Migration of group health insurance policy to family floater policy
Migration of group health insurance policy to family floater policy
I am leaving my current organization and 30th Sep'21 is my last day in the organization. I would not be joining any another organization. Hence, I would like to migrate the group health insurance (pr
2 years ago
A. Dear Sir,
You may approach insurance ombudsman if clauses of first policy allows such transfer from one policy to another.
Hospital performing surgeries without any valid registration
For medical insurance, I've asked my hospital to provide their registration number or ID, however, I was quiet shocked to hear that they do not have license or they did not renewed it but they are per
2 years ago
A. Dear Sir,
You have several options and you can get huge compensation from them. First lodge a complaint with the Police. Secondly send complaint to Medical Council of India. Thirdly, you make it viral on social network and approach consumer Court claiming compensation.
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LIC DEATH CLAIM IN SUICIDE
On July 10th my mother committed suicide in her mother's home while she was alone at home by using kerosine oil and lighter. She was suffering from mental illness where she used to hear people talk ab
2 years ago
A. First by law you can not demand any compensation. And any benefit. Because your mother to be suicide. Either any policy holder can not sucide if the policy holder takes the sucide. His legal heirs can not challenge any benefit which give by lic and post office.
You should be contact to the office. And after takes staps.
Accident death naturally death. Any suddenly ill.
Some death are decried in the policy. Then the policy holder heirs takes benefit.
If any help my answer you. You thik that ...ReadMore
Pardeep Kumar Dhiman Dhiman
Insurance act 2015 and nomination
My daughter has expired during pregnancy( child was alive) and she was working at that time. Company had a term insurance policy under her name And term insurance is taken on the month of August arou
2 years ago
A. Dear Sir/ Madam
Unless a legal obligation has been imposed the property of the deceased shall be received and held by the nominees and not the heir.
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Ayantika Mondal @ Prime Legal
Non Payment of full amount on maturity by Kotak life insurance as per bond terms
Dear Sir/Madam, I am not satisfied with the response from Kotak life insurance on maturity benefits as they have not paid as per bond paper terms and conditions. As per ter
2 years ago
A. Dear Sir,
Such instances are more in Private Sector Banks. Better you approach ombudsman of insurance and if not resolved in your favour then approach consumer forum if not resolved then finally you may approach High Court.
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??????????? rejection
1. महोदय आप द्वारा मेरे अनुरोध को सिर्फ एक क्लॉज का आधार लेकर रिजेक्शन का निर्
2 years ago
A. Dear Sir,
Please simply your question in one paragraph.
Edelweiss life insurance claim rejected
My brother took edelweiss life insurance. He died after paying 1st premium . Company rejected claim because of not answering undertaking call from edelweiss company
2 years ago
A. If your claim is rejected at branch level then approach the higher authority at the company.if they too, then give an application before Bimalokpal(insurance ombudsman) of your area. If you not succeed ,the sue in the court.
Amrendra Kumar
Withdrawal of premium insurance
I purchased an insurance cum ULIP plan with gauranteed benefits with yearly premium ₹98k and death cover of ₹9.8 lakh only. After paying 1 premium, now I don't want to continue with it and the pol
2 years ago
A. you had 15 days to backout of policy if you not liked it.
after 1 year it is not possible.
But due to corona, policies are available for renewal after getting lapsed but depends on company.
It is advisable to pay for minimum number of years as per terms and conditions to surrender it.
Ankur Goel @ Complete Law Shield
Name different in PF account and Hospital records
I am writing for my cousin father. He have a name in certificate and same is mentioned in PF account. Later he have changed name and got new name in aadhar and also in Hospital records. He have got
2 years ago
A. Plz submitte his name change proof and related documents in insurense office
Then raise the claim procedure...
HARSH KUMAR MISHRA
Ravikant Ahuja
I met with an accident on 8th Jan 2021. I started the insurance claim formality immediately and car workshop vendor took my car on same day. Insurance company (edelweiss) took 24 days to provide go ah
3 years ago
A. Hi,
Serve them with legal notice to do their duty. If you wish to resolve the matter extra-judicially, you can approach the Insurance Ombudsman.
If you are seeking monetary compensation, you can file a suit in consumer Court.
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Ayantika Mondal @ Prime Legal
