VIJAY
VIJAY
I am a housing loan defaulter and have received notice from SBI. This is the first notice that I have received. Do I need to reply to this notice? i need assistance of a NPA consultant in Bengaluru, p
3 years ago
A. Dear Sir,
You have to reply other wise it will assume that you have admitted their claim or you are neglecting them and this will create problem in future
Ashok Gawai
Ayantika Mondal @ Prime Legal
Cancel or stop ECS instruction
I had taken a personal loan from kotak mahindra bank in 2017 for 5 years and paid approx 12 month emi. Due to some financial problems that time i could not paid the emi till now 2021. I am Requesting
3 years ago
A. Hi,
More information is required regarding the terms and conditions of your loan agreement.
However, it will also depend upon the policies of the bank.
If you find this answer helpful, please rate us.
Ayantika Mondal @ Prime Legal
Bank issue
Good noon sir My father and my uncle have a joint account in a bank. They had deposited Large amount in this account in the past. Now my uncle has withdraw more amount without permission of my father.
3 years ago
A. Hi,
If you granted these rights to the other joint owner, then he/ she can withdraw money.
However, more information is required regarding the facts of the case, so that we can advice you properly.
If you find this answer helpful, please rate us.
Ayantika Mondal @ Prime Legal
Akanksha Magon
DIYAVARHUSSAIN SHAIK
Collection agents harrsement
Sir, I have got a legal notice from RBL Bank for payment. The collection executive is calling daily and asking me to settle the amount with 50% wavier. The total due is Rs.90,000 and they are asking t
3 years ago
A. Dear Client
As per your inputs your banker and collection agents are troubling to repay the EMi, as per RBI norms they shall not trouble you, first you submit your request to extend EMI for some more months, if they do not listen to you, then get police protection
DIYAVARHUSSAIN SHAIK
Police action
Somebody took money from me and is absconding from his home. One lawyer says we need their new location for filing a case. Without address case will remain pending for unlimited time. Now how could I
3 years ago
A. Hi,
File a complaint with the police for cheating and theft, they can use the suspect's mobile number to trace his location.
A Court order can also be passed directing the police to do their duty.
If you found this helpful, please rate us.
Band fraud/ credit card
Hi, A mutual friend has taken a credit card and now he is upsconding. In the CC application he has given primary contact as my name and number without my knowledge and now the bank lawyers are threat
3 years ago
A. Hi,
kindly provide more information regarding what things you are held responsible, so that we can advice you properly.
If you find this answer helpful, please rate us.
Ayantika Mondal @ Prime Legal
Loan restructuring request rejected and recieved legal notice
I had requested for loan restructuring which was rejected on 19 Dec after a lot of follow up. Today I received a legal notice to repay entire loan within 7 days
3 years ago
A. Hi,
Initially, you may visit the bank officials and seek clarifications.
However, more information is required to advice you properly.
If you find this answer helpful, do rate us.
Ayantika Mondal @ Prime Legal
Section 409&420
My father is in jail since 4oct20 due to a fraud in accounts done by his bank cashier and it has been rejected from district court and it is not proved yet .so kindly assist me
3 years ago
A. Dear Client
As per your inputs your father is in custody under section 420, now it’s time to file Statutory bail in court to get him release on bail, because section 420 the punishment is max 7 years so your father can claim statutory bail in session court
DIYAVARHUSSAIN SHAIK
Personal loan
Hello sir, IAM already missed three payments in my personal loan means 90 days so bank recovery agents your account turn to NPA and your account goes to legal department. Immediately pay 3 emi otherwi
3 years ago
A. Hi,
You can first try to contact the bank officials and explain the financial situation however, if they do not consider the same you may send them a legal notice.
Ayantika Mondal @ Prime Legal
Bajaj finance fraud
Bajaj finance fraud krrha hai complain krskte h ke nahi
3 years ago
A. There are similar issues including that of repeatedly asking for payments n taking double bouncing charges etc coupled with phone calls and visits of unsolicited persons for recovery. Although it's a big company outsourcing of work may be the reason behind this all. Plz take ststematic approach and gather all evidential material and file police complaint with ur near police authorities. Even if it works out or otherwise you can push the issue with filing consumer complaints against the concerned ...ReadMore
Jagannath S Pawar
