you will be liable for the credit card amount one or the other day.
Loan - dad had taken money
Dear concern My dad had taken loan from unauthorised without informing our family and money lender have not registered lisence, my dad took nearly 1lakh eighty thousand he was paying interest after y
1 year ago
A. Dear Client
These kind of loans with usurious interest and extortion is illegal and you can refuse to pay the interest in place of your father. If he threatens you then you can also lodge a police complaint
Even after the DRT judgement payment not done to the bank
I had won the bidding property. But later the owner of the property filed a case in DRT and then reached out to me requesting to withdraw the ownership of the property by not registering it, as it is
1 year ago
A. Dear Sir,
You may file contempt case in the DRT since the other side playing with you under the garb of emotions towards the property.
Complaints for torture and harrasment by HDFC Bank customer care representative
Good afternoon sir/Madam, I have taken a credit card from HDFC Bank applying online in the year 2019 with alimit of rs 25000/- I had paid monthly emi still January 2020 but due to corona virus I had
1 year ago
A. Dear Client, Once the EMI against a loan is not repaid for consecutive 3 times by the borrower for any reason whatsoever, it is treated as NPA and starts the routine process of action prescribed under relevant laws for recovery of debt lying outstanding against the Borrower. You can make a prayer to the Bank for some more time to settle the dues but cannot escape yourself from your liability of repayment of your loan for any reason whatsoever. You can try to negotiate a debt settlement on your ...ReadMore
Are Family members of a deceased liable to repay an Unsecured Loan?
My father passed away a little over a year ago to covid and he had a personal loan against a credit card from Standard Chartered bank. A month after my father passed away I went to the nearby branch o
1 year ago
A. Dear client, Pious obligation' means the moral liability of sons to pay off or discharge their father's non-avyavaharik debts. ... The ancient doctrine of pious obligation was governed by Smriti law. There is a pious obligation on the sons and grandsons to pay the debts contracted by the father and grandfather.
Hindu Succession (Amendment) Act, 2005- Rights & Liabilities of a daughter member
Section 6(4) provides that no court shall recognize any right to proceed against a son, grandson, or gr ...ReadMore
Debt stamp paper agreement crossed 5 years
Dear Sir/Madam, I got to know that money recovery suit is valid for 3 years from the time of debt given. I am the surety person and had to pay the amount with interest because principal debtor not pai
1 year ago
A. Dear Sir,
Yes, but your signature in the capacity of surety also require otherwise the principal borrower only required to be discharge the loan. Your liability no longer continue after three years unless your signature is taken on renewal form.
