Insurance Policy nominee Vs Legal heirs
Insurance Policy nominee Vs Legal heirs
My friends mother expired recently and his yelder sister of the age 25years old is nominee in her mother's insurance policy but in court heirship certificate he is also legal heir, so does he have rig
3 years ago
A. Dear Sir,
Nominee is not entitled for entire amount but after nominee receives entire amount it has to be distributed as per the norms of personal laws.
Ayantika Mondal @ Prime Legal
House insurance
my dad has applied for the house loan but 4 months before he passed away. Since he's the only one who's earning in our family it's hard to pay the due amount. We haven't paid for r months we have ins
3 years ago
A. it was life insurance or insurance taken with home loan ?
you have to get a lawyer and claim insurance amount.
Insurance companies dont want to pay anybody specially private companies.
dont give importance to bank legal notice for now.
Hope this clarifies,
Advocate Ankur Goel (Complete Law Shield)
#YourLifeYourChoice
Ankur Goel @ Complete Law Shield
Insurance denied based on Hypertension
My father was denied a claim on a angioplasty, based on pre existing Hypertension. There was clear documentation provided that there was no connection with the disease being treated and Hypertension.
3 years ago
A. Dear Sir,
You may approach Consumer Court and get appropriate orders or you may also approach insurance ombudsman.
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Accident in my friend's car
In 2017 we had accident in my frds car. We're 3 people in vehicle. I had recorded statement to police. My frd got his insurance claim. Yesterday my frd called who was in vehicle with me & told me we h
3 years ago
A. Dear Sir,
You may enquire with the concerned police and also ask somebody to enquire in the concerned Court.
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Car Insurance claim rejected
I Purchased a car on 5th Oct from Individual, Payment was done on 6th Oct. I initiated the RC change on 7/8th Oct. However before i could initiate the change of name in insurance, i met with car accid
3 years ago
A. Dear Sir,
It depends upon so many factors and insurance must stand in your name to claim the amount otherwise claim the same through the previous owner which they cannot deny.
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Ayantika Mondal @ Prime Legal
Death claim is supposed to be rejected
Dear Sir/ Madam My father passed away due to covid on 31st July 2020. Hence I raised Term insurance Death Claim in TATA AIA which is under process from 8-9-2020 it is early claim as policy was applie
3 years ago
A. Dear Sir,
If rejected approach banking ombudsman or consumer forum.
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Rameshwar Dadhe
Dispute with company
I have worked with my previous company for almost 6 years and i have taken GMC TOP UP insurance from ABICL. The total insurance amount was for 25 Lakhs and third party agency has passed the claim ini
3 years ago
A. Dear Sir,
You may approach insurance ombudsman and also civil court if necessary.
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Insurance
I have sold my car during June 2020 and not transferred due to lockdown. The car met with accident and buyer wants me to sign Insurance claims form Is is okay to sign? How do I safeguard my interests?
3 years ago
A. Dear Sir,
You have to take personal consultancy and sought out all the issues otherwise you being RC holder held responsible for all future consequences if insurance company reject the claim.
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oriental insurance is disobeying ombudsman order
I have recently been awarded from ombudsman in my favour.But insurance company (oriental insurance) has denied to pay me citing wrong decision by ombudsman.Can insurance company not binded by ombudsm
3 years ago
A. Hi,
Since the insurance company is not following the order given you can file a suit against the insurance company in the High Court.
Hospital asking entire bill amount in cash after Cashless Insurance claim
I had a treatment in a hospital claiming cashless insurance facility in Aug 2019. At that time, i got entire approval from insurance, and I had paid all the balances and cleared all dues and got disch
3 years ago
A. Dear Sir,
You may approach insurance ombudsman and get insured amount and pay the same to the Hospital.
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