Loan suraksha Bima
A. Dear client,
Under the scheme, in case of death due to accident or complete disability, the beneficiary's nominee gets ₹ Two Lakh, while in case of partial disability an amount ₹ One Lakh is given to the nominee.
Although the same is not compulsory however, having a car insurance is mandatory driving document in India.
Hope it helps.
Less vehicle insurance amount passed
My vehicle damaged three sides due to accident. Only 3000 of one side damage passed. Total damage amount is 21000. I not availed passed insurance claim and repaired in cash. Can I file a case for fu
1 year ago
A. Dear Sir,
You may go to Insurance Ombudsman which is cost effective otherwise you will lose money if you prefer appeal against such order.
Freelook Denial
Policy Copy Recieved after Freelook Expiry Date as Insurance company Says it was credited to your EIA account which I never knew what it was Also the facts filled by agent were wrong which we pointed
1 year ago
A. Dear Sir,
If you have any issue then there is an authority called Insurance Ombudsman to which you can lodge complaint online or offline and get settle the matter.
Burglary insurance claim for a firm
A burglary loss claim in the factory of a firm has been turned down under incorrect reasoning. Ombudsman does not handle Firm related case. What to do?
1 year ago
A. Dear Sir,
You may go to consumer forum or civil court and get justice. You may also get issue a legal notice before such proceeding.
Regarding Mediclaim Insurance
My dad had cataract surgery for both the eyes. SA for my policy is Rs 200000. Policy says 10% of SA is the limit for one eye cataract surgery i.e 20000 so in total 40000 should be given. However last
1 year ago
A. Dear Sir,
No body can enrich at cost of another. On the basis of this principle you are liable to refund the excess amount received by you.
Car accident insurance - I have filed claim
I have filed claim 3 months ago for car accident claim, initially the officer saying that i will receive total approved amount but now they refusing to pass claim on the basis of that i have already t
2 years ago
A. Dear Sir,
If your claim is not approved then lodge a complaint with insurance ombudsman or file complaint with Consumer Court thus you will get your claim amount.
Accidental death claim
My Accidental Death Insurance Claim was approved by the Sessions Court but the insurance company is applied for stay in the High Court and but for stay order the High Court told insurance company to f
2 years ago
A. Dear Sir,
You have to file execution petition and recover the same by attaching its properties. The company cannot get again stay order but your advocate must coordinate with you.
Summons to appear in court for U/sec 166 mv act against me.
I met with an accident and the friend of mine(pillion) died due to head injury in accident. Charges on me- 279, 304a and mv act 184 My friends family summoned and filed Case against me in court for
2 years ago
A. Dear Sir,
Yes, you have to engage advocate in both the cases otherwise as there is death of one person you will be convicted. Also compensation may be awarded and you must not believe the insurance company since it may say that policy conditions were violated as such it is not liable to pay the compensation.
Raghu Rajegowda
Health insurance claim rejected
Health insurance claim rejected due to hospital misrepresentation, like they charged differently at the same time of admission duration for the same treatment. What to do in this scenario.
2 years ago
A. Dear Sir,
You may approach Insurance Ombudsman or Consumer Court.
I could have explained more if background is known to me. If background is made known in full then legal experts will be in position to understand correctly. Moreso, the background must be in brief.
Please give me FIVE STAR if satisfied by my answers.
A. Dear Sir,
It is too late but if there are grounds to justify the delay you can approach Magistrate Court and file private complaint and get it registered.
