Lender Harrassment
Lender Harrassment
Hi, I've taken 5 lakhs and paid 30,000 per month interest from 2012 to 2018. In January 2019, the lender forced me sign a promissory note saying that I owe him a total of 10 lakhs. In 2020 I paid 3 l
3 years ago
A. HI,
if you have evidences to prove your point that you took only 5 lakhs, you can file a case against the lender.
Ayantika Mondal @ Prime Legal
Ankur Goel @ Complete Law Shield
Arrest
Can Maharashtra police arrest a person by tracking him through his mobile no. location? This person has cheated lot of people with false promises of job, flat and many such things. Can police arrest
3 years ago
A. Hi,
You can go to the court for recovery of money by selling his property. The police can choose to track his location via his mobile. And the punishment for Section 420 IPC, will be a maximum imprisonment for 7 years with or without fine.
Ayantika Mondal @ Prime Legal
Ankur Goel @ Complete Law Shield
Procedure police follows after FIR
If I register a FIR against somebody who has taken money from me (through bank transactions) for something. But has not gave it back nor the purpose for which money was taken is fulfilled. This is che
3 years ago
A. Hi,
an FIR under section -405, 406, 415, 420, etc. can be filed by you. incase the police does not work satisfactorily, a Writ Petition may be filed in respective High Court for seeking damages/compensation, if the inaction of the Police on the complaint/non-registration of FIR, has resulted in frustration/deprivation of ―life and liberty of any person, guaranteed under Article 21 of Constitution of India.
Ayantika Mondal @ Prime Legal
Ankur Goel @ Complete Law Shield
Personal loan
I have a taken loan from rbl credit card bank. Due to corona I couldn't pay the emi amount, I loss my job. No financial support from my family. The rbl bank executives are tortured me for loan amount.
3 years ago
A. Dear Sir,
ICCI Bank Limited vs. Prakash Kaur case,
The Supreme Court in a landmark judgement reiterated its earlier stand that banks cannot deploy musclemen for recovery of loans from defaulters thus forcing them to end their lives.
"We deem it appropriate to remind the banks and other financial institutions that we live in a civilised country and are governed by the rule of law," a bench comprising Justices Tarun Chatterjee and Dalveer Bhandari said.
The court while dismissing the ...ReadMore
Narvir Yadav
Priya Chakraborty
Ayantika Mondal @ Prime Legal
Personal loan
I have taken a small loan of about 10000 from a finance company just before lockdown and now due to some financial issue i cant pay the loan but will need some time. I also got in touch with them to g
3 years ago
A. You must submit a letter praying for time to re-pay...and you must go through your loan papers and its terms and conditions thoroughly....
Indranil Bose
HITESH SHAH
DEAR SIR/MADAM I HAVE NOT PAID MY DUES OF CREDIT CARD DUE TO PROBLEM IN JOB IN THIS COVID SITUATION. I HAVE LOST HALF OF MY SALARY AND NOT ABLE TO PAY THE BANK IS HARASSING ME. WHAT HAS TO BE DONE ?
3 years ago
A. Hello,
You should contact the bank and tell them about the financial crisis and try to initiate settlement.
Ayantika Mondal @ Prime Legal
Ankur Goel @ Complete Law Shield
Threatning message received
Sir my name is anuradha i have taken online loan from icredit app of Rs.6000/- due to lock down financial problems but they are asking 12,000/- for two months and they are threatning with filthy langu
3 years ago
A. Hi,
More specifications regarding the terms and conditions of your loan agreement are required.
Froud
I paid Rs 16 lakh to a person 4 years ago for appointment to an unsubsidized school but that person kept all the money without going to school, and now I am asking for a refund, he is avoiding it, I t
3 years ago
A. Dear client, All document of evidence is required in this issue and file a Money Recovery suit in civil court. Regards NITHYANANDAN.S
NITHYANANDAN SUNDARESAN
Loan
I took a loan of ₹50000 for Home Credit. I paid 12 emi but because of covid I lost my job. I am not ablt to pay so they send a recovery agent at my home I asked him what is the settlement amount to
3 years ago
A. Hi,
You can request the bank for availing a low Emi option for you. However, you can also request the bank to give you all the details of the loan documents and clarify your doubts about the sudden change in pending loan amount
Ayantika Mondal @ Prime Legal
friend failed to repay money given by taking loan on my account & my credit card
i gave my friend money by taking personal loan & my credit card to help his urjency based on trust on him. He failed to pay money. Looks like im deceived.Have bank transfer online proof.whatsup chats,
3 years ago
A. Hello,
You can send him a legal notice to recover your money
Ayantika Mondal @ Prime Legal
