icon Insurer not giving full IDV in total loss

I renewed car insurance from online.Now I have lodged a claim for my burnt car.They are giving only 85% of IDV,deducting 15% as penalty for wrong NCB mentioned by me(not intentionally) during online r


A. Dear Client,
It is the Insurance who can settle this.
Shanti Ranjan Behera
Advocate

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icon Advise

Mera husband accidentaly death ho gaya unka do policy hai lakisarai ki or ek delhi 25kg marg ki sare documents jama karne ke bawazood 3moths ho gaya Avi tak koi result nehi mili death claim officer


A. dear client kindly approach the Insurance Ombudsman Officer for redressal of your grievance.

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Latest Response 5 years ago
Deepak Yashwantrao Bade

Deepak Yashwantrao Bade

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ROBERT D ROZARIO

ROBERT D ROZARIO

GANESH  SHARMA

GANESH SHARMA

Rajender  Prasad

Rajender Prasad

icon First party car Insurance

I planned to sell my car as I wanted to buy a new one hence this was listed on OLX . I did find a buyer who agreed to pay 4.25lakhs for the car on a mutual agreement .The buyer agreed to pay 1 lakh on


A. Get issue legal notice

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Mohd   Imran

Mohd Imran

Ambrose  Leo

Ambrose Leo

Nilanjan  Chatterjee

Nilanjan Chatterjee

icon Delay in reporting accident to insurance co

Sir, I met with an accident May 13th, but was not in a psychological condition to even think of the event. While the FIR and related documents were filed, I did not intimate the insurance co. Further,


A. No issure if you lost the original. Insurance company verify your details from the concerned authorities and no need to panic about delay. Court may condone the delay on genuine ground

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Vimlesh Prasad Mishra

Vimlesh Prasad Mishra

Nirmal  Chopra

Nirmal Chopra

icon Loss of job

Hi, i have a ICICILombard Personal loan insurance and i recently resign from job due to some personal reason and unable to pay the EMI of personal loan, then i approach the ICICILomb ( due to they co


A. 1. The clause mentioned on ICICI lombard PL insurance agreement is unilateral and can not be considered by the court of law.

2. I suggest you to issue legal notice.

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icon Can a private car driving license holding driver ,drive a commercial car?

The car was in uber. so it was commercial. but another person with a private driving license was driving it and he hit the car. so a case is going on and there is a problem in claiming the insaurance.


A. Yes it is happened. You can drive a commercial vehicle on your private lmv licence.

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Latest Response 5 years ago
Ashutosh  Pathak

Ashutosh Pathak

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Bhandari Law Firm  Advocate & Attorneys

Bhandari Law Firm Advocate & Attorneys

icon unregistered vehicle insurance claim

my bike is not yet registered is it possible to claim my bike insurance if i meet accident?


A. On such bike Insurance Company never issue insurance policy then how can you get claim.

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Deepak Yashwantrao Bade

Deepak Yashwantrao Bade

Ambrose  Leo

Ambrose Leo

icon Cheating

One Police officer had taken one policy some 30 days back. As now the free look period is over he is claiming the money and is threatening me that he will file one FIR of cheating. Please advise.


A. dear client in your matter It is a wake threat of police officer.You lodge complaint before the dist collector.

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Latest Response 5 years ago
Deepak Yashwantrao Bade

Deepak Yashwantrao Bade

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