VALIDITY PERIOD OF NON JUDICIAL STAMP PAPERS
VALIDITY PERIOD OF NON JUDICIAL STAMP PAPERS
WHETHER THERE IS ANY VALIDITY PERIOD FOR ALREADY PURCHASED NON JUDICIAL STAMP PAPER AS ON DATE STAMP ACT. FOR ENTER INTO ANY AGREEMENT BY THE BANKERS WHETHER LIMITATION PERIOD FOR THE STAMP PAPER PURC
3 years ago
A. Hi,
There is no impediment for a Stamp paper purchased more than six months prior to the proposed date of execution, being used for a document.
Section 54 merely provides that a person possessing a Stamp paper for which he has no immediate use (which is not spoiled or rendered unfit or useless), can seek refund of the value thereof by surrendering such Stamp paper to the Collector provided it was purchased within the period of six months next preceding the date on which it was so surrendered.
Ayantika Mondal @ Prime Legal
Bank fraud
A large amount of money was siphoned off using forged cheques , since then bank has been giving verbal assurance that money will be returned , 2 years have passed , bank is not able to give satisfacto
3 years ago
A. Dear Sir,
You may file money recovery suit against the Bank.
GST REVERSAL FEES & SERVISES REVERSED BY HDFC CREDIT CARD
HDFC BANK HAS REFUSED TO REVERSE THE GST AMOUNT OF SUCH FEES & SERVICES WHICH WAS WRONGLY CHARGED BY BANK. BANK HAS CREDITED THE FEES & SERVICES BUT GST AMOUNT CHARGED ON SUCH SERVICES HAS NOT BEEN CR
3 years ago
A. Hi,
Since you have the bank for the problem arose, you may now file a Complain to banking ombudsman within whose jurisdiction the branch or office of the bank is located.
Ayantika Mondal @ Prime Legal
Personal loan default
I I got personal loan from a bank in 2016. Since then I paid my EMIs for more than a year. But after that , I lost my job and failed to pay the EMIs. Then I got a job and the payment started. During t
3 years ago
A. Dear Sir,
ICCI Bank Limited vs. Prakash Kaur case,
The Supreme Court in a landmark judgement reiterated its earlier stand that banks cannot deploy musclemen for recovery of loans from defaulters thus forcing them to end their lives.
"We deem it appropriate to remind the banks and other financial institutions that we live in a civilised country and are governed by the rule of law," a bench comprising Justices Tarun Chatterjee and Dalveer Bhandari said.
The court while dismissing th ...ReadMore
Removing my name as guarantor
How will i remove my name from someone's loan guarantor? That person has defaulted on loan and it is effecting my CIBIL scores
3 years ago
A. Dear Sir,
You may get issue a legal notice to remove your name as guarantor and ask the bank to recover the amount from the principal borrower.
Demand Legal Notice about Loan Payment
Before lock down I was financially doing very well, never bounced any EMIs, Post lockdown my business went down and income is very low. So my Auto Loan EMIs bounced. In November there was 3 pending EM
3 years ago
A. Dear Sir,
You have to get issue a fitting strong reply legal notice. Please share the legal notice.
Ankur Goel @ Complete Law Shield
sanjay panda
Ayantika Mondal @ Prime Legal
Bank not giving back home documents after paying amount.
Sir/ madam, 7 years back my father kept house papers in bank for loan, in 2015 he passed away after that in have payed EMI till July 2020 and I did One time settlement in month of September 2020 and
3 years ago
A. want house papers to sell it ?
Bank have no authority to hold back documents.
both transactions are different until housing loan was art of education loan.
send a legal notice or get papers released from consumer court.
Hope this clarifies,
Advocate Ankur Goel (Complete Law Shield)
#YourLifeYourChoice
Ankur Goel @ Complete Law Shield
Ayantika Mondal @ Prime Legal
Amit Pandey
I had taken a loan on my credit card in January 2020, repayable in 48 EMIs of approximately 20000 per month. I paid two EMIs, then covid happened. I am jobless since April 2020. I utilised the two-par
3 years ago
A. Hi,
You can request for either of the two solutions, but it is up to the bank whether they choose to grant it or not.
Ayantika Mondal @ Prime Legal
Education Top-up Loan
I need Education Top-up Loan or moratorium period for 3 years due to higher studies to avoid legal action under Sarfaesi Act.
3 years ago
A. Sarfaesi Act not applicable to student and agricultural loans
Parliament today passed a bill which empowers banks to confiscate security in the case of loan default, a development that assumes significance in view of the episode surrounding industrialist Vijay Mallya.
The Enforcement of Security Interest and Recovery of Debts Laws and Miscellaneous Provisions (Amendment) Bill, 2016, will not, however, apply to loans for agricultural land as well as student loans.
The bill, approved by Lok Sabha ...ReadMore
Account details
I want to freeze the accounts of persons who took my money and not returning it. Who should I approach? What will be the procedure? How can I get the details of all their account, like which bank and
3 years ago
A. Dear Sir,
Either police or Court have such power. You may file a police complaint and during investigation they may freeze such accounts. Or you may approach Civil Court and get immediate interim order accordingly.
