cheque bounce - A madam has given me 2lakhs
1 year ago
A madam has given me 2lakhs on 15th mar21 and ask to give me max returns near to 10% per month. i regularly given 25k every 15th from next month till jun22.again on 15th aug 21 she give me 5lakhs and i regularly given 50k from next month to june22. again she give me 5lakhs on 21feb 22 and i regularly give 50k from next month to june 22. after that she told to give me 1st 5lakh. i give her within 7-8 days and afterwards 2-3 days she told to give me 7lakhs. i told her that i already return u 15.5lakhs that u have given 12lakhs only. i have given her near 36-37% yearly intertest. i cann't give more. She call police near my house and told that i am not given 7lakhs. I told police that i have not any agreement for any fixed interest. She told to police that i cannot move from here until i give her postdated cheque of 7laks. she took post dated cheque of 7lakhs and 1st cheque date is 15th mar23. What i have to do now. Please suggest. i have not committed any interest & amount to give and not any agreement signed. All money paid through online banking and all record is there and earlier on feb 21 she has taken 2lakhs from my credit card and didn't return me till now. What can i do now???
It is also concerning that the lender has taken a post-dated cheque without your consent and threatened you with police action. You may want to file a complaint with the police or a consumer protection agency if you feel that your rights have been violated. Additionally, you may want to consider getting legal advice on how to cancel the post-dated cheque to avoid any unauthorized withdrawals from your account.
In the future, it is important to make sure that you have a written agreement specifying the terms of any loans and interest rates, and to keep records of all transactions. This can help prevent misunderstandings and disputes in the future.
Thank You
If she files or issues any notice then u can put your defense. If she files cheque bounce case then immediately rush to High Court and get a stay order on such false case.