Dear Sir,
I have a Home loan & a mortgage loan with Bajaj Finance Ltd (BFL) . BFL sent me a 13 (2) notice letter on 29th April 2021 & in the same letter declared my loan as NPA on 25th March 2021. I responded to the notice immediatly within 60 days by RAPD & also by E mail & met them & explained the situation. They were very sweet on my face & told me regularly pay my one EMI & the NPA will not be appliacable. I asked them to give in writing which they have not given . I any way sent an official mail regarding our discussion , but they have not answered. I was regularly paying my EMI, but in July 18 2021 I received another 13(2) notice & it mentioned that my loan account has been declared NPA on May 25th 2021.
I want to ask can bank send two 13(2) notices without replying to 1st notice . I am totally disappointed & confused. Please guide me.
A.Dear Sir,
You have to go through High Court or Debt Recovery Tribunal for necessary orders for protecting your possession otherwise your property will be auctioned in the public.
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My answers are as follows:
1. How do I recover this 50% money which is being transferred to my aunty? Aunty is not the legal heir. My brother and I are legal heirs.
Ans: Your aunty is a str...
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