Cheque bounce - I had issued blank SBM Cheque
1 year ago
I had issued blank SBM Cheque to relative in 2012 and had taken ₹2lakh for 3%interest rate.per month. Int amt was handed over in cash to her till 2015 Nov. As my mother was hospitalized for 1 1/2 month and then passed away in 2015 Dec 13th, after tht I was not able to pay her int amt due to heavy hospital expenditure. Dec 2015 my relative whom I had borrowed money for interest also passed away. Now relative's daughter has filed a cheque bounce case on me falsely saying tht I had issued SBM cheque on 17/12/2020 and has put that cheque for clearance in PNB and which says insufficient finds and has filed a case on me and i have got summons and in tht case filed is on 30/11/2021.
Please advise after SBM has merged to SBI on 1/4/2017 will the cheque issued by me on 17/12/2020 which relatives daughter falsely saying is validate?
It is advisable to gather all the proof regarding the cheque initially claimed In 2012. Please hire an advocate in this regard and also consult a CA, if required.