icon Health insurance

Hi, I have a health insurance policy with a leading private insurance provider for the past 6 years. I did not have any pre-existing conditions when I took the policy. But 2 years back I was diagnosed


A. Hi client,
If you have got a new medical issue, you should definitely let him know this. Immediately talk to your insurer.
Thank you

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icon Life Insurance claim

Be Afterexpiryof 3yearsfrom date of risk if life insurance company has not settled but processing and mean time it is provided a evidence of preexisting diseDe not disclose can it withhold the claim i


A. Dear sir/madam
If you have not disclosed the previous existing disease as on the date of policy then they may withold or even reject the claim.

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icon LIFE INSURANCE (FIXED PLAN SAVINGS)

I HAVE TAKEN A LIFE INSURANCE POLICY WITH TERMS AS TO PAYMENT OF YEARLY PREMIUM FOR 5 YEARS AND THEREAFTER IF I SURVIVE YHE POLICY MONEY WILL BE RETURNED WITH ADDITIONS AFTER 7 YEARS. SINCE I HAVE NOT


A. Dear Sir,
Show your policy to local advocate or contact your insurance agent to clarify your doubts.

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Rameshwar  Dadhe

Rameshwar Dadhe

icon Health Insurance not being offered by any Insurance company in this country.

Dear Sir / Madam, I am a patient of Epilepsy for the last 20 years. When I try to get Health Insurance for myself, all the insurance companies have refused Health Insurance on the grounds that I suffe


A. Dear Sir,
You may approach High Court by filing PIL through any advocate who is ready to file such PIL free of cost or approach any NGO who wish to support your noble cause.

Thanks.

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icon Fraud

I wasn't able to pay my dues for insurance and got a fraud issue on my insurance policy regarding which someone called me saying that he can help me in recovering that money, he told me to pay him in


A. Dear Rahul,
You should file complaint case or FIR for fraud done with you.
You are asking for cost for filing and advocate fees etc.
While you did not thought before making payment of 3. 91lacs. In someone's account. And now u are thinking much about ur expenses at court and Advocate fees. This is surprising. You may feel to contact for further advise.
Thanks

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Latest Response 4 years ago
Sanjay Kumar Jha

Sanjay Kumar Jha

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Rameshwar  Dadhe

Rameshwar Dadhe

icon Accident case

My bike crashed with a car on road. They filed a case in police station for compensation for there damage. What is the procedures for pay there claim through my vehicle insurance...???


A. Dear Sir,
Case cannot be filed in police station seeking compensation however it is insured it is the responsibility of Insurance Company to pay such compensation.

Please take PAID phone call with me through VIDHIKARYA and get more legal guidance.

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Rameshwar  Dadhe

Rameshwar Dadhe

icon Insurance claim

My truck met an accident on 27 June2019 and national permit expired on 7 June 2019. So insurance company is refusing to give claim . I have heard that if national permit expires then 25%is deducted an


A. Dear Sir,
You may approach local legal expert with all your documents and get appropriate legal advise.

Please take PAID phone call with me through VIDHIKARYA and get more legal guidance.

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icon Consumer court

My son is having health insurance policy for his family from UIICo since April 25,2011 and was also covered under policy taken by his office. In December 2011 my daughter in law was operated for rect


A. Dear Sir,
They can prefer appeal within limitation period otherwise you can proceed to execute the decree.

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icon Car insurance claim

My car met with an accident and at that time my sister was driving the car and my father and brother they were there in the car. She has valid license . Tata aig ask me to provide MLR report but hospi


A. Dear Sir,
You may raise the issue with Insurance Ombudsman or get issue a legal notice and file a civil suit to recover insurance amount.

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icon INSURANCE COMPANY VIOLATING AGREEMENT OF POLICY DOCUMENT ISSUED TO ME

I took a insurance policy from Bharti Axa Life Insurance co. in july 2017. It is on monthly premium mode since first month. Due date of policy is 12th of every month as per policy document. But the in


A. Issue a legal notice to them and also complain to the banking ombudsman.

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Jagannath S  Pawar

Jagannath S Pawar