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Kumari Raman

Posted 7 months ago

My daughter used the credit card of my grand daughter due to my grand daughter marriage. I hade a settlement with HDFC credit card bank for paying 68100/-. The EMI started from 30.4.2019 the agent came to my and handover the letter. He asked me immediately I have to pay some money.Die month end I paid cash of rs.7500/- which was having on my hand. Then every month I was paying 7500/- . On the month of July I paid by cheque. But unfortunately the cheque not cleared nor come back to me. I enquired the bank about this. They said it may be held up in credit card department. I was waited again the same month I paid by cash of rs 7500/-. Till November I paid in due date. In middle of November my daughter had utrus operation so I called the HDFC credit card manager that I will pay on 1st Dec. He also agreed but I am not getting his name.. I paid Dec 7500/-. But only thing I thought the cheque will be realised. But till now I don't know the cheque where it was lying. In February one agent came to my asked me to pay the balance of one EMI. I told him to give back to my cheque. But he said he don't know about that. Again I paid 7500/- and I asked to send noc. Now they called me and send the email all the amount which paid was cancelled again I have to pay 71334/-. Immediately. I met manager he said he will look into this.in three days before. After that everyday one or the other calling me and threatened me. Please give me a solution for this. At present I am not in a position to pay any money because my daughter is the only earning member in my family. My husband is no more. Her husband also no more. There is no male member supporting us. This is my situation. Please let me what I have to do. Please relieve me from my mental stress

A. you are advised to take help of one prudent lawyer in your area, and, if you think you are unable to pay lawyer's fee you can seek free legal aid from local DLSA centre,

call/mail me for further help
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Shreyash  Mohta
Shreyash Mohta Experience: 1 Year(s) Kolkata
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 33 Year(s) Bangalore
Rameshwar  Dadhe
Rameshwar Dadhe Experience: 2 Year(s) Aurangabad
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Anonymous

Posted 7 months ago

Actually I am working in a company and manager gave me a offer so I just opt the same and then he left the job and all their addresses are fraud so kindly advise what to do and

A. U can file money recovery suit against them immediately
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Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 33 Year(s) Bangalore
Shreyash  Mohta
Shreyash Mohta Experience: 1 Year(s) Kolkata
Junaid Ali Khan
Junaid Ali Khan Experience: 2 Year(s) New Delhi
My Friend has taken money from me Rs. 13 lack by saying he will pay higher interest than Bank and took the money gradually from me by 2 to 3 years. He asked me to pay utility bills, credit card dues and gave him from my Salary Bank Accounts by taking loans. Did not understand that he was taking the money with planning. Last year he asked to take a loan and give him for Rs 4.5 lack to help his friend to release Gold Ornament from Moothut Finance and will return by 3 months, gave written commentments in email but not not return the same and not paying the EMI on time as well. When I am calling him for money to return, he threatens that he will call police for harassing him, saying I am instigating him to commit suicide. Sir, I am in big trouble due to this financial cricisis and loans, I can't feed my parents properly, everyday I cry at home and pray to God but nothing is working. All this happened when I was Delhi, now I have in Bangalore due my Job, Please help and same my life.

A. Sir,
1. Send him a legal notice to give you back the money [failing which]
2. File a civil suit for recovery of money AND
3. You can also opt to sue him under section 415 of the Indian Penal Code [Cheating] and also sections 421 to 424 Indian Penal Code [Fraud]
4. You can also sue him under section 405 of the Indian Penal Code [Criminal Breach of Trust]

You can file both civil suits and criminal cases against him so that he pays you the money. Such cases from both ends will help you to pre ...ReadMore
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Sandeep  Pingale
Sandeep Pingale Experience: 13 Year(s) Mumbai City
Shanti Ranjan  Behera
Shanti Ranjan Behera Experience: 22 Year(s) Bhubaneswar
Rameshwar  Dadhe
Rameshwar Dadhe Experience: 2 Year(s) Aurangabad
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Nirbhay Kant

Posted 9 months ago

A person regularly calling and refered that representative of phoenix. They are telling a person has given your name and contact for credit card that's due is some amount. Now that person is not touch. Give the person no. While I have called that I am not aware about that person still they continuous calling on my and my office no and harrassing me my colleagues. Please suggest.. Nirbhay

A. Dear Mr. Nirbhay kant,
Please immediately report this matter to the Police in the form of a FIR
Shanti Ranjan Behera
Advocate
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Shreyash  Mohta
Shreyash Mohta Experience: 1 Year(s) Kolkata
Rameshwar  Dadhe
Rameshwar Dadhe Experience: 2 Year(s) Aurangabad
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 33 Year(s) Bangalore
Can a startup setup by an Indian entrepreneur registered in USA send legal notice to an Indian consumer over recovery of dues ?

