Sale Deed Vs Sales Agreement - Which One is Valid ?

1 year ago

Dear Team,

In 2019 i purchased my 1st Flat Via No Broker Team in Panvel - Navi Mumbai at INR 49 Lakhs via Bank Loan, I paid 20% Amount to the Flat Owner & then we completed the property registration at Panvel Registrar Office as per the Lawyer Team appointed by No Broker Team, that time the Lawyer Team prepared the sales agreements & as per the sale agreement we complete the registration process & paid entire stamp duty & other government charges, as per the Sale Agreement the previous flat owner get remaining 80% amount from my bank against the Home Loan which I took from the bank.

After loan disbursement to the flat owner, I took the final amount paid confirmation letter & procession latter from the flat owner, since past one year I am staying in the same property, last year in the month of December 2021, I applied for electricity meter transfer request to my name with all supporting documents like Aadhar Card, Index 2 Copy & Sale Agreement Copy & now after almost 9 months MSCB - Mahavitaran staff is telling me you are not the lawful owner of the mentioned property as sale deed is not done between 2 parties. However, I have a Sales Agreement Copy along with all registration copies & stamp duty paid receipts they are not ready to process my application. so I am in shock now, what should i do now, do i need to go through the entire process again to show them the sales deed, what should be my stand on the same part, pls. help, Thanks