Does I get refund the paid through minimum payment
Does I get refund the paid through minimum payment
Hi Sir, I am a credit card holder of money back ends with number XXX-XXXX-XXXX- 7295 and XXX-XXXX-XXXX- 5008, and outstanding the amount is nearly about 37 and 27 K in 2018, from since then I have pa
3 years ago
A. Dear sir,
Better to pay entire amount and close the account.
RBL Bank calling my Parents and Brother asking for CC dye payment
Sir /Madam I m Yathraj from Bangalore holding RBL cc anx Cc Loan account due to No Job No Income I m unable to pay Cc dues from 5 months and asked RBL Bank to convert to easy emis now I m medically a
3 years ago
A. welcome them to Police Commissioner office to settle the amount.
Police Commissioner office is not settlement office.
file FIR on RBL through parents and brother.
Ankur Goel @ Complete Law Shield
Conveyance original deed of home loan lost by bank
Hi, My father had taken a home loan from SBI and returned it in full amount but bank has lost the original conveyance deed. I filed a complaint in RBI and they asked sbi to pay Rs 50000 which I think
3 years ago
A. I have a doubt that Bank employees are soing some fraud by saying that they lose riginal documents. i have filed a case seeking 50 lakh compensation, case is still pending.
Education loan
I have taken my education loan from State bank, Palappetty, Malappuram , Kerala, on 2009, with amount of 225000/- rs and until 24th March 2021 and I have paid around 32,3755/-. Also, along with gov su
3 years ago
A. You can opt for individual insolvency process as u have taken educational loan n unabel to repay it. But the court cannot just waive away a loan like that way as it is from a Nationalise bank, also they have the lowest interest rate & you must have signed the agreement for the same. Maximum u can get restructuring of the loan by increasing the tenure & reducing the EMI amount.
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Ayantika Mondal @ Prime Legal
Cheque bounce
I have given a cheque of 2 lakh to a real estate firm for booking of a plot.later I decided not to take the plot and I informed the same to that real estate firm.they accepted it and I cancelled the c
3 years ago
A. Hi,
Since it has crossed 90 days, the validity has lapsed. It is advised to you to provide a written letter to the real estate stating that you do not wish to continue and you are cancelling your cheque for proof.
If you like my answer, please give a good review.
Ayantika Mondal @ Prime Legal
Home loan
I have 5 months emi pending and last payment made on jan 21. They are chasing as legal action will be taken if not cleared in full. They forced to give cheque and it got bounced . I was jobless frm 20
3 years ago
A. No.. need to worry for the bounced cheque... but hence forth do not give the cheque.... They will NOT take legal action in COVID situation... if the bad time arise you can file a case against the bank for harassment..
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Credit card
I am using sbi card since 5 years ,card number (4726428044744991 & 4207399167179695) my payment history in records was very good, i used 150000 rs with sbi card in the month of feb 2020. 12th of Apri
3 years ago
A. 1) You have been the victim of bad times since the past few months or more... But as you were a regular customer & old customer… so nothing much to worry . This Bank people generally outsource the recovery process to the third party vendor on some percentage ratio basis and so they are harassing the people and family members as you must have been using a ANORIOD PHONE in which you have downloaded the BANKING APP which 1st asks you to accept “ACCESS CONTACTS” & so they have got all your fam ...ReadMore
Transfer of deceased account holder's money to nominee
Why has State Bank of India withheld transfer on the pretext that one TDR ( that is linked yo the account of the deceased of which I am the nominee ) cannot be closed as it does not have any nominatio
3 years ago
A. Incase of absence of any nomination in SBI or say other bank they will require succession certificate from court.
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ADV. ANISH PALKAR (High Court)
How to writeoff proceeds against exports due to quality issue payment wont come
Dear experts, In 2018, I'd lent my name and house address to my acquaintance in good faith to ship a consignment of mixed vegetables. They were exported to UAE and reached in poor condition and hence
3 years ago
A. Hi,
As the other partners cannot be found, you will have to approach the Court to issue an ex-parte order giving you the authority to proceed with the writeoff.
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Ayantika Mondal @ Prime Legal
Kalpana Kumari
I am a shareholder partner in one company. Having 33.66% of shareholding. One director and CEO of the company is authorised signatory for bank transactions. There are some expense made by them which i
3 years ago
A. As u are shareholder partner in one company Having 33.66% of shareholding then u can hold a meeting for the same to resolve the issue or else u can freeze the accounts by giving letter in writing.
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Ayantika Mondal @ Prime Legal
