Reliance asset recovery is calling me for credit card bill
Reliance asset recovery is calling me for credit card bill which I did not received or used and they say I need to pay . I have other credit cards and I use it and pay on time but I ne we receive the
1 year ago
A. Dear Client,
You may send them a legal notice and also approach bank as several banks doing the same thing and recovering card fees and renewal fees.
Person is denying to pay my money back
What legal action I can take against him?
1 year ago
A. To give opinion, it is necessary to scrutinize the Promissory note as well as any other documentary evidence given by that person at the time of taking that loan from you.
Advocate Sinjari Bandyopadhyaya
Legal notice from moneyview company
Sir I lost my job on feb, 2022, that's why unable to personal loan, but this company send me notice in 20 days, I already told them I lost my job will give you your all amount soon but, they have send
2 years ago
A. Dear Sir,
Remedies against harassment by Recovery Agents
February 18, 2021
Written By : Kishan Dutt Kalaskar Retired Judge
Leave a Comment
There are numerous cases of the oppressive and illegal conduct of recovery agents attempting to recover pending dues for the banks' benefit. In the past few years there have been many such instances, to showcase an example, an 81-year-old woman was seriously threatened by recovery agents, she got 375 threatening calls concerning her child's unpaid bank dues. ...ReadMore
Settelment of loan not done
I took a loan of Rs. 2,50,000 on my credit card in the month of september 2019 and after paying 6th EMI of around Rs. 15000/month I failed to pay next EMI's due to Job loss in the corona pandemic .
2 years ago
A. Dear Client
When the dues are growing and the account or credit card account has gone overdue then you should properly settle the matter with the officer by visiting the office and doing everything in writing. The way credit card functions is that whatever you pay in between takes care of the extra interest that has been added but the balance to be paid almost remains the same. Don't pay anything as interim but pay onetime to settle the account and close it.
Default business payments collection
We are looking to recover our payments against invoices for atleast four parties.
2 years ago
A. File a summary suit if there is any written contract or otherwise civil suit for money recovery. But issue a legal notice to the other side claiming your amount and if they don't comply or don't reply in 15 days of receipt of the notice then proceed legally in the civil Court of your concerned jurisdictional area where you reside or conduct business from. Thank you.
Vaidehi Samant
Bike loan - failed to pay my emi for bike
Hello, I failed to pay my emi for bike for some reason, therefore the finance company took my bike from my office without any prior notice... next day I got call from Mumbai who said he is from legal
2 years ago
A. Dear Client,
As per the facts which have been provided, you should cross check that the person to whom the payment has been made is not fraud and if he is then you can file a complain in Police Station. And if payment of the remaining amount has been made to the eligible person and then also you have not received your bike then you can move to Consumer Court.
Hope this clarifies your query and requirement.
Thank you.
Recovery harassment for a mutual friend's debt
I have been getting mentally harassing calls for one of my colleagues payment default and not only that they have access to my contact list and are calling my friends now asking for money from them an
2 years ago
A. Dear Client,
You must inform the police and lodge a complaint in the general diary. The gender of the caller, his voice tone, date and time of the phone call, the conversation details and the estimated age of the caller can be noted by the victim as evidence to help the police in identifying the offender. If the harassment on phone calls continues for a long span of time then the victim must file an FIR.
Thank You
Regarding money issue - friend owes me 2lakhs
One of my friend owes me 2lakhs, it is been nearly one year and he did not return still. When I am asking, he is saying me to wait as it takes time to get money. He is saying some or the other reason
2 years ago
A. Dear Client
You can send a legal notice without a Lawyer, but it is advisable to hire a lawyer as professional writing skills and legal language makes a Notice very effective. The charges ranges from 1200-1 lakh.
Thanks
Regards
Debt collection for foreign bank
I would like to seek some clarity on debt collection 1.Can a foreign bank do debt recovery thru Indian debt collection agency ? 2.If this is legal under which section the debt collection agency shoul
2 years ago
A. Dear Client
NO, Any international debt collected in India must be paid directly to the original creditor. Another specific debt collection law that exists in India is that a statute of limitations of three years is placed on any outstanding debt.The banks can only proceed against the defaulters legally, the court said.
Thanks
Regards
Not returning money - 50000rs
I have given 50,000rs to my colleague in nov 2021. He said he will give back 3-4 days. But now it almost 4 month and not given back. Not picking up my calls.
2 years ago
A. Dear Client,
The lender can file a civil suit for recovering the money he owed through promissory note or loan agreement. He can do so under Order 37 of CPC which allows the lender to file a summary suit. He can file this suit in any high court, City Civil Court, Magistrate Court, Small Causes Court.
Thankyou