Friend refusing to payback loan
I gave a loan of 7 lakhs to my friend by online transaction but didn't sign any agreement. Now he's refusing to payback and saying he'll say he paid 20000 cash every month. What options do I have now?
1 year ago
A. Dear client, do you have anything recorded or captured, like transaction through upi apps, etc? or did you give in cash? Also, do you have statements from their sides chatting with you on call or talking on phone that they havent but will give payments? Let me know in detail, so can help you accordingly. Thanks
Recovery agents harassing and abusing random relatives
What to do if recovery agents are misusing your contact details? I went to local police station but the refused to file a complaint stating that pay your debt and get away from these recovery agents.
1 year ago
A. Dear Sir,
Remedies against harassment by Recovery Agents
Written By : Kishan Dutt Kalaskar Retired Judge
There are numerous cases of the oppressive and illegal conduct of recovery agents attempting to recover pending dues for the banks' benefit. In the past few years there have been many such instances, to showcase an example, an 81-year-old woman was seriously threatened by recovery agents, she got 375 threatening calls concerning her child's unpaid bank dues. After that, she moved to the poli ...ReadMore
CREDIT CARD - have pending due since few years with ABN AMRO
I had have pending due since few years with ABN AMRO and Barclays for credit cards. BUt Now I am getting SMS and calls from Kotak Bank PHOENIX ARC Agency. They sneding msgs like this : This is to Inf
1 year ago
A. Dear Sir,
Remedies against harassment by Recovery Agents
February 18, 2021
Written By : Kishan Dutt Kalaskar Retired Judge
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There are numerous cases of the oppressive and illegal conduct of recovery agents attempting to recover pending dues for the banks' benefit. In the past few years there have been many such instances, to showcase an example, an 81-year-old woman was seriously threatened by recovery agents, she got 375 threatening calls concerning her child's unp ...ReadMore
Complaint Against NBFC
I have availed of an OD facility from an NBFC from which I did not even utilise a single penny. In fact, six months after sanction, they disbursed the whole amount without any intimation and I returne
1 year ago
A. Dear Sir,
You may go to Banking Ombudsman or directly go to High Court and get appropriate directions to the concerned financial institution to close your loan account with retrospective effect.
Debt clearance-My father given debt
My father given debt to one if our village person of 20k rs and he dint pay its from 4 years. Recently my father expired but we have debit paper on my father name. How can we go legally to collect mon
1 year ago
A. Dear Client,
the legal heirs of your father can take suitable legal action against the borrower for recovery of the loan amount evidencing the promissory note executed by the borrower in favor of your father.
Money given to friend by me taking loan
Hi sir I have taken loan from bank and given to my friend (transferred to his bank a/c).I have took wrong decision by making his words listened.now he is absconding I don't have any promisery notes
1 year ago
A. Dear Sir,
You have a weak case anyhow you may first try to get post dated cheque at least otherwise it is very difficult for you to file a civil suit and recover such amount.
Default in paying loan EMIs and credit card bills
I have a very good credit rating and CIBIL score, and have a repayment track record of over 25 years. Due to financial duress and business problems since past few years I have been running my home wit
1 year ago
A. Dear Client
Any loan/credit taken from a bank has to be returned as that is not your money but the public money. If the money is not returned then the bank will initiate its legal action which includes arbitration, recovery suit, cheque bounce case, complaint case against you.
the send my details to my contact numbers with photo comment in rapist
what can i do this?
1 year ago
A. Dear Client
What they have done is illegal and also invasion of your privacy. You can initiate a legal action against them but before that you need to share all your case details with a lawyer to help you properly.
Finance Dealing-given money to one of my friends
I had given money to one of my friends more than 2 years back. Every time I send him whats app message he keeps telling me that he will definitely return. When he asked the money he told me that the w
1 year ago
A. Dear Sir,
Nicely you may take atleast post dated cheque which is easiest method to recover the amount otherwise if you go in civil way you have to wait for years together.
Money stuck with a guy using my credit card
A known guy in my area asked me for help as i used to know him from long time. he used the card and returned only 55% of the monies that too in bits and pieces. He has now stopped paying me back. i ha
1 year ago
A. Dear Client
You need to send him a legal notice through an advocate to him asking for the rest of the money to be paid alongwith some compensation for the suffering that you have undergone.