Is it legal for the bank to call my contacts without my consent.
Is it legal for the bank to call my contacts without my consent.
Today a bank employee call my relative to ask for my part of loan EMI(7056) as I am avoiding them for 1-2 months because my business is not good due to covid situation. I know I have to pay and I will
3 years ago
A. No, it is not proper on bank's part to call your relatives but this happened due to the fact that you were ignoring them. How does bank have their number? You must have filled out some form wrt same. Did you mention them surety?
Adv. Anushka Dikshit
BAJAJ FINSERVE ACTIVATED LOAN MORATORIUM WITHOUT MY PERMISSION
Dear Sir/Madam I have a personal loan with BFL ,they have activated loan moratorium without my concern and now they have charged extra 32000 for Moratorium period loan amount. I have clearly mailed to
3 years ago
A. Hello,
As per your facts, since you have not activated the moratorium and you have the mails in concern to that, yes you may proceed with the legal proceedings.
Ayantika Mondal @ Prime Legal
Ankur Goel @ Complete Law Shield
House Loan disputes and lease money settlements
Me and my NRI husband have jointly purchased a house of cost 3 crore, in that my parents have given 1 crore and rest 2 crore is loan, monthly EMI is 1.60 lakh. It was agreed that my husband will pay E
3 years ago
A. Hello,
First of all, the bank is bound to clear the house and take possession before auction. This is the RBI process of auction.
Second, it is the bank's responsibility to give the cleared house to the buyer.
Ayantika Mondal @ Prime Legal
Ankur Goel @ Complete Law Shield
Car bank
I have completed all my EMI's of my car loan ,as I approached late my bank is not providing me NOC certificate,even not assigning me any reasons, I have contacted Head office by way of email,but they
3 years ago
A. make complaint to RBI CMS (ombudsman).
ONLY small problems are solved by RBI CMS (ombudsman).
Hope this clarifies,
Advocate Ankur Goel
(Complete Law Shield)
Note - This is just a small advice and final advice can be given only after going through your case in detail .
Ankur Goel @ Complete Law Shield
Ayantika Mondal @ Prime Legal
MERGER OF BANKS
I have a cheque of oriental bank dated 01.12.2020 whether this cheque be valid for payment when presented as OBC has merged with PNB w.e.f. 01.04.2020.
3 years ago
A. Dear Sir,
Literally it is not valid but you can file civil suit.
Rate me Five Star*
Adv. Anushka Dikshit
Ankur Goel @ Complete Law Shield
Ayantika Mondal @ Prime Legal
Transaction amount from My Grandfather account after death
My Grandfather expired,after one day I did transaction from Grandfather account to my account because I already hold that account as My Grandfather tell me every thing about his account like ATM pin.
3 years ago
A. Dear Sir,
You cannot transfer any amount from your grandfather’s account after his death. It is a debatable issue.
Rate me Five Star*
Legal money issue
My brother take some money from my relative. I ma not their when they had discussed about it. Later whole money is not getting transfer in my brother account so he asked me to take some money in my a
3 years ago
A. recording of call to accept money in bank is not required when bank records are already there.
if you helped your brother to take money on his behalf then pay to relatives on his behalf and take it from him later.
you are involved in this because money came in your bank account.
Hope this clarifies,
Advocate Ankur Goel
Ankur Goel @ Complete Law Shield
Bank fraud
My mothers account was hacked and transaction were done at various places. After we complained bank, bank has returned her almost 75% amout. But now bank is asking her to return money. What to do?
3 years ago
A. Dear Sir,
Let them ask in writing then you can reply the same legally. Just neglect their calls and never commit any oral admissions to return the amount.
Rate me Five Star*
BANK MERGER FROM 01.04.2020
6 nationalised bank has been mearged and start business from 01.04.2020 jointly and i have post dated cheque of aandhara bank which is mearged n union bank of india can i present the cheque in next to
3 years ago
A. Hello,
It usually depends upon the policies of the concerned banks, moreover, the cheques are generally accepted.
Ayantika Mondal @ Prime Legal
Fraud unauthorized Online Transaction Using Debit Card
On 21st August 2020 , I had a call from an unknown lady saying that I had registered on shine.com and they are giving a home based job. If ready I will have to give a 30 minutes test whose questions t
3 years ago
A. Dear Sir,
You have to followup your complaint with cyber police otherwise it will be thrown to dustbin.
Rate me Five Star*
Ayantika Mondal @ Prime Legal
