Mandate failure charge @SBI
Mandate failure charge @SBI
Sir/madam sbi regularly deducts money from my bank account as a mandate failure charge. That too, according to figures from 3 years ago.Thus what is the validity of deducting the charge from 3 years
3 years ago
A. Hi,
We will need to look into the terms pf your banking agreement to determine what remedies you have.
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Ayantika Mondal @ Prime Legal
Home Loan -List of documents
I have requested bank to give me the copy of List of documents they have taken after processing my home loan. I have lost the 1 given during the disbarment. now they are charging 600 rupees and says i
3 years ago
A. Hi,
You might be able to dispute the payment depending on the terms of your loan agreement.
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Ayantika Mondal @ Prime Legal
MONEY APPLICATION MIS USING MOBILE CONTACT DETAILS
I HAVE TAKEN LOAN FROM PAYME INDIA AND THEY ARE CHARGING DIUBLE INTEREST PLUS THEY ARE MIS USING MY CONTACT DETAILS AND CALLING EVERYONE AND TELLING THAT I HAVE TAKEN LOAN AND DID NOT REPAY EVEN IM AV
3 years ago
A. Hi,
Delete the app immediately. They cannot contact others on your phone, this is a violation of their right to privacy and amounts to harassment. Complain to the cyber police for fraud, cheating, extortion and criminal intimidation.
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Ayantika Mondal @ Prime Legal
Consumer Durable Loan
I took consumer durable loan through HDFC Debit card EMI, I have paid all the EMIs and now bank has sent a legal notice through some Mayank Khera and Associates stated that " Rs 3938/ + Rs 518/- has
3 years ago
A. Hi,
You can object to paying the extra amount in your legal notice, as you have paid the dues on time. However, there might be some policies of the bank which you have consented to while creating an account, we will have to look into these to see if you have other recourse.
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Ayantika Mondal @ Prime Legal
What is the meaning of the given sentence
"Property under possession of bank trespassers will be prosecuted by authorised officer." Please tell what is meaning and what we should do when we get this.
3 years ago
A. Hi,
The bank is assuming ownership of the property; this normally happens when the landowner defaults on some loan in which the property was used as security.
Persons who remain on the property will be forcefully removed.
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Ayantika Mondal @ Prime Legal
Sidhaarth S
cheque bounce - i have got post dated cheque and cheque bounced
person who issued the cheque asked me to wait for a month and two he would settle on gentlemen's agreement. now cheque is over 3 months from the date issued and person is not responding and dodging my
3 years ago
A. Hi,
File a complaint with the police, the file a civil money recovery suit against him to recover your losses.
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Ayantika Mondal @ Prime Legal
Harassments of Guarantor
Hi, Borrower has taken 35 Lakhs of Term loan and 50 lakhs of Cash Credit (Total 85 Lakhs) from the Urban Co-Operative Bank Bank is incorporated as a co-op bank under MCS Act 1960, & commence banking
3 years ago
A. If the order is passed u/s. 101, the same can be challenged in High Court by way of Writ Petition. Also, under no provision of law can they freeze or mark a lien on the borrower's account unless they have auctioned the mortgaged/collateral property and if there is any due which is still outstanding, then they will have to for attachment order. The freezing of bank accounts can be definitely challenged as it smacks of malafides and for having acted beyond its scope and authority. Please note that ...ReadMore
Rishikesh Gherade
Complaint against SBI cards
the dispute is for Sept 2018 bill of SBI credit card for which we have sent at least 50 to 100 reminders to their Nodal officer for which not a single reply has come. One day one telecaller
3 years ago
A. You can file consumer complaint in consumer commission and you can also file complaint with police.
Sidhaarth S
Ayantika Mondal @ Prime Legal
Gauranter
Kisi aadmi ke loan gauranter ki death ho jane per gauranter ke warisan per kya effects honge
3 years ago
A. Hi,
In the unfortunate event that your guarantor dies before the end of the loan repayment period, the guarantor may be replaced by their spouse. Depending upon the loan contract and the requirements that the guarantor has agreed to, the lender could also be entitled to their estate and other assets to help make up the loan repayments.
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Ayantika Mondal @ Prime Legal
Fees
What would be lawyer fees (generally), apart from court fees, for money recovery suit of amount say 16L. How much time it would take it to complete the procedure if transactions done are through bank
3 years ago
A. Hi,
This depends on the specific lawyer's fees. It varies from individual to individual. The amount will be extracted from whatever assets the accused has.
You can file both civil and criminal cases together.
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Ayantika Mondal @ Prime Legal
