icon Which document needed if possible ?

Aman needs to give 13750 to his/her spouse and legal heirs. Is it possible that a person Aman transfers the right of receiving money from borrower to his/her spouse or legal heirs so that the spouse o


A. Hello Sir,
I didn't understand your te facts which you have provided. Please make it more clear and let us know.
Thank you

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icon Need Loan Settlement Advice

How can I settle the personal loan in minimum amount because I am running through financial crisis? I have taken a loan from Loan Tap Financial Services in march 2021 and didn’t paid single emi beca


A. Dear Client

What you are asking is next to impossible as they will not settle for such small amount. You are suggested to get in touch with them and negotiate with higher amount

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icon Humiliated by debt collector

I have took money of 49k from one of my known person through online and and I've returned around 30k cash and 5k through online but now he's saying that I've given him only 5k and putting allegations


A. Dear Client
when you returned his money in cash then you should have had some witness or taken his signature on paper mentioning that amount is being given to him. If his harassments are too much then you can lodge a complaint to the police.

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icon Credit Card payment

Credit Card is name of father, now he is completely bedridden and disable, and having parkinson, aged 79. Unable to pay his dues, can bank people harrass him.


A. Dear client,
Yes, bank people will come and try to contact him for repayment of the loan. But, I don't think they will harass him considering the condition. But, being his legal heir, it will be your duty to pay off his debts and you will be liable for the credit card amount one or the other day.

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icon Loan - dad had taken money

Dear concern My dad had taken loan from unauthorised without informing our family and money lender have not registered lisence, my dad took nearly 1lakh eighty thousand he was paying interest after y


A. Dear Client
These kind of loans with usurious interest and extortion is illegal and you can refuse to pay the interest in place of your father. If he threatens you then you can also lodge a police complaint

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icon Even after the DRT judgement payment not done to the bank

I had won the bidding property. But later the owner of the property filed a case in DRT and then reached out to me requesting to withdraw the ownership of the property by not registering it, as it is


A. Dear Sir,
You may file contempt case in the DRT since the other side playing with you under the garb of emotions towards the property.

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icon Need some time to pay my emi regularly

I took a mortgage loan in Jan 2019 of Rs 12 lakhs for expansion of my business, just before COVID 19 hit. When the second wave of COVID hit the same lender provided me an option of a second loan 2.5 l


A. Dear Client,

You will have to repay the loan you took but the following are few ways to help yourself in this situation.

Right to humane treatment
Lenders do engage recovery agents to pressurize borrowers into repaying their loans. However, the agents cannot cross the line that banks have agreed upon as part of their code of commitment to customers. These third-parties can contact defaulters either at a place specified by the latter, residence or workplace. Moreover, they can make such visits ...ReadMore

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icon Refunds of money on false complaint

Sir some filed an complaint against me he send 14000.00 of items with me and i have lost the items in train. he file a complete against me and ask for same amount to pay.


A. Dear client,
1. Gather any physical evidence and documents that prove that you have not received the items.
2. As it's a legal complaint, you have to reply to it according to the law. So, hire a lawyer to do the same.
3. If the court feels it fit, it will dismiss the case.

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A. Dear Client
Whenever you receive a notice or summon from a court or tribunal the thumb rule is that you need to engage a lawyer to represent you in that court or else the court will pass an ex parte order against you.

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icon Bike loan - sanctioned

I had applied for a bike loan and it was sanctioned, but i never received the bike. I kept informing the bank about the same but no action was taken. Now they put it on my cibil report.


A. Dear Client,
It's unfortunate that you are facing this situation. In cases like this, it's crucial to take proactive steps to address the issue. Firstly, gather all communication records with the bank regarding the loan and your attempts to inform them about not receiving the bike. Then, reach out to the bank once again, preferably in writing, explaining the situation and providing evidence of your attempts to resolve the matter. Request them to rectify the error on your CIBIL report, emphasizin ...ReadMore

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