LEGAL NOTICE - gave a personal loan to a girl
LEGAL NOTICE - gave a personal loan to a girl
I gave a personal loan to a girl with my documents as she needed it. I am very poor, begging, my husband is blind and I am also handicapped in legs. Now the girl is dead, and his Loan er company has s
1 year ago
A. Dear client,
Sorry that you are going through all this. You have certain remedies:
- Filing a complaint at the police station: A proper complaint should be filed against the Bank and the recovery office.
- Complaint to your Bank: Practically all banks have a complaint department. You can move that department and can communicate on this matter.
There are many law firms that take up cases for free (as a pro bono case). You can take somebody's help and reach out to such lawyers and people will c ...ReadMore
Harrasement for someone else bill
Some person has put my mobile number as his reference number without my consent and also bank didn't verified it then. Now the person has not paid his bill and maybe his mobile number is also inactive
1 year ago
A. Dear client,
You need to talk to the bank manager or any executive and make them understand this. It is the bank's mistake to not verify the phone numbers. If this won't work, contact a lawyer and they can help you get an injunction on this.
Sarfaesi act & cersai
Whether sarfaesi act can be implemented in non registration of property given as collateral to bank in cersai
1 year ago
A. Dear Client,
The SARFAESI Act isn’t applicable for:
The NPA loan accounts amounting to less than 20% of the principal and interest.
Money or security issued under the Indian Contract Act or the Sale of Goods Act, 1930.
Any rights of the unpaid seller under Section 47 of the Sale of Goods Act, 1930.
Any conditional hire-purchase, sale, lease or any other contract in which no security interest has been created.
Any properties that are not liable to attachment or sale under Section 60 of the Cod ...ReadMore
How do I claim money from bank (that had nomination) as a legal heir
My husband has expired. He kept his brother as a nominee in bank account. He now denies from distributing money to me and my mother in law. As I and my mother in law are the 1st class legal heirs of
1 year ago
A. Dear Client,
A legal heir is a person who is entitled to inherit the person's money under the terms of a signed will. A nominee is just a caretaker and does not own the amount in the fixed deposit or bank account and is merely a caretaker.. The legal heir is authorized to get ownership of the account funds. Hence you can consult a lawyer near you and can send a legal notice regarding the same to the nominee, if there is no resolution, you may file a petition in the Hon'ble court to help resolve ...ReadMore
Loan on Bakast land
Do loan against Bakast land is given by bank or not? This bakast land is being sold by the successors (settled raiyats) of zamindars. The purchaser of this land wants a loan against mortgaging this l
1 year ago
A. Dear Client,
Whomever owns the land can get a loan on the land with the help of a bank.
Thank you so much, I hope this answer helped you.
Account freezing - bank account in IDFC first bank
we are mantian bank account in IDFC first bank , now our account has debit frezze, i have so many time visit our branch , but they told your account freeze by cyber cell Vijayawada you need to visit V
1 year ago
A. Dear Client,
If your account is frozen due to suspicious activities, you can simply call up your bank and resolve it. If it is frozen due to any other reason that involves debts and bankruptcy, the best step to take is to go to the court and vacate the judgment at the earliest to unfreeze your account quickly. Please consult a lawyer near you to help you do the same.
Thank you so much, I hope this answer helped you.
Credit card emi payment
A friend of mine has skipped 2 months emi due to unemployment now the bank employees are threatening with demand notice .. is it possible for him to pay by next 10 days
1 year ago
A. Dear Client,
Ask your friend to talk to the credit card company and inform them that you r friend will pay the sum in ten days. They mostly will allow.
Thank you so much, I hope this answer helped you.
fraud in online income tax return
Sir I asked one of my known person to fill the income tax return for me, but recently when I checked history of my income tax returns I found out that in 2017-18 itr was refunded to his bank account b
1 year ago
A. Dear client,
You can file a civil suit of recovery against your friend. If you are willing to take up criminal action against him, then you can file a case under section 107 of IPC for criminal misrepresentation and 415 of IPC for cheating.
Please contact a lawyer who can help you with the legal proceedings.
Vishing Case
I was a victim to Vishing where I was manipulated to transfer money from my account. The Bank says that the there was no problem from the Bank and that the Bank has adhering to all guidelines provided
1 year ago
A. Dear client,
Please follow the below steps to file a cyber complaint:
STEP 1: Go to https://cyber crime.gov.in/Accept.aspx
STEP 2: Click on ‘Report other cyber crimes’ on the menu.
STEP 3: Click on ‘File a Complaint’.
STEP 4: Read the conditions and accept them.
STEP 5: Register your mobile number and fill in your name and State.
STEP 6: Fill in the relevant details about the offence.
The documents you require for Internet Banking/Online Transactions/Fake Call Related Complaints:
Bank ...ReadMore
Posession notice
Sir iam taking housing loan and top up loan, the loans pending dues paid but all other loans persanall lons add to my account give possesion notice to me but not pending or overdue on my hpusing loan.
1 year ago
A. Dear client,
You can file a complaint to the grievance cell of the HFC, better known as Grievance Registration & Information Database System (GRIDS) which is established as the NHB’s Grievance Redressal Mechanism. Please note that there is no other authority available in India which would deal with the aggrieved customers of the Housing Finance Companies.
Procedure includes:
-Access the grievance handling portal of the National Housing Bank by accessing the link https://grids.nhbonline.org.in ...ReadMore
