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I have missed a repayment of 3500 since a month and been avoiding the recovery agent's calls because, I was in no position to pay the loan. However, one particular lender(NBFC - Early Salary) has called my mother and another person in my account and informed them of my debt details and asked to repay them immediately. This is unacceptable. Do I have any grounds to initiate a legal action against the lender for this breach of privacy

A. Dear sir /madam
You may get issue a legal notice for breach of trust and privacy and also go through the following judgement .

-----------------------------------
ICCI Bank Limited vs. Prakash Kaur case,

The Supreme Court in a landmark judgement reiterated its earlier stand that banks cannot deploy musclemen for recovery of loans from defaulters thus forcing them to end their lives.

"We deem it appropriate to remind the banks and other financial institutions that we live in a civilised ...ReadMore
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Anonymous

Posted 5 months ago

I have filed 2 serious cases against my brother with the help of my lawyer. Since I gave him money (related to my case) whenever he demanded he has done his job very well till now. But later I came to know that he charged me like 6 times the amount of documents / registration / cancellation etc (never showed any bill or receipts). He misused my faith & trust over him moreover from past few days I'm feeling his dominance in our conversations. Now I'm in fear of how to handle him, if I ask him about this matter & request my extra given money back then he may leave my case (as he already earned a lot of money from me) & can spill all the important information to my brother in exchange of money or may fight case from my brother's side. I don't want such a betrayal, Please advise me how to take my extra given money back from him & stop him passing my information to my brother. He has taken Rs 1 lakh extra.
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Kiran Mallimadugula

Posted 5 months ago

What is the process to fight with , i had given an amount of around 3 crores in several instalments to a company directors by taking several promissory notes cheques and declaration on judicial stamp papers and their property documents photocopies. Now that company went into NPA with their funding bank and banker had issues sarfaesi act section 12 (2) notice to that company directors. Now my concern is if bank sells their properties i cannot get my money back. Can i stop or halt bank auction. Kindly guide me with procedure. Please help.

A. You will need to file recovery suit against them immediately
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Prashant  Mane
Prashant Mane Experience: 11 Year(s) Pune
Kishan Dutt Kalaskar Retired Judge
Kishan Dutt Kalaskar Retired Judge Experience: 34 Year(s) Bangalore
Siddharth  Pimpale
Siddharth Pimpale Experience: 3 Year(s) Mumbai City
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Vijay Babu

Posted 6 months ago

I got 3 lacs for 2% interest on April 2014 And I have Interest for 1 year and suddenly my father got paralyzed and didn't pay interest from Apr 2015, but I didn't provided with receipt for the interest paid Now I got a letter from court stating I have to pay 16 lacs lacs orelse property will be seized. Can u help me out what is the possible way to defend.

A. you have not disclose either it was personal loan or commercial/business loan. letter sent to you may be legal notice so kindly send me said letter so that i can read what ground was taken against you.
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Anonymous

Posted 6 months ago

I lent money to one of my neighbours in hometown Chirala. I stay in Hyderabad. I remindee several times, but he did not pay a single rupee back. I don't any legal agreement. I only have whatsapp messages as proof.Please help me.

A. Dear Sir,
You may file a Civil case or a criminal case saying that he tried to assault you or abused you when you asked him to return your loan amount.

Please take PAID phone call with me through VIDHIKARYA and get more legal guidance.
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Bhanu Praveen Abbaraju

Posted 6 months ago

I lent 1.3 lakh rupees in installments to one of my neighbours in hometown Chirala. I stay in Hyderabad. I reminded several times, but he did not pay a single rupee back. I don't have any legal agreement. I only have whatsapp messages as proof.Please help me.

A. Dear Sir,
You may file a Civil case or a criminal case saying that he tried to assault you or abused you when you asked him to return your loan amount.

Please take PAID phone call with me through VIDHIKARYA and get more legal guidance.
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Sir maine 6 month se credit card ka bill nhi bhra hai bank ne total outstanding amount 25000 ka 34600 ke aaspaas bna diya hai ab mujhe kisi bande ka call aaya hai bank ki tarf se ki aap abhi n.p.a nhi hue ho sir mai aapki settlement karwa deta hu 20000 rs me 5 emi me 4000 per month ki to sir kya mai ye settlement karne ke baad in future me kabhi electronics items finance karwa sakta hu ya nhi aur mera cibil score sahi ho jayega ya nhi

A. After clearing your loan you can purchase electronics items.
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Anonymous

Posted 7 months ago

How to file a case against a person whos address we don't know and wrong address is mentioned on adhar card

A. Dear Sir,
You may approach the police who are the masters to trace out such fraud person or approach private deductives and find out where abouts of such persons.

Please take PAID phone call with me through VIDHIKARYA and get more legal guidance.
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Meenakshi  Garg
Meenakshi Garg Experience: 3 Year(s) North Delhi
Kalpesh  Gaikwad
Kalpesh Gaikwad Experience: 11 Year(s) Aurangabad
Hi, One of my friend asked me an urgent loan of Rs. 10,000/- and promised to return, now she has blocked me and not returning my money. Please help how to recover it legally. I know her work address not her residential address. What happens once I issue her a legal notice thru a lawyer. Can she ignore it? I have a phonepay UPI transaction proof showing the transfer.

A. Dear Sir,
Legal Notice may not work if she choose to not to reply and you may not go to Court as it requires time and expenditure. You may threaten her to put her name in social channels about the transaction and thus she may come to terms and settle the amount.

Please take PAID phone call with me through VIDHIKARYA and get more legal guidance.
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Kalpesh  Gaikwad
Kalpesh Gaikwad Experience: 11 Year(s) Aurangabad
J S  Pawar
J S Pawar Experience: 4 Year(s) Mumbai
Meenakshi  Garg
Meenakshi Garg Experience: 3 Year(s) North Delhi
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Anonymous

Posted 7 months ago

Mene ek aadmi ko 1 lakhk maal diya ab bo paise nhi de rha ky akaru

A. Dear Sir,
Get issue a legal notice followed by a Civil suit for recovery of money.

Please take PAID phone call with me through VIDHIKARYA and get more legal guidance.
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