Help regarding case 138
11 months ago
Hello
My loan account become NPA and bank filed a case under 138, I am getting legal notices both by post and by police person on my address however, i am currently living in different city for work and all notices are being rejected by my family members saying that i am not available and they cannot take any letter on behalf of me.
What will happen in such case, currently i am not in a situation to pay any amount.
Police persons are saying that warrant will be issued if notice are not accepted.
I am very much stressed and in fear. Please guide me what to do.
Also i have taken Moratorium of two years for my loan which will end in June 2023, still bank keep debiting my account and asking for all due amount in one. I have mailed my query many times to bank but got no response till date.
In the given situation, surrender yourself ASAP before the Court where Case u/s.138 of N I Act is filled and now pending for hearing to avoid all sorts of unwanted consequences arising out of your default and express your constraints to meet your financial liability.
In case the Court considers your prayer you may be given relief accordingly otherwise you have to face legal consequences for your default.
As per the information you have given it is advisable to you reach out to the bank in perosn clear all your issues otherwise you will haveto face serious consequensces.
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