A. Dear Client,
The answer is yes.
Shanti Ranjan Behera
Advocate
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ARPIT  BATRA
ARPIT BATRA Experience: 11 Year(s) South Delhi
Rameshwar  Dadhe
Rameshwar Dadhe Experience: 2 Year(s) Aurangabad
ROBERT D ROZARIO
ROBERT D ROZARIO Experience: 15 Year(s) Kolkata
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Anonymous

Posted 11 months ago

Dear Sir, My previous roommate had not paid rent for few months. As a result, the owner deducted all the amount from the security deposit. My roommate assured me he will pay me back, but now he is saying he will not. The only proof I have is a whatsapp conversation. Can I send him a legal notice regarding the same?

A. dear client Yes you can send it.
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ARPIT  BATRA
ARPIT BATRA Experience: 11 Year(s) South Delhi
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 33 Year(s) Bangalore
 Vishwabandhu  Chaudhary
Vishwabandhu Chaudhary Experience: 38 Year(s) Jabalpur
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Anonymous

Posted 1 year ago

Hello,,i m mr roshan from ahmedabad..i m civil work contracter..3 years ago i complete one project of around 2.5cr on contract base but company does not paying me full amount..now yet around 25lacs is pending..they r not picking up my phones and they dont meet me..i dont have any valid proof of contract..so now what should i do ?? Plz guid me..

A. an oral agreement is enforceable in the court of law. Provided, it fulfills other essentials (of Sec. 10) of the Indian Contract Act, 1872 you have to prove it with sufficient evidence. Send a legal notice by a local advocate from Vidhikarya. If they don't reply or pay the remaining balance, then lodge a complaint with the local police station for breach of contract, breach of trust and cheating. Parallely file a winding up petition before NCLT
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Deepak Yashwantrao Bade
Deepak Yashwantrao Bade Experience: 9 Year(s) Nagpur
Pradeep Kumar
Pradeep Kumar Experience: 33 Year(s) Lucknow
Rameshwar  Dadhe
Rameshwar Dadhe Experience: 2 Year(s) Aurangabad
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Anonymous

Posted 1 year ago

Dear sir, before aim working in UAE, i have lost my job, i have little balance due in credit card, i think that the bank has made legal acction against me, so i have faced travel ban, how my travel ban effect my wife travel to uae .

A. write to the embassy of uae
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VIMAL K MISHRA
VIMAL K MISHRA Experience: 15 Year(s) Allahabad
Ambrose  Leo
Ambrose Leo Experience: 9 Year(s) Bangalore
Deepak Yashwantrao Bade
Deepak Yashwantrao Bade Experience: 9 Year(s) Nagpur
Hi, I have a interior design and architecture firm based in Baroda, Gujarat. We designed and executed interior and furniture for our client (also in Baroda ) and started works on site after he paid the initial advance amount. As the project developed further we demanded for further funds but he kept postponing the same by using some excuse or the other repeatedly. Currently we stopped work on site however almost 95% of works have been executed on site and even our extra material & tools are also kept as it is on site. When we demand for the payment he now denies to pay us the pending amount and also threatens us not to send our carpenters and painters to the site to recover the left over machines and materials. This attitude of his is creating a lot of problem for us to replay our labour teams and our supplier agencies. The client has been skilfully avoiding our calls and messages, or physical meetings. What are the rightful steps that I can take against the client. Kindly advice. Regards.

A. By advocate Rameshwor dadhe dear sir you should send legal notice from any local lawyer. For damages or losses. File recovery suit against them
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ROBERT D ROZARIO
ROBERT D ROZARIO Experience: 15 Year(s) Kolkata
Deepak Yashwantrao Bade
Deepak Yashwantrao Bade Experience: 9 Year(s) Nagpur
Ambrose  Leo
Ambrose Leo Experience: 9 Year(s) Bangalore
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Anurag Thakur

Posted 1 year ago

Dear sir 5 years back my mother lent 18.0 lacs to my maternal cousin for his business needs in good faith. 4 years back when I came to know this I invited him and got an agreement signed mentioning details of money and repayment. He was supposed to payback the money in six months but he hasn't done this till date. Last month he gave us a cheque of 5.0 lacs that also returned unpaid. Now we are contemplating legal recourse to get our money back. Please suggest following queries. 1. Can money be recovered legally? 2. If yes, what will be expenses (monetary)? 3.what kind of lawyer is needed. Can you suggest any? 4.how much time will it take? Note-the money lent/given was my father's retirement benefits that we received after he died when he was still in service. Our family's only savings. Thanks and regards Anurag thakur

A. Send him a legal notice first and then file recovery suit. Kindly take paid consultation as your matter is the critical one keeping in mind the limitation period.
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Prabhakara S K Shetty
Prabhakara S K Shetty Experience: 19 Year(s) Bangalore
Abhimanyu  Shandilya
Abhimanyu Shandilya Experience: 14 Year(s) Kolkata
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