Loans and bills after the demise of husband
Loans and bills after the demise of husband
My husband died few days back after his death i came to know he has taken few personal loans and there are few credit cards bills too solely in his name. He died suddenly only in at a age of 35 he wa
5 years ago
A. 1.For the loans you are liable only if you have signed as co applicant and also please check if any insurance is attached to the loan.
2. The credit cards are coming with personal insurance and in any case of death you need not to pay single peny. if you are getting any call speak to the bank concerned and report to police for harassment.
Vimlesh Prasad Mishra
Nilanjan Chatterjee
Kumar Krishnan
Dear Sir I have taken a hand loan of amount 5 Lacs from a neighbor a year back. paid all outstanding interest till this month. Now he is immediately asking me to settle the 5 lac amount. I need anothe
5 years ago
A. you send him a letter stating your financial condition and ask for 3 months grace. If he doesn't allow that then in that case let him file a suit against you. That letter will be the best available defence in your case. Wherein which the court can grant you the time and dismiss his case.
Nilanjan Chatterjee
Ashish K Dongre
Bank loan
I had some creditcards I was paying my Emi on time but in November I lost my job , then I started my buisness . In which I got a heavy loss right now collection agents are harrasing me very much. I wi
5 years ago
A. Collection agents can not force you or intimidate you. Make a complaint in police next time if they misbehave u..As per supreme court no finance organisation hire goons for the purpose of recovery.
GANESH SHARMA
Rajeev RJ
Recovery of cash transaction amount
Sir, mere 7.5 lakh cash rs 3 saal me mere frds circle me fash gya hai. Mere paas koi proof nhi hai.. cash dene ka. Ab wo wapas karne me aana kani kar the hai. Esake wajah se mai bahut pareshan rhta hu
5 years ago
A. Dear Sir,
Civil case cannot be filed since he have no documents. However you can approach police saying they have cheated you.
Nirmal Chopra
Money owed by a colleague involving MLM Scam
Hi. A few months ago my colleagues contacted me saying they have joined a business venture which is related to e-commerce, buying and selling of products. They approached me by saying that a position
5 years ago
A. 1. If you issue legal notice then they would would issue reply notice. This would go on and go on.
2. I suggest you to hire a lawyer and file police complaint under charges of cheating,forgery ... etc.,
3. Once the FIR is filed against the person then he would come for settlement.
niranjan C
Ashish K Dongre
Nirmal Chopra
Fraud
My colleague introduced me to his close friend who works with stock brokers and returns up to double the investment in a very short span of time 20-50 days. My colleague's younger brother and his frie
5 years ago
A. Dear Sir,
You may lodge police complaint and also file a civil suit on the basis of any documents which you have. In the civil suit you may claim for attachment of their properties if any on the first day of suit.
Nirmal Chopra
Debt
I borrowed some money from my friend who is in Canada but I couldn't repay it in time now he's saying that he will file a case against me . please advice....
5 years ago
A. Pls book a consultation with vidhikarya. we will discuss extensively.
niranjan C
Recovery of Some amount against service provide.
I have done some legal work of a chartered accountants through a intermediary. I have no direct link with CA. One of my own well known intermediary ask me to do the work,and he said that I will provid
5 years ago
A. Get issue a legal notice and file a case. You will succeed.
lent money to a friend that isn't returned yet
Hi Sir, This is Shankar and I lent a total of 26Lakhs to a friend when he was in a crisis with a promise that he would return that to me in few days. however, past few months, he has been making promi
5 years ago
A. If he is not bankrupt and if you have paid the amount through your account, then you can recover. contact some advocate and take guidance, carefully execute it.
Credit Card Outstanding
Hello Sir, This is to inform you that I have nearly 15 lakhs outstanding in my credit card and I have paid up-to-date all dues. But, currently I am not able to pay dues on time for some time. I nee
5 years ago
A. Dear sir,
You can get issue a legal notice and settle the terms. The law is very harsh against them if they wish to recover forcibly.
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ICCI Bank Limited vs. Prakash Kaur case,
The Supreme Court in a landmark judgement reiterated its earlier stand that banks cannot deploy musclemen for recovery of loans from defaulters thus forcing them to end their lives.
"We deem it appropriate ...ReadMore
Ashish K Dongre
