Harassment
Harassment
Dear sir/mam I am SBI credit card user due to financial issue I am not pay my cc bill one month , the recovery agent call me & my contact list also , & used abused language misbehave with me & my frie
11 months ago
A. Hello,
As per the information you have given it is advisable to you to file a FIR against them for mental harassment.
Shubham Saxena
I took a car loan for one of my friend on my name, on paper car is also on my name but it is being used and took care by my friend itself. Now he is not sending emi amount on my account and emi is get
11 months ago
A. Hello,
You can file a criminal complaint/FIR against your friend under appropriate sections under the Indian Penal Code for inducement and fraud. Once the FIR is filed, there will be a proper investigation by the police. If the police does not file an FIR, we can involve the courts.
Unauthorised transaction in SBI SB account
There was a sudden withdrawal of rs 24999/- from savings account but within two minutes, I could contact customer care. So the SBI ac where my money had gone, was traced and SBI put an hold. My money
11 months ago
A. Your complaint may be pending for verification and once it is verified the amount will be credited back to your account. wait and keep patience for few days more and thereafter pursue the matter with the Bank.
BOI Home Loan - CIBIL Score Reg
Dear Sir / Maa'm, my home loan emi was increased recently and i did not get any information from the bank about the increase, on the designated day they debited for the regular emi and left a debit b
11 months ago
A. Dear Sir,
You may go to Banking Ombudsman and lodge a complaint. You may also send protest letters to the concerned Branch Manager and his regional office and head office.
Bike stolen
My bike is stolen and still 2.5 years of emi is pending. Is there any way to get out of it? Anything that I can do so that I don't have to pay the remaining emi.
11 months ago
A. Dear Sir,
There are numerous cases of the oppressive and illegal conduct of recovery agents attempting to recover pending dues for the banks' benefit. In the past few years there have been many such instances, to showcase an example, an 81-year-old woman was seriously threatened by recovery agents, she got 375 threatening calls concerning her child's unpaid bank dues. After that, she moved to the police, and a case was filed against these agents. Another incident quoted as per media reports sta ...ReadMore
Sec25 Readwith, 138 NI act
Loan defaults, getting the notice regarding Payments & Settlement with Sec 25, Readwith 138 NI act
11 months ago
A. Dear Sir,
Yes, Section 25 also attracts which is equivalent to Section 138 as follows:
Section 25 in The Payment and Settlement Systems Act, 2007
25 Dishonour of Electronic Funds Transfer for insufficiency, etc., of funds in the account.
(1) Where an electronic funds transfer initiated by a person from an account maintained by him cannot be executed on the ground that the amount of money standing to the credit of that account is insufficient to honour the transfer instruction or that it exc ...ReadMore
A. Dear Sir,
You may go to cyber police as such business is not recognized by RBI. In future be aware that you should not go to such small financial companies.
Bank issued cheque book unknown person
A bank which having savings account issued cheque book to another person and that person signed in register of bank himself,bank allowed him it's clear bank involved but that person give a cheque with
11 months ago
A. In the given situation, you may take following steps
1. Contact an Advocate dealing consumer Court case to file a complaint against the concerned Bank for deficiency in service
2. Lodge a FIR for alleged forgery
3. Contest the case u/s.138 of NIA through a good Advocate.
Hope the suggestions may work.
If you are not involved in the allegations any way, you need not be worried for that. Governing laws will take care if contested properly.
Full salary deduction from bank towards personal loan
I has availed personal loan one and half year ago from my bank where my salary deposited.in last year paid all emis on time but 6 months back i had health issues for that reason i didn't go to job and
11 months ago
A. Hello,
As per the infromation you have mentioned it is advisable to you to kindly reach out the to the experts for this as there are some loan settlement facilities.
Fishing vessel loan guarantor
I pledged my property for purchase of fishing boat. I am not a fisherman. They defaulted in paying dues. Can a get stay order in highcourt for not auction my property.
1 year ago
A. Hello,
Stay order is a temporary injunction on a property where the concerned property is being damaged or alienated or has been wrongfully sold in other cases where an opposite party is threatening to dispose of property or property is under dispute. It is granted by Court as per order 39 of CPC.
yes, you can go to court for stay.
For better clarity reach out to an advocate.
